<PAGE> PAGE 1
000 A000000 06/30/1999
000 C000000 0000099444
000 D000000 N
000 E000000 NF
000 F000000 Y
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000 I000000 6.1
000 J000000 A
001 A000000 THE TRAVELERS GROWTH AND INCOME STOCK ACCOUNT
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001 C000000 8602774519
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002 C000000 CT
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008 B000001 A
008 C000001 801-17003
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008 D020001 CT
008 D030001 06183
008 A000002 THE TRAVELERS INVESTMENT MANAGEMENT COMPANY
008 B000002 S
008 C000002 801-07212
008 D010002 HARTFORD
008 D020002 CT
008 D030002 06183
010 A000001 THE TRAVELERS INSURANCE COMPANY
010 B000001 8-13516
010 C010001 HARTFORD
010 C020001 CT
010 C030001 06183
011 A000001 CFBDS, INC.
011 B000001 8-32417
<PAGE> PAGE 2
011 C010001 HARTFORD
011 C020001 CT
011 C030001 06183
013 A000001 KPMG LLP
013 B010001 HARTFORD
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013 B030001 06103
014 A000001 PFS DISTRIBUTORS, INC.
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014 A000002 PFS INVESTMENTS INC.
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014 A000003 THE ROBINSON-HUMPHREY COMPANY, INC.
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014 A000004 TOWER SQUARE SECURITIES, INC.
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014 A000005 COPELAND EQUITIES, INC.
014 B000005 8-21009
014 A000006 SMITH ANNUITY SERVICES, INC
014 B000006 8-14495
014 A000007 TRAVELERS DISTRIBUTION COMPANY
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014 A000008 CITICORP SECURITIES SERVICES, INC.
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014 A000009 CITICORP FINANCIAL SERVICES CORPORATION
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014 A000011 CITICORP SECURITIES, INC.
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014 A000012 SALOMON REINVESTMENT COMPANY INC.
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<PAGE> PAGE 3
020 C000002 70
020 A000003 GLAZER, C.L.
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022 A000007 STANDARD & POORS
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022 D000007 29339
022 A000008 EXXON CREDIT CORP.
022 C000008 18497
022 D000008 4995
022 A000009 C.L. GLAZER & CO.
022 C000009 17598
022 D000009 5845
022 A000010 GENERAL ELECTRIC CAPITAL CORP
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022 D000010 5994
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<PAGE> PAGE 4
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<PAGE> PAGE 5
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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SIGNATURE JAY BENET
TITLE CFO LIFE & ANNUITY
With respect to Items 77C, 77I and 77K, we hereby incorporate by reference
the proxy filed on Form Type DEF 14A, file # 811-01539 (The Travelers
Growth & Income Stock Account for Variable Annuities- CIK# 0000099444) as
filed via EDGAR on March 9, 1999.
(Refer to Accession number 0000950123-99-001974)
<TABLE> <S> <C>
<ARTICLE> 6
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-1999
<PERIOD-END> JUN-30-1999
<INVESTMENTS-AT-COST> 682,601,689
<INVESTMENTS-AT-VALUE> 1,003,820,011
<RECEIVABLES> 12,402,020
<ASSETS-OTHER> 46,374
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1,016,268,405
<PAYABLE-FOR-SECURITIES> 6,807,720
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 767,696
<TOTAL-LIABILITIES> 7,575,416
<SENIOR-EQUITY> 0
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<SHARES-COMMON-PRIOR> 45,945,082
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<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 1,008,692,989
<DIVIDEND-INCOME> 5,742,443
<INTEREST-INCOME> 253,043
<OTHER-INCOME> 0
<EXPENSES-NET> 8,340,699
<NET-INVESTMENT-INCOME> (2,345,213)
<REALIZED-GAINS-CURRENT> 96,017,471
<APPREC-INCREASE-CURRENT> 7,768,723
<NET-CHANGE-FROM-OPS> 101,440,981
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</TABLE>
