<PAGE>
<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 15
CERTIFICATION AND NOTICE OF TERMINATION OF
REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES
EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE
REPORTS UNDER SECTION 13 AND 15(d) OF THE SECURITIES
EXCHANGE ACT OF 1934.
Commission File Number 0-18279
-------
WESTWOOD HOMESTEAD FINANCIAL CORPORATION
------------------------------------------------------------
(Exact name of registrant as specified in its charter)
3002 HARRISON AVENUE, CINCINNATI, OHIO 45211 (513) 661-5735
------------------------------------------------------------
(Address, including zip code, and telephone number, including
area code, of registrant's principal executive offices)
COMMON STOCK, $.01 PAR VALUE PER SHARE, ISSUED PURSUANT TO
THE WESTWOOD HOMESTEAD SAVINGS BANK 401k SALARY SAVINGS PLAN
AND TRUST
------------------------------------------------------------
(Title of each class of securities covered by this Form)
COMMON STOCK, $.01 PAR VALUE PER SHARE
------------------------------------------------------------
(Title of all other classes of securities for which a duty
to file reports under section 13(a) or 15(d) remains)
Please place an X in the box(es) to designate, the
appropriate rule provision(s) relied upon to terminate or
suspend the duty to file reports:
Rule 12g-4(a)(1)(i) [ ] Rule 12h-3(b)(1)(i) [X]
Rule 12g-4(a)(1)(ii) [ ] Rule 12h-3(b)(1)(ii) [ ]
Rule 12g-4(a)(2)(i) [ ] Rule 12h-3(b)(2)(i) [ ]
Rule 12g-4(a)(2)(ii) [ ] Rule 12h-3(b)(2)(ii) [ ]
Rule 15d-6 [ ]
Approximate number of holders of record as of the
certification or notice date: Eight
Pursuant to the requirements of the Securities Exchange
Act of 1934, WESTWOOD HOMESTEAD FINANCIAL CORPORATION has caused
this certification/notice to be signed on its behalf by the
undersigned duly authorized person.
Date: 6/1/98 By: /s/ John E. Essen
------ ---------------------------
Instruction: This form is required by Rules 12g-4, 12h-3
and 15d-6 of the General Rules and Regulations under the
Securities Exchange Act of 1934. The registrant shall
file with the Commission three copies of Form 15, one of
which shall be manually signed. It may be signed by an
officer of the registrant, by counsel or by any other duly
authorized person. The name and title of the person
signing the form shall be typed or printed under the
signature.
