SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 15
Certification and Notice of Termination of Registration under Section 12(g)
of the Securities Exchange Act of 1934 or Suspension of Duty to File Reports
under Sections 13 and 15(d) of the Securities Exchange Act of 1934
COMMISSION FILE NUMBER 1-14274
CITIZENS SAVINGS BANK, F.S.B. EMPLOYEES' SAVINGS & PROFIT SHARING PLAN
(Exact name of registrant as specified in its charter)
Citizens First Financial Corp.
2101 North Veterans Parkway
Bloomington, Illinois 61704
(309)661-8700
(Address, including zip code, and telephone number, including area code, of
registrant's principal executive offices)
PARTICIPATION INTERESTS
Title of each class of securities covered by this Form
NONE
(Title of all other classes of securities for which a duty to file reports
under section 13(a) or 15(d) remains)
Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:
Rule 12g-4(a)(1)(i) [ ] Rule 12h-3(b)(1)(i) [ ]
Rule 12g-4(a)(1)(ii) [ ] Rule 12h-3(b)(1)(ii) [ ]
Rule 12g-4(a)(2)(i) [ ] Rule 12h-3(b)(2)(i) [ ]
Rule 12g-4(a)(2)(ii) [ ] Rule 12h-3(b)(2)(ii) [ ]
Rule 15d-6 [ X ]
Approximate number of holders of record as of the certification or notice
date: 58
Pursuant to requirements of the Securities Exchange Act of 1934, the trustees
(or other persons who administer the employee benefit plans) have caused this
certification/notice to be signed by the undersigned duly authorized person.
January 26, 1999 By: /S/ C. William Landefeld
------------------------
C. William Landefeld
Plan Administrator
