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SCHEDULE 14A
INFORMATION REQUIRED IN PROXY STATEMENT
SCHEDULE 14A INFORMATION
Proxy Statement Pursuant to Section 14(a) of the
Securities Exchange Act of 1934
Check the appropriate box:
Filed by the Registrant [X]
Filed by a Party other than the Registrant [ ]
[ ] Preliminary Proxy Statement
[ ] Confidential, For Use of the Commission Only (as permitted by Rule
14a-6(e)(2))
[ ] Definitive Proxy Statement
[X] Definitive Additional Materials
[ ] Soliciting Material Under Rule 14a-12
CITIZENS FIRST FINANCIAL CORP.
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(Name of Registrant as Specified in Its Charter)
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(Name of Person(s) Filing Proxy Statement, if other than Registrant)
Payment of Filing Fee (Check the appropriate box):
[X] No fee required
[ ] Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11
(1) Title of each class of securities to which transaction applies:
N/A
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(2) Aggregate number of securities to which transaction applies:
N/A
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(3) Per unit price or other underlying value of transaction computed
pursuant to Exchange Act Rule 0-11 (set forth the amount on which
the filing fee is calculated and state how it was determined):
N/A
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(4) Proposed maximum aggregate value of transaction: N/A
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(5) Total fee paid: N/A
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[ ] Fee paid previously with preliminary materials: N/A
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[ ] Check box if any part of the fee is offset as provided by Exchange Act
Rule 0-11(a)(2) and identify the filing for which the offsetting fee was
paid previously. Identify the previous filing by registration statement
number, or the form or schedule and the date of its filing.
(1) Amount Previously Paid: N/A
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(2) Form, Schedule or Registration Statement No.: N/A
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(3) Filing Party: N/A
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(4) Date Filed: N/A
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[CITIZENS SAVINGS BANK LETTERHEAD]
C. William Landefeld
President & CEO M E M O R A N D U M
TO: All Employees
FROM: C. William Landefeld
DATE: March 6, 2000
IN RE: Proxy Contest
As the date for the Annual Meeting of the Holding Company (Citizens First
Financial Corp.) for the Bank (Citizens Savings Bank) approaches (April 24,
2000), we anticipate the meeting being a little more lively than it has been in
previous years.
A minority shareholder has nominated himself and another gentleman to run in
opposition to the two Directors the Company (CFFC) is running for election to
the Board of Directors. The agenda these two individuals have for the future of
the Bank differs considerably from that envisioned by our current Board of
Directors.
As shareholders of the Company, you will probably be receiving a proxy statement
from both ourselves (CFFC) and the dissident shareholders. In fact, you will
probably receive more than one proxy card from each of us. The Company's (CFFC)
proxy card will be BLUE in color. It is imperative that you vote your blue proxy
card for the Company's recommended choice for Directors. You will be receiving a
blue proxy card for any shares you may own individually, through your ESOP
and/or through the Bank's 401(k) Savings and Profit Sharing Plan. Please make
sure to vote all your various blue proxy cards. The last ones you vote prior to
the Annual Meeting will be the ones that count as your vote.
Hopefully, if the Company's slate for Directors can achieve a substantial
percentage of the votes cast, these two gentlemen may sell their stock in our
Company and go their separate ways.
/s/ Bill
cc: Directors and Advisory Directors
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FDIC 2101 N. Veterans Parkway, Bloomington, Illinois 61704
INSURED Phone: 309/661-8700 o Fax: 309/661-0707 o www.hometownbanker.com
