The Board of Directors
HomeSide Lending, Inc.:
We consent to incorporation by reference in the registration statements (No.
333-84179, 333-78629 and 333-45603) on Form S-3 of HomeSide Lending, Inc. of our
report dated October 19, 1999, relating to the consolidated balance sheets of
HomeSide Lending, Inc. and subsidiaries as of September 30, 1999 and 1998, and
the related consolidated statements of income, stockholder's equity, and cash
flows for the year ended September 30, 1999 and the period from February 11,
1998 through September 30, 1998, which report appears in the September 30, 1999
annual report on Form 10-K of HomeSide Lending, Inc.
/s/ KPMG LLP
Jacksonville, Florida
June 6, 2000
