ENTERPRISE BANCORP INC /MA/
10-Q, EX-27, 2000-11-14
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     (Replace this text with the legend)
</LEGEND>
<CIK>                         0001018399
<NAME>                        Enterprise Bancorp, Inc.
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. DOLLARS

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-START>                                 JAN-01-2000
<PERIOD-END>                                   SEP-30-2000
<EXCHANGE-RATE>                                1
<CASH>                                         22,129
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               10,300
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    192,260
<INVESTMENTS-CARRYING>                         0
<INVESTMENTS-MARKET>                           0
<LOANS>                                        307,494
<ALLOWANCE>                                    6,186
<TOTAL-ASSETS>                                 553,637
<DEPOSITS>                                     460,153
<SHORT-TERM>                                   47,638
<LIABILITIES-OTHER>                            3,119
<LONG-TERM>                                    10,500
                          0
                                    0
<COMMON>                                       34
<OTHER-SE>                                     30,836
<TOTAL-LIABILITIES-AND-EQUITY>                 553,637
<INTEREST-LOAN>                                19,260
<INTEREST-INVEST>                              8,472
<INTEREST-OTHER>                               0
<INTEREST-TOTAL>                               27,732
<INTEREST-DEPOSIT>                             8,808
<INTEREST-EXPENSE>                             11,869
<INTEREST-INCOME-NET>                          15,863
<LOAN-LOSSES>                                  444
<SECURITIES-GAINS>                             (2)
<EXPENSE-OTHER>                                14,088
<INCOME-PRETAX>                                3,567
<INCOME-PRE-EXTRAORDINARY>                     2,697
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   2,697
<EPS-BASIC>                                    0.82
<EPS-DILUTED>                                  0.80
<YIELD-ACTUAL>                                 4.79
<LOANS-NON>                                    1,064
<LOANS-PAST>                                   52
<LOANS-TROUBLED>                               488
<LOANS-PROBLEM>                                857
<ALLOWANCE-OPEN>                               5,446
<CHARGE-OFFS>                                  145
<RECOVERIES>                                   191
<ALLOWANCE-CLOSE>                              6,186
<ALLOWANCE-DOMESTIC>                           6,186
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0



</TABLE>


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