HARRIS FINANCIAL INC
POS AM, EX-23.4, 2000-09-21
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                                 EXHIBIT 23.4

                       [LETTTERHEAD OF RP FINANCIAL,LC.]


                              September 20, 2000

Board of Directors
Harris Savings Bank
235 North Second Street
Harrisburg, Pennsylvania 17101

Members of the Board of Directors:

     We hereby consent to the use of our firm's name in the Prospectus and the
filing of the appraisal report and subscriptions rights letter in the
Registration Statement on Form S-1.

                                                   Sincerely,

                                                    RP FINANCIAL, LC.

                                                   /s/ RP Financial, LC.


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