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SCHEDULE 14A
INFORMATION REQUIRED IN PROXY STATEMENT
SCHEDULE 14A INFORMATION
Proxy Statement Pursuant to Section 14(a) of the
Securities Exchange Act of 1934
Check the appropriate box:
Filed by the Registrant [X]
Filed by a Party other than the Registrant [ ]
[ ] Preliminary Proxy Statement
[ ] Confidential, For Use of the Commission Only (as permitted by Rule
14a-6(e)(2))
[ ] Definitive Proxy Statement
[X] Definitive Additional Materials
[ ] Soliciting Material Under Rule 14a-12
CITIZENS FIRST FINANCIAL CORP.
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(Name of Registrant as Specified in Its Charter)
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(Name of Person(s) Filing Proxy Statement, if other than Registrant)
Payment of Filing Fee (Check the appropriate box):
[X] No fee required
[ ] Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11
(1) Title of each class of securities to which transaction applies:
N/A
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(2) Aggregate number of securities to which transaction applies:
N/A
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(3) Per unit price or other underlying value of transaction computed
pursuant to Exchange Act Rule 0-11 (set forth the amount on which
the filing fee is calculated and state how it was determined):
N/A
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(4) Proposed maximum aggregate value of transaction: N/A
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(5) Total fee paid: N/A
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[ ] Fee paid previously with preliminary materials: N/A
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[ ] Check box if any part of the fee is offset as provided by Exchange Act
Rule 0-11(a)(2) and identify the filing for which the offsetting fee was
paid previously. Identify the previous filing by registration statement
number, or the form or schedule and the date of its filing.
(1) Amount Previously Paid: N/A
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(2) Form, Schedule or Registration Statement No.: N/A
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(3) Filing Party: N/A
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(4) Date Filed: N/A
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WE'VE BEEN BANKER, NEIGHBOR AND
FRIEND TO THE CENTRAL ILLINOIS
COMMUNITY FOR 112 YEARS
The Shirk family has
Remember to vote the always worked
BLUE PROXY to make our
and SUPPORT community
your Hometown Bank! a better [Photo
place. . . of James Shirk]
CITIZENS FIRST FINANCIAL CORP.
2101 North Veterans Parkway
Bloomington, IL 61704
For more information, please contact C. William Landefeld, CITIZENS
President & Chief Executive Officer, SAVINGS BANK
Citizens First Financial Corp., ------------
309/661-8700
YOUR BANKER, YOUR NEIGHBOR, YOUR FRIEND
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A BETTER PLACE TO LIVE.
A BETTER PLACE TO WORK.
Jim Shirk serves on the Board of Directors of Citizens
Savings Bank. As a Director, Jim knows the
importance of "hometown" banking, and his decisions
are based on solid business criteria and a sense of our
community--no different than the Shirk family has
always done for 3 generations in Bloomington-
Normal.
Just as Beer Nuts, Inc., where Jim serves as President
and Managing Director, is a business headquartered in
our community, so too, is Citizens Savings Bank.
And, Jim knows the importance of keeping the
management of the company local. When the
management stays local, decisions are made with the
interest of the local institution and community first and
foremost.
Speaking on behalf of the bank's Board of Directors,
Jim explains, "OUR GOAL IS TO REMAIN LOCAL AND
HOMETOWN WITH EMPLOYEES AND A BOARD OF DIRECTORS
WHO LIVE IN THE COMMUNITY AND UNDERSTAND ITS NEEDS. I
ASK CITIZENS FIRST FINANCIAL CORP. STOCKHOLDERS FOR
YOUR SUPPORT, AND MORE SPECIFICALLY, VOTE THE BLUE
PROXY FOR ART MIER AND CARL BORNGASSER, TO CONTINUE
OUR COMMUNITY REPRESENTATION ON YOUR BOARD OF
DIRECTORS."
Art and Carl are homegrown people who know the
importance of having a local, hometown bank. Just as
you have counted on Citizens Savings Bank to be there
for you, we've hopeful we can count on you, and your
vote on the BLUE PROXY for Art Meir and Carl
Borngasser.
[Photo of Art Mier]
Art Mier
Art is owner of On Hand Safety Supplies, which
operates on-site safety sotres at major
manufacturing faciliites such as Caterpillar and
Mitsubishi. However, he's no stranger to the
financial world, having been a Trust Officer at
Peoples Bank for five years. He also holds a degree
in Economics from Notre Dame. Art and his wife
Sandra reside in Bloomington. They have two
grown children, Blake and Lisa. Art serves as a
Director of nine different community charitable,
business and social organizations, including
McLean County United Way and McLean County
Red Cross.
[Photo of James A. Shirk]
James A. Shirk
Director, Citizens First Financial Corp.
President, Beer Nuts, Inc.
Trustee, Illinois Wesleyan University
Owner, Tieback Development Corp.
Manager, Shirk Farms
Managing Director, The Shirk Foundation
[Photo of Carl Borngasser]
Carl Borngasser
Carl spent his entire working life in the banking
business--first in Peoria, then at his hometown
bank, Fairbury Federal Savings, where he served 36
years, the last 20 as President. He came to Citizens
as Executive Vice Presient and Director when
Fiarbury Savings and Citizens merged. He retired
from his Exec VP position in 1996. Carl and his
wife, Georgann, still reside in their native
community. They have two children and five
grandchildren. Carl remains active in his
community serving as a Trustee of his church and a
member of the Livingston County Board.
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REVOCABLE PROXY
CITIZENS FIRST FINANCIAL CORP.
ANNUAL MEETING OF STOCKHOLDERS
APRIL 24, 2000
3:00 P.M. LOCAL TIME
________________________________
THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS
The undersigned hereby appoints the official proxy committee of Citizens
First Financial Corp. (the "Company") with full power of substitution, to act as
proxy for the undersigned, and to vote all shares of common stock of the Company
which the undersigned is entitled to vote only at the Annual Meeting of
Stockholders, to be held on April 24, 2000, at 3:00 p.m. local time, at Jumer's
Chateau, 1601 Jumer Drive, Bloomington, Illinois and at any and all adjournments
thereof, with all of the powers the undersigned would possess if personally
present at such meeting as follows:
1. The election as Directors of all nominees listed (unless the "FOR ALL
EXCEPT" box is marked and the instructions below are complied with).
Arthur W. Mier and Carl A. Borngasser, Jr.
FOR ALL
FOR VOTE WITHHELD EXCEPT
___ _____________ _______
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INSTRUCTION: To withhold your vote for any individual nominee, mark "FOR ALL
EXCEPT" and write that nominee's name on the line provided below.
________________________________________________________________________________
2. The ratification of the appointment of Olive LLP as independent
auditors of Citizens First Financial Corp. for the fiscal year
ending December 31, 2000.
FOR AGAINST ABSTAIN
___ _______ _______
| | | | | |
THE BOARD OF DIRECTORS RECOMMENDS A VOTE "FOR" EACH OF THE LISTED
PROPOSALS.
THIS PROXY IS REVOCABLE AND WILL BE VOTED AS DIRECTED, BUT IF NO
INSTRUCTIONS ARE SPECIFIED, THIS PROXY WILL BE VOTED "FOR" EACH OF THE PROPOSALS
LISTED. IF ANY OTHER BUSINESS IS PRESENTED AT THE ANNUAL MEETING, INCLUDING
WHETHER OR NOT TO ADJOURN THE MEETING, THIS PROXY WILL BE VOTED BY THE PROXIES
IN THEIR BEST JUDGMENT. AT THE PRESENT TIME, THE BOARD OF DIRECTORS KNOWS OF NO
OTHER BUSINESS TO BE PRESENTED AT THE ANNUAL MEETING. THIS PROXY ALSO CONFERS
DISCRETIONARY AUTHORITY ON THE BOARD OF DIRECTORS TO VOTE WITH RESPECT TO THE
ELECTION OF ANY PERSON AS DIRECTOR WHERE THE NOMINEES ARE UNABLE TO SERVE OR FOR
GOOD CAUSE WILL NOT SERVE AND MATTERS INCIDENT TO THE CONDUCT OF THE MEETING.
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Dated: ___________________________
__________________________________
SIGNATURE OF STOCKHOLDER
_________________________________
SIGNATURE OF CO-HOLDER (IF ANY)
The above signed acknowledges receipt from the Company prior to the
execution of this proxy of a Notice of Annual Meeting of Stockholders and of a
Proxy Statement dated March 8, 2000 and of the Annual Report to Stockholders.
Please sign exactly as your name appears on this card. When signing as
attorney, executor, administrator, trustee or guardian, please give your full
title. If shares are held jointly, each holder may sign but only one signature
is required.
______________________________
PLEASE COMPLETE, DATE, SIGN AND PROMPTLY MAIL THIS BLUE PROXY
IN THE ENCLOSED POSTAGE-PAID BLUE ENVELOPE.
