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CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS As independent certified public accountants, we hereby consent to the incorporation by reference of our report included in this Form 10-K into HomeSide Lending, Inc.'s previously filed Registration Statements on Form S-3 File No. 333-84179, 333-78629 and 333-45603. /s/ Arthur Andersen LLP Jacksonville, Florida June 6, 2000
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