TRAVELERS QUALITY BOND ACCOUNT FOR VARIABLE ANNUITIES
24F-2NT, 1997-02-28
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<PAGE>  1     
Securities and Exchange Commission     
Washington, D.C. 20549     
Form 24F-2     
Annual Notice of Securities Sold     
Pursuant To Rule 24f-2     
1.Name and Address of Issuer:	THE TRAVELERS QUALITY BOND     
				ACCOUNT FOR VARIABLE ANNUITIES    
   
2.Name of Each Series or Class of Funds For Which This Notice      
is Filed:    
   
3.Investment Company Act File Number:	811-2571     
Securities Act File Number:	2-53757    
   
4.Last Day of Fiscal Year For Which This Notice is Filed:      
		DECEMBER 31, 1996   
    
5.Check Box if this notice is being filed more than 180 days      
after the close of the issuer's fiscal year for purposes of      
reporting securities sold after the close of the fiscal year      
but before termination of the issuer's 24f-2 declaration: [ ]    
   
6.Date of termination of issuer's declaration under Rule     
24f-2(a)(1) if applicable (see Instruction A.6):    
   
7.Number and amount of securities of the same class or series      
which had been registered under the Securities Act of 1933      
other than pursuant to Rule 24f-2 in a prior fiscal year, but      
which remained unsold at the beginning of the fiscal year:     
			0    
   
8.Number and amount of securities registered during the      
fiscal year other than pursuant to Rule 24f-2:     
			0    
   
9.Number and aggregate sale price of securities sold during      
the fiscal year:     
		6,667,317 / $32,775,520    
   
10.Number and aggregate sale price of securities sold during      
the fiscal year in reliance upon registration pursuant to      
Rule 24f-2:     
		6,667,317 / $32,775,520    
  
  
  
  
  
  
  
  
  
  
  
  
  
   
<PAGE>  2     
11.Number and aggregate sale price of securities issued      
during the fiscal year in connection with dividend      
reinvestment plans, if applicable (see instruction B.7):     
  
12.Calculation of registration fee:     
  
<TABLE>     
  
<S>  	<C>			                           					<C>     
(I)  	Aggregate sale price of securities     
	sold during the fiscal year in     
	reliance on rule 24f-2 (from Item 10):  				$       32,775,520  
   
(ii) 	Aggregate price of shares issued in     
	connection with dividend reinvestment     
	plans (from Item 11, if applicable): 		  			+                0  
   
(iii)	Aggregate price of shares redeemed or     
	repurchased during the fiscal year     
			                                    						-       47,826,532   
     
(iv)	Aggregate price of shares redeemed or     
	repurchased and previously applied as     
	a reduction to filing fees pursuant to     
	Rule 24e-2 (if applicable):				           		+                0   
						                                    			-------------------  
   
(v)	Net aggregate price of securities sold     
	and issued during the fiscal year in     
	reliance on rule 24f2[line(i), plus     
	line (ii), less line (iii), plus line     
	(iv)] if (applicable):				                	        (15,051,012)  
   
(vi)	Multiplier prescribed by Section 6(b)     
	of the Securities Act of 1933 or other     
	applicable law or regulation     
	(see instruction C.6):		                      		X.000344827586   
			                                  					  	-------------------  
   
(vii)	Fee due [line (i) or line (v) multiplied     
	by line (vi)]:	                       						$                0   
								                                    	===================   
  
  
  
  
  
  
  
  
  
  
  
  
   
</TABLE>     
<PAGE>   3     
Instruction:	Issuers should complete lines (ii), (iii),     
(iv), and (v) only if the form is being filed      
within 60 days after the close of the issuer's      
fiscal year.  See instruction C.3.    
   
13.  Check box if fees are being remitted to the Commission's      
lockbox depository as described in section 3a of the      
Commission's Rules of Informal and Other Procedures     
(17 CFR      202.3a). [ ]    
   
Date of mailing or wire transfer of filing fees to the      
Commission's lockbox depository:    
   
SIGNATURES    
   
This report has been signed below by the following persons on      
behalf of the issuer and in the capacities and on the dates indicated.     
By (Signature and Title)*				/s/ Kathleen A. McGah     
                      						-----------------------------------------     
		                      				Counsel and Assistant Secretary     
				                      		-----------------------------------------     
Date: 	2/27/97     
     	------------------    
   
			*	Please print the name and title of the signing     
				officer below the signature.


OPINION OF COUNSEL 
 
Re: Rule 24f-2 Notice for The Travelers Quality Bond Account  
for Variable Annuities; File No. 2-53757 

	With  regard to the Rule 24f-2 Notice filed by The   
Travelers  Quality  Bond  Account  for Variable Annuities  
covering individual and  group variable annuity contracts, I  
have examined  such documents  and  such  law as  I  have   
considered necessary  and appropriate, and on the  basis  of  
such examination, it is my opinion that: 

	1. The Travelers Insurance Company  is 
	duly  organized  and existing  under  the laws of the State  
	of Connecticut and  has been  duly authorized to do business  
	and to  issue  variable annuity contracts  by the Insurance  
	Commissioner of the  State of Connecticut.
 
	2. The  Travelers Quality Bond Account for Variable 
	Annuities is a duly authorized and validly existing   
	separate account established pursuant to  Section 38a-433 
	of   the Connecticut   General Statutes. 
	
	3. The   variable  annuity  contracts issued   are 
	valid,  legal  and  binding obligations  of  The Travelers  
	Insurance Company; the  securities  are   legally 
	issued, fully paid and non-assessable. 

	4. Assets  of The  Travelers  Quality Bond  Account for  
	Variable Annuities  are not  chargeable with liabilities  
	arising out  of any  other  business  which  The Travelers  
	Insurance Company may conduct. 

/s/ Kathleen A. McGah 
- ------------------------------------------
Counsel and Secretary 
The Travelers Insurance Company

Dated: February 27, 1997 




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