Pricing Supplement dated: 7/28/2000 Rule 424 (b) 1
(to Prospectus dated March 12, 1998 File No. 333-45603
HOMESIDE LENDING, INC.
MEDIUM-TERM NOTE - FLOATING RATE
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Principal Amount $ 75,000,000 Initial Interest Rate: 6.97125%
Agent's Discount or Commission: $ 150,000 Original Issue Date: 8/1/2000
Net Proceeds to Issuer $ 74,850,000 Stated Maturity Date: 8/1/2002
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Calculation Agent: Bank of New York
Interest Calculation:
[X] Regular Floating Rate Note [ ] Floating Rate/Fixed Rate Note
[ ] Inverse Floating Rate Note (Fixed Rate Commencement Date):
(Fixed Interest Rate): % (Fixed Interest Rate): %
<TABLE>
<CAPTION>
Interest Rate Basis:
<S> <C> <C>
[ ] CD Rate [ ] Prime Rate [ ] Federal Funds Rate
[ ] Commercial Paper Rate [X] Libor [ ] Treasury Rate
[ ] CMT Rate [ ] 11 th District Cost of Funds Rate
</TABLE>
<TABLE>
<S> <C>
If Libor, Designated Libor page: If CMT Rate:
[ ] Reuters Page Designated CMT Telerate Page
[X] Telerate Page: 3750 Designated CMT Maturity Index:
Designated Libor Currency: USD
</TABLE>
<TABLE>
<S> <C>
Initial Interest Reset Date: 8/1/2000 Spread (+/-): + 26 bps
Interest Reset Date(s): 11/1, 2/1, 5/1, 8/1 Spread Multiplier: N/A
Interest Payment Date(s): 11/1, 2/1, 5/1, 8/1 Maximum Interest Rate: % N/A
Index Maturity: 3 mo. Libor Minimum Interest Rate: % N/A
</TABLE>
Day Count Convention
[ X] Actual/360 for the period from 8/1/2000 to 8/1/2002.
[ ] Actual/Actual for the period from to .
[ ] 30/360 for the period from to
Repayment:
[X] The Notes cannot be redeemed prior to the Stated Maturity Date.
[ ] The Notes may be redeemed prior to the Stated Maturity Date.
Initial Redemption Date:
Initial Redemption Percentage: ____%
Annual Redemption Percentage Reduction: ____% until Redemption Percentage
is 100% of Principal Amount.
Original Issue Discount: [ ] Yes [X ] No
Total Amount of OID: Yield to Maturity:
Initial Accrual Period:
Form: [X] Book Entry [ ] Certificated
Agent: UBS Warburg LLC
Agent acting in the capacity as indicated below:
[ ] Agent [X] Principal
If as principal:
[ ] The Notes are being offered at varying prices related to prevailing
market prices at the time of resale. [X] The Notes are being offered at a
fixed public offering price of 100 % of principal amount.
Other/Additional Provisions: None.
