PERSONAL CREDIT INSTITUTIONS

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NETSALON CORP
FUNDS AMERICA FINANCE CORP
DAIMLERCHRYSLER WHOLESALE RECEIVABLES LLC
USA EDUCATION INC
STEWART FINANCE CO HOLDINGS INC
HOUSEHOLD RECEIVABLES FUNDING LLC
PAINEWEBBER ASSET ACCEPTANCE CORP
POOLED AUTO SECURITIES SHELF LLC
WELLS FARGO FINANCIAL INC
BINGHAM FINANCIAL SERVICES CORP
WASHINGTON MUTUAL FINANCE CORP
STAR RECEIVABLES FUNDING INC
SLM HOLDING CORP
STEWART FINANCE CO
AUTOCREDITACCEPT COM
TRANSITION AUTO FINANCE III INC
AIRCRAFT FINANCE TRUST
NELLIE MAE EDUCATION LOAN CORP
AUTOLEND GROUP INC
NEXTCARD INC
CREDIT CONCEPTS INC
MFN FINANCIAL CORP
MAKEPEACE CAPITAL CORP
COMPUCREDIT CORP
USA FINANCE INC
CYGNET FINANCIAL CORP
HOMEGOLD FINANCIAL INC
CARNEGIE FINANCIAL CORP /PA/
FORD CREDIT AUTO RECEIVABLES LLC
TRANSITION AUTO FINANCE II INC
STERLING LENDING CORP
METRIS COMPANIES INC
CARNEGIE FINANCIAL CORP
CFAC CAPITAL I
MORTGAGE BANCFUND OF AMERICA II L P
MORTGAGE BANCFUND OF AMERICA
RELIANCE ACCEPTANCE GROUP INC
TOYOTA AUTO RECEIVABLES 1997-A GRANTOR TRUST
INVESTORS FINANCE INC
TRANSITION AUTO FINANCE INC
FIRSTPLUS FINANCIAL GROUP INC
PREMIER AUTO TRUST 1996-4
UNITED COMPANIES FINANCIAL CORP
EQUIVEST FINANCE INC
UGLY DUCKLING CORP
FIRST MERCHANTS AUTO TRUST 1996-C
FIRST MERCHANTS AUTO TRUST 1996-B
NATIONAL AUTO FINANCE CO INC
COBANK ACB COOPERATIVE UTILITY TRUST BIG RIVERS SERS 1988-A3
PREMIER AUTO TRUST 1996-3
PREMIER AUTO TRUST 1996-2
PREMIER AUTO TRUST 1996-1
UACSC 1995-C AUTO TRUST
GENESIS FINANCIAL GROUP INC \VA\
RCL TRUST 1996 1
AUTOBOND ACCEPTANCE CORP
FIRST USA INC
CAPITAL ONE FINANCIAL CORP
NAL FINANCIAL GROUP INC
CREDIT ACCEPTANCE CORPORATION
GENERAL ELECTRIC CAPITAL SERVICES INC/CT
ASTA FUNDING INC
FIRST INVESTORS FINANCIAL SERVICES GROUP INC
SEARS CREDIT ACCOUNT MASTER TRUST II
GENERAL ELECTRIC CAPITAL CORP
FIRESTONE RETAIL CREDIT CORP
MS FINANCIAL INC
RAC FINANCIAL GROUP INC
CENTRAL FINANCIAL ACCEPTANCE CORP
ONYX ACCEPTANCE CORP
GENERAL ACCEPTANCE CORP /IN/
FIRST MERCHANTS ACCEPTANCE CORP
EAGLE FINANCE CORP
REGIONAL ACCEPTANCE CORP
WFS FINANCIAL INC
UNION ACCEPTANCE CORP
AEGIS CONSUMER FUNDING GROUP INC
JAYHAWK ACCEPTANCE CORP
DEAN WITTER DISCOVER & CO
THAXTON GROUP INC
MERCURY FINANCE CO
WESTERN FIDELITY FUNDING INC
WORLD ACCEPTANCE CORP
JCP RECEIVABLES INC
INTERNATIONAL DESIGN GROUP INC /DE/
AUTOFINANCE GROUP INC /CA/
TWENTY SERVICES INC
TRAVELERS GROUP INC
EMERGENT GROUP INC
COLONIAL COMMERCIAL CORP
RCL TRUST 1995-1
LITCHFIELD FINANCIAL CORP /MA
ASSOCIATES CORPORATION OF NORTH AMERICA
MERCURY FINANCE COMPANY
CONTRAN CORP
NATIONAL CONSUMER COOPERATIVE BANK /DC/
COMMERCIAL CREDIT CO
CENCOR INC
ARISTAR INC
AMERICAN GENERAL FINANCE INC
HORRIGAN AMERICAN INC
TRANSAMERICA FINANCE CORP
ASSOCIATES FIRST CAPITAL CORP
AMERICREDIT CORP
BENEFICIAL CORP
HOUSEHOLD INTERNATIONAL INC
NORWEST FINANCIAL INC
SEARS CREDIT ACCOUNT TRUST 1991-D
SEARS CREDIT ACCOUNT TRUST 1991-C
SEARS CREDIT ACCOUNT TRUST 1991-B
SEARS CREDIT ACCOUNT TRUST 1991-A
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SEARS CREDIT ACCOUNT TRUST 1990 D
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SEARS CREDIT ACCOUNT TRUST 1990 B
SEARS CREDIT ACCOUNT TRUST 1990 A
SEARS CREDIT ACCOUNT TRUST 1989 E
ADVANTA CORP
AVCO FINANCIAL SERVICES INC
TRAVELERS INC
ITT FINANCIAL CORP
TOYOTA MOTOR CREDIT CORP
AMERICAN GENERAL FINANCE CORP
GENERAL MOTORS ACCEPTANCE CORP
FIRST FRANKLIN FINANCIAL CORP
CHRYSLER FINANCIAL CORP
HOUSEHOLD FINANCE CORP
FORD MOTOR CREDIT CO


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