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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) April 18, 1996
THE FIFTH THIRD BANK
(Exact name of registrant as specified in its charter)
Ohio 333-856 31-0854433
(State or other jurisdiction (Commission (IRS Employer
of incorporation) File Number) Identification No.)
38 Fountain Square Plaza, Cincinnati, Ohio 45263
(Address of principal executive offices) (Zip code)
Registrant's telephone number, including area code (513)579-5300
Not Applicable
(Former name or address, if changed since last report.)
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Item 5. Other Events
None
Item 7. Financial Statements and Exhibits
EXHIBIT NO. DOCUMENT DESCRIPTION
20 Monthly Servicing Report
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned hereunto duly authorized.
The Fifth Third Bank
(Registrant)
Date: May 15, 1996 /s/Roger W. Dean
Roger W. Dean, Controller
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FIFTH THIRD BANK AUTO RECEIVABLES TRUST 1996-A Exhibit 20
Monthly Statement to Certificateholders
Servicer: Fifth Third Bank
Trustee: Harris Trust and Savings Bank
Collection Period: 01-Apr-96 30-Apr-96
Distribution Date: 15-May-96
Per $1,000 of
Statement for Class A and Class B Original
Certificateholders Pursuant to Section 4.7 Class A / Class B
of the Pooling and Servicing Agreement Certificate Amount
------------------
(i) Principal Distribution
Class A Certificate Amount $14,321,213.94 $36.72046661
Class B Certificate Amount $674,821.60 $36.71899010
(ii) Interest Distribution
Class A Certificate Amount $1,940,715.67 $4.97611343
Class B Certificate Amount $93,663.68 $5.09651105
(iii) Servicing Fee $327,768.84 $0.80259899
(iv) Class A Certificate Balance
(after principal distributions) $361,301,174.11
Class A Pool Factor (after
principal distributions) 0.9263983
Class B Certificate Balance
(after principal distributions) $17,025,401.65
Class B Pool Factor (after
principal distributions) 0.9264012
(v) Total Pool Balance (end of
Collection Period) $378,326,575.76
Current Period Cumulative
---------------- ----------
(vi) Defaulted Receivables $18,885.55 $18,885.55
Liquidation Proceeds $15,080.00 $15,080.00
---------- ----------
Aggregate Net Losses $3,805.55 $3,805.55
(vii) Aggregate Principal Balance of Receivables
repurchased by Seller or Servicer:
Principal Portion $499.13
Interest Portion $84.47
(viii) Class A Interest Carryover Shortfall $0.00
Class B Interest Carryover Shortfall $0.00
Class A Principal Carryover Shortfall $0.00
Class B Principal Carryover Shortfall $0.00
(ix) Reserve Account Balance (after giving
effect to payments made on the
Distribution Date) $11,984,210.29
(x) Specified Reserve Account Balance
(after giving effect to payments made
on the Distribution Date) $15,133,063.03
