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<PAGE> EXHIBIT 23.4 [LETTTERHEAD OF RP FINANCIAL,LC.] September 20, 2000 Board of Directors Harris Savings Bank 235 North Second Street Harrisburg, Pennsylvania 17101 Members of the Board of Directors: We hereby consent to the use of our firm's name in the Prospectus and the filing of the appraisal report and subscriptions rights letter in the Registration Statement on Form S-1. Sincerely, RP FINANCIAL, LC. /s/ RP Financial, LC.
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