<PAGE> PAGE 1
000 B000000 10/31/98
000 C000000 0001006242
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000 G000000 N
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001 C000000 8882668787
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006 000000 N
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007 C010100 1
007 C020100 THE INTRUST MONEY MARKET FUND
007 C030100 N
007 C010200 2
007 C020200 THE INTRUST SHORT-TERM BOND FUND
007 C030200 N
007 C010300 3
007 C020300 THE INTRUST INTERMEDIATE BOND FUND
007 C030300 N
007 C010400 4
007 C020400 THE INTRUST STOCK FUND
007 C030400 N
007 C010500 5
007 C020500 THE INTRUST INTERNATIONAL MULTI-MANAGER STOCK
007 C030500 N
007 C010600 6
007 C020600 THE INTRUST KANSAS TAX-EXEMPT BOND FUND
007 C030600 N
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
010 A00AA01 BISYS FUND SERVICES
010 B00AA01 8-32480
010 C01AA01 COLUMBUS
010 C02AA01 OH
010 C03AA01 43219
011 A00AA01 BISYS FUND SERVICES
011 B00AA01 8-00000000
<PAGE> PAGE 2
011 C01AA01 COLUMBUS
011 C02AA01 OH
011 C03AA01 43219
011 C04AA01 3035
012 A00AA01 BISYS FUND SERVICES, INC.
012 B00AA01 85-0000000
012 C01AA01 COLUMBUS
012 C02AA01 OH
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012 C04AA01 3035
013 A00AA01 KPMG PEAT MARWICK LLP
013 B01AA01 COLUMBUS
013 B02AA01 OH
013 B03AA01 43215
015 A00AA01 INTRUST BANK, N.A.
015 B00AA01 C
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<PAGE> PAGE 3
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<PAGE> PAGE 4
033 00AA00 0
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054 I00AA00 N
054 J00AA00 N
054 K00AA00 N
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<PAGE> PAGE 5
077 Q020000 N
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
070 A020100 Y
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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008 B000201 A
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008 D020201 KS
008 D030201 67202
008 A000202 GALLIARD CAPITAL MANAGEMENT, INC.
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<PAGE> PAGE 11
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051 000200 N
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055 A000200 N
055 B000200 N
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<PAGE> PAGE 12
060 A000200 Y
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<PAGE> PAGE 13
070 K020200 Y
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
070 A020400 N
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001006242
<NAME> INTRUST FUNDS TRUST
<SERIES>
<NUMBER> 05
<NAME> INTERNATIONAL MULTI-MANAGER STOCK FUND
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1999
<PERIOD-START> NOV-01-1997
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 55619985
<INVESTMENTS-AT-VALUE> 55537238
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<SHARES-COMMON-STOCK> 4980507
<SHARES-COMMON-PRIOR> 3749622
<ACCUMULATED-NII-CURRENT> 824238
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1646782
<OVERDISTRIBUTION-GAINS> 0
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<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001006242
<NAME> INTRUST FUNDS TRUST
<SERIES>
<NUMBER> 06
<NAME> KANSAS TAX-EXEMPT BOND FUND
<S> <C>
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<FISCAL-YEAR-END> OCT-31-1999
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<INVESTMENTS-AT-VALUE> 133731307
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<SHARES-COMMON-STOCK> 12198012
<SHARES-COMMON-PRIOR> 9656896
<ACCUMULATED-NII-CURRENT> 2267
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<NET-ASSETS> 132917464
<DIVIDEND-INCOME> 64669
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<NET-INVESTMENT-INCOME> 5885281
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</TABLE>
The Board of Trustees
Of INTRUST Funds Trust:
In planning and performing our audit of the
financial statements of the INTRUST Funds
Trust for the year ended October 31, 1998,
we considered its internal control, including
control activities for safeguarding securities,
in order to determine our auditing procedures
for the purpose of expressing our opinion on
the financial statements and to comply with
the requirements of Form N-SAR, not to provide
assurance on internal control.
The management of INTRUST Funds Trust is
responsible for establishing and maintaining
internal control. In fulfilling this
responsibility, estimates and judgments by
management are required to assess the expected
benefits and related costs of controls.
Generally, controls that are relevant to
an audit pertain to the entity's objective
of preparing financial statements for external
purposes that are fairly presented in conformity
with generally accepted accounting principles.
Those controls include the safeguarding of assets
against unauthorized acquisition, use, or disposition.
Because of inherent limitations in any internal
control, errors or fraud may occur and not be
detected. Also, projection of any evaluation
of internal control to future periods is subject
to the risk that it may become inadequate because
of changes in conditions or that the effectiveness
of the design and operation may deteriorate.
Our consideration of internal control would not
necessarily disclose all matters in internal
control that might be material weaknesses under
standards established by the American Institute
of Certified Public Accountants. A material
weakness is a condition in which the design or
operation of one or more internal control components
does not reduce to a relatively low level the risk
that misstatements caused by error or fraud in
amounts that would be material in relation to the
financial statements being audited may occur and
not be detected within a timely period by employees
in the normal course of performing their assigned
functions. However, we noted no matters involving
internal control and its operation, including
controls for safeguarding securities, that we
consider to be material weaknesses as defined
above as of October 31, 1998.
This report is intended solely for the information
and use of management, the Board of Trustees of
the INTRUST Funds Trust, and the Securities and
Exchange Commission and is not intended to be
and should not be used by anyone other than
these specified parties.
Columbus, Ohio
December 22, 1998
