CERTIFICATION
Pursuant to Rule 497(j), Annuity Investors Life Insurance Company(R) Variable
Account B, 333-19725 (1933 Act File No. 333-19725, 1940 Act File No. 811-08017)
("Registrant") hereby certifies (a) that the forms of Prospectus and Statement
of Additional Information used with respect to it do not differ from those
contained in Post-Effective Amendment No. 7 ("Amendment No. 7") to its
Registration Statement; and (b) that Amendment No. 7 was filed electronically.
Dated: May 3, 2000 By: /s/ Mark F. Muething
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Mark F. Muething
