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EXHIBIT 23.2
Consent of Independent Auditors
We consent to the reference to our firm under the caption "Experts" and to the
use of our report dated July 19, 2000, with respect to the consolidated
financial statements of York Financial Corp. included in Post-Effective
Amendment No. 1 to the Registration Statement Form S-1 (333-40046) and related
Prospectus of Harris Financial Inc. for the registration of 30,417,500 shares of
its common stock.
/s/ Ernst & Young LLP
Ernst & Young LLP
Baltimore, Maryland
September 18, 2000
