TRANSAMERICA FINANCE CORP
424B2, 1999-03-03
PERSONAL CREDIT INSTITUTIONS
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PRICING SUPPLEMENT NO. 18                                                       Rule 424 (b) (2)             
TRADE DATE  March 1, 1999                                                       Registration No. 333-69065   
(To  Prospectus  Supplement  dated on  January  5, 1999  including  the                                      
Prospectus dated December 28, 1998)                                             CUSIP Number: 89350LJL7  
                                                                                



                                                            $4,000,000.00
                                                  TRANSAMERICA FINANCE CORPORATION
                                                     MEDIUM-TERM NOTES, SERIES F
                                               Due 9 Months or More from Date of Issue



Floating Rate Note         ( )                                                  Fixed Rate Note (x)              
Senior Medium-Term Note    (x)                                                  Subordinated Medium-Term Note ( )
                                                                                
Principal Amount:            $  100,000,000.00                                  Issue Price:                 100%             
Original Issue Date:         March 4, 1999                                      Specified Currency:          US Dollars       
Interest Accrual Date:       March 4, 1999                                      Maturity Date:               March 5, 2001 
Interest Rate:               5.89% per annum                                                                                  
                                                                                                                              
Redemtion Date(s):           None                                               New Maturity Date(s):                         
                                                                                Notice of Renewal Date(s):                    
Redemption Price(s):         N/A                                                


Authorized  Denominations (if other than  denominations of $1,000 and           Index Currency:                            
intergal multiples of $1,000 in excess thereof on US Dollars): N/A              Interest Reset Period:                     
                                                                                Interest Reset Dates:                      
Repayment Date(s):                            None                                                                         
                                                                                Interest Payment Period:      Semi-annual           
Repayment Price(s):                           N/A                               Interest Payment Dates:       March 1 & September 1 
                                                                                                              (or modified following
Original Issue Discount                                                                                        business day)        
Note:                                         ( ) Yes   (x) No                                                                      
Total Amount of OID:                          N/A                               Global Security:              (x) Yes ( ) No        
Yield to Maturity:                            N/A                               Exchange Rate Agent:          N/A                   
Initial Accrual Period OID:                   N/A                               Historical Exchange Rate:     N/A                   
Method Used to Determine Yield                                                                                                      
to Maturity and Initial Accrual Period OID:   N/A                               Spread (plus or minus):       N/A                   
                                                                                Spread Multiplier:            N/A                   
                                                                                Maximum Interest Rate:        N/A                   
                                                                                Minimum Interest Rate:        N/A                   
(Only applicable to Floating Rate Notes):                                       Calculation Rate Agent:       N/A                   
         Initial Interest Rate:     N/A                                                                                             
         Index Maturity:   N/A                                                  Name of Agent:                Chase Securities,     
         Base Rate(s)      N/A                                                                                Prudential Securities 
                  If LIBOR, Designated LIBOR page:                              Agent's Discount or Commission:  $250,000.00    
                  ( ) LIBOR Reuters                                             Net Proceeds to Company:         $99,750,000.00
                  ( ) LIBOR Telerate page 3750                                  


(x) Agent is acting as Agent for the sale of Notes by the Company at a price to the public of (x) 100% of Principal  Amount ( ) % of
Principal Amount

( ) Agent is  purchasing  Notes from the Company as Principal  at 100% of the  principal  amount for resale to  investors  and other
purchasers  at: ( ) a fixed  initial  public  offering  price of _____% of the  principal  amount;  ( ) varying  prices  relating to
prevailing market prices at a time of resale to be determined by Agent.


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