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Pricing Supplement No. 22 dated October 10, 1997 Rule 424(b)(3)
(To Prospectus dated July 8, 1996 and File No. 333-05701
Prospectus Supplement dated August 7, 1997)
ADVANTA CORP.
VALUE NOTES (SM), SERIES A - FIXED RATE
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Cusip No.: 00757GAX7 Interest Rate: 7.00%
Aggregate Principal Amount: $181,000.00 Maturity Date: 10/15/99
Total Agents' Discount or Commission: $1,357.50 Issue Date: 10/15/97
Net Proceeds to Issuer: $179,642.50 Trade Date: 10/10/97
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<TABLE>
<CAPTION>
- --------------------------------------------------------------------------------------------------
Agent's Discount Net Proceeds
Name of Agent Principal Amount or Commission to Issuer
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<S> <C> <C> <C>
Legg Mason Wood Walker, Incorporated $ 43,000.00 $332.50 $ 42,677.50
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Sage Rutty & Co. $ 18,000.00 $135.00 $ 17,865.00
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Dain Bosworth, Inc. $120,000.00 $900.00 $ 119,100.00
- --------------------------------------------------------------------------------------------------
</TABLE>
Interest Payment Dates: November 15, 1997 and the 15th day of each succeeding
calendar month thereafter through and including
September 15, 1999 and on the Maturity Date.
Day Count Convention:
[X] 30/360 for the period from 10/15/97 to 10/14/99.
Redemption:
[X] The Notes cannot be redeemed prior to the Stated Maturity
Date.
[ ] The Notes may be redeemed prior to the Stated Maturity Date.
Initial Redemption Date:
Initial Redemption Percentage:
Annual Redemption Percentage Reduction: ____% until Redemption
Percentage is 100% of the principal amount.
Form: [X] Book Entry
Agent acting in the capacity as indicated below:
[X] Agent [ ] Principal
If as Principal:
[ ] The Notes are being offered at varying prices related to
prevailing market prices at the time of resale.
[ ] The Notes are being offered at a fixed initial public offering
price of ____% of principal amount.
If as Agent:
The Notes are being offered at a fixed initial public offering price
of 100% of principal amount.
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[X] Other Provisions: Agent: Dain Bosworth, Inc.
[ ] PaineWebber Incorporated
[X] Legg Mason Wood Walker, Incorporated
[X] Sage Rutty & Co.