EXHIBIT 1 - Original Signature Page
JOINT FILING AGREEMENT AMONG FRIEDMAN, BILLINGS, RAMSEY GROUP, INC.,
ERIC F. BILLINGS, EMANUEL J. FRIEDMAN AND W. RUSSELL RAMSEY
WHEREAS, in accordance with Rule 13d-1(k) under the Securities and
Exchange Act of 1934 (the "Act"), only one joint statement and any
amendments thereto need to be filed whenever one or more persons are
required to file such a statement or any amendments thereto pursuant to
Section 13(d)of the Act with respect to the same securities, provided that
said persons agree in writing that such statement or amendments thereto is
filed on behalf of each of them;
NOW, THEREFORE, the parties hereto agree as follows:
FRIEDMAN, BILLINGS, RAMSEY GROUP, INC., ERIC F. BILLINGS, EMANUEL J.
FRIEDMAN AND W. RUSSELL RAMSEY hereby agree, in accordance with Rule
13d-1(k) under the Act, to file a statement on Schedule 13G relating
to their ownership of Common Stock of the Issuer and do hereby further
agree that said statement shall be filed on behalf of each of them.
FRIEDMAN, BILLINGS, RAMSEY GROUP, INC.
Dated: June 12, 2000 By:
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Name: Emanuel J. Friedman
Title: Chairman
Dated: June 12, 2000
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Eric F. Billings
Dated: June 12, 2000
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Emanuel J. Friedman
Dated: June 12, 2000
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W. Russell Ramsey
