EXHIBIT 12
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TRANSAMERICA FINANCE CORPORATION AND SUBSIDIARIES
COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES
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Six months ended June 30,
2000 1999
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(Dollar amounts in millions)
<S> <C> <C>
Fixed charges:
Interest and debt expense $ 299.5 $ 219.1
One-third of rental expense 12.0 11.9
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Total $ 311.5 $ 231.0
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Earnings:
Net income $ 15.3 $ 69.1
Provision for income taxes 11.5 44.9
Fixed charges 311.5 231.0
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Total $ 338.3 $ 345.0
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Ratio of earnings to fixed charges 1.09 1.49
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