CERTIFICATION
Pursuant to Rule 497(j), Annuity Investors Life Insurance Company(R) Variable
Account B, 333-51955 (1933 Act File No. 333-51955, 1940 Act File No. 811-08017)
("Registrant") hereby certifies (a) that the forms of Prospectus and Statement
of Additional Information used with respect to it do not differ from those
contained in Post-Effective Amendment No. 3 ("Amendment No. 3") to its
Registration Statement and (b) that Amendment No. 3 was filed electronically.
Dated: May 3, 2000 By: /s/Mark F. Muething
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Mark F. Muething
