SHORE BANCSHARES INC
8-K, EX-21, 2000-12-14
NATIONAL COMMERCIAL BANKS
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Exhibit 21

         Shore Bancshares, Inc. owns all of the issued and outstanding shares of
common stock of The Talbot Bank of Easton,  Maryland, a Maryland state-chartered
commercial  bank,  and The  Centreville  National  Bank of Maryland,  a national
banking association.

          The  Talbot  Bank  of  Easton,   Maryland  owns  all  the  issued  and
outstanding  shares of common  stock of Dover  Street  Realty,  Inc., a Maryland
corporation.

           The  Centreville  National  Bank of Maryland  owns  one-third  of the
outstanding  common stock of The Delmarva Bank Data Processing  Center,  Inc., a
Maryland  corporation  and bank  service  corporation.  The  Delmarva  Bank Data
Processing  Center,  Inc.,  also  located in  Easton,  Maryland,  provides  data
processing  services to financial  institutions  located in Maryland,  Delaware,
Virginia and the District of Columbia.



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