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Pricing Supplement dated July 18, 1999 Rule #424(b)(3)
(To Prospectus dated May 3, 1999) File No. 333-74575
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ADVANTA INVESTMENT NOTES
Annual
Percentage
Term Interest Rate Yield*
---- ------------- ------
3 month 6.77% 7.00%
6 month 8.02% 8.35%
12 month 8.76% 9.15%
18 month 8.62% 9.00%
24 month 9.03% 9.45%
30 month 8.85% 9.25%
48 month 9.08% 9.50%
60 month 9.53% 10.00%
REDIRESERVE VARIABLE RATE CERTIFICATES**
Annual
Percentage
Tier Interest Rate Yield*
---- ------------- ------
$100 to $4,999 4.60% 4.71%
$5,000 to $24,999 6.50% 6.72%
$25,000 to $49,999 6.65% 6.88%
$50,000 plus 6.80% 7.04%
Minimum Investment $5,000
AN OFFER CAN ONLY BE MADE BY THE PROSPECTUS DATED MAY 3, 1999, IN CONJUNCTION
WITH THIS PRICING SUPPLEMENT DATED JULY 18, 1999. SEE "RISK FACTORS" BEGINNING
PAGE 6 OF THE PROSPECTUS FOR A DISCUSSION OF CERTAIN FACTORS WHICH SHOULD BE
CONSIDERED IN CONNECTION WITH AN INVESTMENT IN THE NOTES AND REDIRESERVE
CERTIFICATES. THE NOTES AND REDIRESERVE CERTIFICATES REPRESENT OBLIGATIONS OF
ADVANTA CORP. AND ARE NOT INSURED OR GUARANTEED BY THE FDIC OR ANY GOVERNMENTAL
ENTITY.
* The Annual Percentage Yield assumes all interest reinvested daily at the
stated rate.
** The interest rate we pay on any particular RediReserve Certificate depends
on the tier into which the holder's end-of-the-day balance falls. We will
not pay interest on a RediReserve Certificate for any day on which the
end-of-the-day balance is less than $100. Interest rates and annual
percentage yields for each tier may change from week to week and will apply
to outstanding RediReserve Certificates. We currently set the interest
rates each Sunday and they are effective through Saturday. Interest rates
for each one week period, currently commencing on Sunday, will be at least
equal to the rate on the thirteen week U.S. Treasury Bill auctioned on the
immediately preceding Monday less one percent (1%).
FOR MORE INFORMATION CALL
1-800-223-7074
