Principal
(logo) Financial Principal Life
Group Insurance Company
Princor Financial
Services Corporation
December 7, 2000
VIA EDGAR
Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, NW
Washington, DC 20549
Re Principal Life Insurance Company Separate Account B
Flexible Variable Annuity Contract
CIK No. 0000009713
File Nos. 333-40254 and 33-74232
Pursuant to Rule 497(j) under the Securities Act of 1933 ("1933 Act"), the
undersigned certifies on behalf of Principal Life Insurance Company Separate
Account B and the Flexible Variable Annuity Contract that the Prospectus and
Statement of Additional Information relating to this contract that would have
been filed under Rule 497(c) of the 1933 Act do not differ from those contained
in the most recent Amendment to the contract's Registration Statement which was
filed electronically with the Securities and Exchange Commission on November 15,
2000.
Please send copies of all correspondence with respect to this certificate to the
undersigned, or contact me at (515) 235-6086.
Sincerely
/s/ Jean B. Schustek
Jean B. Schustek
Assistant Vice President - Registered Products
Princor Financial Services Corporation
JBS/ka
The Principal Home Office: Des Moines, Iowa USA 50392-0200 (800) 451-5447
Securities offered through Princor Financial Services Corporation,
Des Moines, IA 50392-0200 FAX (515) 248-4745
