<PAGE> PAGE 1
000 A000000 06/30/96
000 C000000 0000099444
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 A
001 A000000 THE TRAVELERS GROWTH AND INCOME STOCK ACCOUNT
001 B000000 811-1539
001 C000000 8602774519
002 A000000 ONE TOWER SQUARE
002 B000000 HARTFORD
002 C000000 CT
002 D010000 06183
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 N
007 B000000 0
007 C010100 1
007 C010200 2
007 C010300 3
007 C010400 4
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
008 A000001 THE TRAVELERS INVESTMENT MANAGEMENT COMPANY
008 B000001 A
008 C000001 801-07212
008 D010001 HARTFORD
008 D020001 CT
008 D030001 06183
010 A000001 THE TRAVELERS INSURANCE COMPANY
010 B000001 8-13516
010 C010001 HARTFORD
010 C020001 CT
010 C030001 06183
011 A000001 TOWER SQUARE SECURITIES, INC.
011 B000001 8-13752
011 C010001 HARTFORD
011 C020001 CT
011 C030001 06183
013 A000001 COOPERS AND LYBRAND L.L.P.
013 B010001 HARTFORD
013 B020001 CT
<PAGE> PAGE 2
013 B030001 06183
014 A000001 PFS DISTRIBUTIONS, INC.
014 B000001 8-37352
014 A000002 PFS INVESTMENTS INC.
014 B000002 8-26486
014 A000003 THE ROBINSON-HUMPHREY COMPANY, INC.
014 B000003 8-27190
014 A000004 THE TRAVELERS INSURANCE COMPANY
014 B000004 8-13516
014 A000005 TOWER SQUARE SECURITIES, INC.
014 B000005 8-13752
014 A000006 COPELAND EQUITIES, INC.
014 B000006 8-21009
014 A000007 SMITH BARNEY INC.
014 B000007 8-8177
015 A000001 THE CHASE MANHATTAN BANK, N.A.
015 B000001 C
015 C010001 NEW YORK
015 C020001 NY
015 C030001 10081
015 C040001 1000
015 E010001 X
018 000000 Y
019 A000000 Y
019 B000000 7
019 C000000 TICSEPACCT
020 A000001 INSTINET
020 C000001 43
020 A000002 SMITH BARNEY
020 C000002 25
020 A000003 MORGAN STANLEY & CO. INC.
020 B000003 13-2655998
020 C000003 25
020 A000004 AUTRANET, INC.
020 B000004 13-2961507
020 C000004 22
020 A000005 ROBINSON HUMPHREY
020 C000005 20
020 A000006 PAINE WEBBER
020 C000006 19
020 A000007 SALOMON BROTHERS, INC.
020 C000007 18
020 A000008 BEAR STEARNS FACTSET
020 C000008 18
020 A000009 DONALDSON LUFKIN & JENNRETTE
020 C000009 17
020 A000010 FIRST BOSTON CORPORATION
020 B000010 13-5659485
020 C000010 16
021 000000 344
022 A000001 MERRILL LYNCH GOVERNMENT SECURITIES
<PAGE> PAGE 3
022 C000001 572002
022 D000001 0
022 A000002 INSTINET
022 C000002 18305
022 D000002 28430
022 A000003 MORGAN STANLEY & CO INC.
022 B000003 13-2655998
022 C000003 30705
022 D000003 12142
022 A000004 GOLDMAN SACHS MONEY MARKETS L.P.
022 C000004 23593
022 D000004 0
022 A000005 FIRST BOSTON CORPORATION
022 B000005 13-5659485
022 C000005 17517
022 D000005 3536
022 A000006 SMITH BARNEY
022 C000006 14091
022 D000006 5602
022 A000007 AUTRANET, INC.
022 B000007 13-2961507
022 C000007 6338
022 D000007 12090
022 A000008 CHEMICAL SECURITIES INC.
022 C000008 16444
022 D000008 996
022 A000009 BEAR STEARNS FACTSET
022 C000009 8732
022 D000009 8015
022 A000010 ROBINSON HUMPHREY COMPANY INC.
022 C000010 7129
022 D000010 9503
023 C000000 840852
023 D000000 179538
024 000000 N
025 D000001 0
025 D000002 0
025 D000003 0
025 D000004 0
025 D000005 0
025 D000006 0
025 D000007 0
025 D000008 0
026 A000000 N
026 B000000 Y
026 C000000 N
026 D000000 Y
026 E000000 N
026 F000000 N
026 G010000 N
026 G020000 N
<PAGE> PAGE 4
026 H000000 N
027 000000 Y
028 A010000 5523
028 A020000 0
028 A030000 0
028 A040000 7035
028 B010000 5630
028 B020000 0
028 B030000 0
028 B040000 5478
028 C010000 5952
028 C020000 0
028 C030000 0
028 C040000 5151
028 D010000 4985
028 D020000 0
028 D030000 0
028 D040000 4421
028 E010000 4723
028 E020000 0
028 E030000 0
028 E040000 4644
028 F010000 4998
028 F020000 0
028 F030000 0
028 F040000 5622
028 G010000 31811
028 G020000 0
028 G030000 0
028 G040000 32351
028 H000000 751
029 000000 Y
030 A000000 21
030 B000000 4.00
030 C000000 0.00
031 A000000 0
031 B000000 602
032 000000 329
033 000000 294
034 000000 Y
035 000000 78
036 A000000 N
036 B000000 0
037 000000 N
038 000000 0
039 000000 Y
040 000000 N
042 A000000 0
042 B000000 0
042 C000000 0
042 D000000 0
<PAGE> PAGE 5
042 E000000 0
042 F000000 0
042 G000000 0
042 H000000 0
043 000000 0
044 000000 0
045 000000 Y
046 000000 N
047 000000 Y
048 000000 0.450
048 A010000 0
048 A020000 0.000
048 B010000 0
048 B020000 0.000
048 C010000 0
048 C020000 0.000
048 D010000 0
048 D020000 0.000
048 E010000 0
048 E020000 0.000
048 F010000 0
048 F020000 0.000
048 G010000 0
048 G020000 0.000
048 H010000 0
048 H020000 0.000
048 I010000 0
048 I020000 0.000
048 J010000 0
048 J020000 0.000
048 K010000 0
048 K020000 0.000
049 000000 N
050 000000 N
051 000000 N
052 000000 N
053 A000000 N
054 A000000 Y
054 B000000 Y
054 C000000 Y
054 D000000 Y
054 E000000 Y
054 F000000 Y
054 G000000 Y
054 H000000 Y
054 I000000 Y
054 J000000 Y
054 K000000 Y
054 L000000 Y
054 M000000 Y
054 N000000 Y
<PAGE> PAGE 6
054 O000000 Y
055 A000000 N
055 B000000 N
056 000000 Y
057 000000 N
058 A000000 Y
058 B000000 Y
058 C000000 N
058 D000000 N
058 E000000 N
059 000000 Y
060 A000000 Y
060 B000000 Y
061 000000 20
062 A000000 N
062 B000000 0.0
062 C000000 0.0
062 D000000 0.0
062 E000000 0.0
062 F000000 0.0
062 G000000 0.0
062 H000000 0.0
062 I000000 0.0
062 J000000 0.0
062 K000000 0.0
062 L000000 0.0
062 M000000 0.0
062 N000000 0.0
062 O000000 0.0
062 P000000 0.0
062 Q000000 0.0
062 R000000 0.0
063 A000000 0
063 B000000 0.0
066 A000000 Y
066 B000000 N
066 C000000 N
066 D000000 N
066 E000000 Y
066 F000000 N
066 G000000 N
067 000000 N
068 A000000 N
068 B000000 N
069 000000 N
070 A010000 Y
070 A020000 Y
070 B010000 Y
070 B020000 N
070 C010000 N
070 C020000 N
<PAGE> PAGE 7
070 D010000 Y
070 D020000 N
070 E010000 Y
070 E020000 N
070 F010000 Y
070 F020000 Y
070 G010000 Y
070 G020000 N
070 H010000 Y
070 H020000 N
070 I010000 Y
070 I020000 N
070 J010000 Y
070 J020000 N
070 K010000 Y
070 K020000 N
070 L010000 Y
070 L020000 Y
070 M010000 N
070 M020000 N
070 N010000 N
070 N020000 N
070 O010000 Y
070 O020000 N
070 P010000 N
070 P020000 N
070 Q010000 Y
070 Q020000 Y
070 R010000 N
070 R020000 N
071 A000000 157105
071 B000000 167327
071 C000000 432689
071 D000000 36
072 A000000 6
072 B000000 323
072 C000000 4442
072 D000000 0
072 E000000 0
072 F000000 998
072 G000000 0
072 H000000 0
072 I000000 0
072 J000000 0
072 K000000 0
072 L000000 0
072 M000000 0
072 N000000 0
072 O000000 0
072 P000000 0
072 Q000000 0
<PAGE> PAGE 8
072 R000000 0
072 S000000 0
072 T000000 0
072 U000000 0
072 V000000 0
072 W000000 2549
072 X000000 3546
072 Y000000 0
072 Z000000 1219
072AA000000 24246
072BB000000 0
072CC010000 17115
072CC020000 0
072DD010000 0
072DD020000 0
072EE000000 0
073 A010000 0.0000
073 A020000 0.0000
073 B000000 0.0000
073 C000000 0.0000
074 A000000 1
074 B000000 0
074 C000000 15715
074 D000000 0
074 E000000 0
074 F000000 447801
074 G000000 0
074 H000000 0
074 I000000 0
074 J000000 81
074 K000000 0
074 L000000 1219
074 M000000 26
074 N000000 464843
074 O000000 515
074 P000000 34
074 Q000000 0
074 R010000 0
074 R020000 0
074 R030000 0
074 R040000 265
074 S000000 0
074 T000000 464029
074 U010000 44433
074 U020000 0
074 V010000 10.45
074 V020000 0.00
074 W000000 0.0000
074 X000000 28124
074 Y000000 0
075 A000000 0
<PAGE> PAGE 9
075 B000000 445271
076 000000 0.00
077 A000000 Y
077 B000000 N
077 C000000 N
077 D000000 N
077 E000000 N
077 F000000 N
077 G000000 N
077 H000000 N
077 I000000 N
077 J000000 N
077 K000000 N
077 L000000 N
077 M000000 N
077 N000000 N
077 O000000 N
077 P000000 N
077 Q010000 Y
077 Q020000 N
077 Q030000 N
078 000000 N
080 C000000 0
081 B000000 0
082 B000000 0
083 B000000 0
084 B000000 0
086 A010000 0
086 A020000 0
086 B010000 0
086 B020000 0
086 C010000 0
086 C020000 0
086 D010000 0
086 D020000 0
086 E010000 0
086 E020000 0
086 F010000 0
086 F020000 0
SIGNATURE IAN STUART
TITLE CFO LIFE & ANNUITY
<TABLE> <S> <C>
<ARTICLE> 6
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-START> JAN-01-1996
<PERIOD-END> JUN-30-1996
<INVESTMENTS-AT-COST> 361,777,820
<INVESTMENTS-AT-VALUE> 463,515,754
<RECEIVABLES> 1,299,752
<ASSETS-OTHER> 26,159
<OTHER-ITEMS-ASSETS> 1,106
<TOTAL-ASSETS> 464,842,771
<PAYABLE-FOR-SECURITIES> 514,368
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 299,352
<TOTAL-LIABILITIES> 813,720
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 44,432,646
<SHARES-COMMON-PRIOR> 44,584,650
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 464,029,051
<DIVIDEND-INCOME> 4,442,108
<INTEREST-INCOME> 323,924
<OTHER-INCOME> 0
<EXPENSES-NET> 3,546,487
<NET-INVESTMENT-INCOME> 1,218,915
<REALIZED-GAINS-CURRENT> 24,245,922
<APPREC-INCREASE-CURRENT> 17,114,542
<NET-CHANGE-FROM-OPS> 42,579,379
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 0
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 40,918,798
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 997,847
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3,546,487
<AVERAGE-NET-ASSETS> 0
<PER-SHARE-NAV-BEGIN> 0
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 0
<EXPENSE-RATIO> 0
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>