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U.S. SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
COMMISSION FILE NUMBER: 0-27522
FORM 12b-25
NOTIFICATION OF LATE FILING
(Check One) [ ] Form 10-K [ ] Form 11-K [ ] Form 20-F [X] Form 10-Q
[ ] Form N-SAR
For Period Ended: September 30, 2000
[ ] Transition Report on Form 10-K [ ] Transition Report on Form 10-Q
[ ] Transition Report on Form 20-F [ ] Transition Report on Form N-SAR
[ ] Transition Report on Form 11-K
For the Transition Period Ended:
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Read Attached Instruction Sheet Before Preparing Form. Please Print or Type.
Nothing in this form shall be construed to imply that the Commission has
verified any information contained herein.
If the notification relates to a portion of the filing checked above, identify
the Item (s) to which the notification relates:
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PART I - REGISTRANT INFORMATION
Full Name of Registrant: Prestige Bancorp, Inc.
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Former Name if Applicable:
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Address of Principal Executive Office (Street and Number):
710 Old Clairton Road
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City, State and Zip Code: Pleasant Hills, Pennsylvania 15236
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PART II -- RULES 12B-25(b) AND (C)
If the subject report could not be filed without unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25 (b), the following
should be completed. (Check box if appropriate)
[ X ] (a) The reasons described in reasonable detail in Part III of
this form could not be eliminated without unreasonable
effort or expense;
[ X ] (b) The subject annual report, semi-annual report,
transition report on Form 10-K, Form 20-F, 11-K or Form N-SAR,
or portion thereof will be filed on or before the fifteenth
calendar day following the prescribed due date; or the subject
quarterly report or transition report on Form 10-Q, or portion
thereof will be filed on or before the fifth calendar day
following the prescribed due date; and
[ ] (c) The accountant's statement or other exhibit required by
Rule 12b-25(c) has been attached if applicable.
[Not Applicable]
PART III--NARRATIVE
State below in reasonable detail the reasons why Form 10-K, 11-K, 20-F, 10-Q,
N-SAR, or the transition report or portion thereof, could not be filed within
the prescribed period. (Attach extra sheet if needed).
The registrant's report on Form 10-Q could not be filed on its regular
due date of November 14, 2000 because the registrant was not able to complete,
without unreasonable effort and expense, its comprehensive review of its
commercial loan portfolio for the third quarter of the year 2000 as part of its
compliance with the Supervisory Agreement entered into with the Office of Thrift
Supervision on September 20, 2000.
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PART IV--OTHER INFORMATION
(1) Name and telephone number of person to contact in regard to this
notification
John A. Stiver 412 655-1190
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(Name) (Area Code) (Telephone Number)
James M. Hein 412 655-1190
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(Name) (Area Code) (Telephone Number)
(2) Have all other periodic reports required under Section 13 or 15 (d) of
the Securities Exchange Act of 1934 or Section 30 of the Investment
Company Act of 1940 during the preceding 12 months or for such shorter
period that the registrant was required to file such report (s) been
filed? If the answer is no, identify report (s).
[ X ] Yes [ ] No
(3) It is anticipated that any significant change in results of operations
from the corresponding period for the last fiscal year will be
reflected by the earnings statements to be included in the subject
report or portion thereof?
[ X ] Yes [ ] No
If so: Attach an explanation of the anticipated change, both narratively and
quantitatively, and, if appropriate, state the reasons why a reasonable estimate
of the results cannot be made.
[See attached sheet]
/s/ Prestige Bancorp, Inc.
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(Name of Registrant as specified in charter)
Has caused this notification to be signed on its behalf by the undersigned
thereunto duly authorized.
Date: November 14, 2000 By: /s/ John A. Stiver
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Chief Executive Officer
INSTRUCTION: The form may be signed by an executive officer of the registrant or
by any other duly authorized representative. The name and title of the person
signing the form shall be typed or printed beneath the signature. If the
statement is signed on behalf of the registrant by an authorized representative
(other than an executive officer), evidence of the representative's authority to
sign on behalf of the registrant shall be filed with the form.
ATTENTION
Intentional misstatements or omissions of fact constitute federal criminal
violations (See 18 U.S.C. 1001).
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Part IV, Item (3)
Explanation of anticipated change in results of operation.
Although the amount of the provision for loan losses for the quarterly period
ended September 30, 2000 has not been finally determined, it is estimated that
the amount for the quarter will be significantly greater than the $120,000
provision for loan losses recorded for the period ended September 30, 1999. It
is anticipated that the increase in the provision for such loan losses for the
period ended September 30, 2000 will be large enough to cause the registrant to
incur net loss for the quarterly and nine-month periods ended September 30,
2000.
