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<PAGE> Exhibit 23.2 INDEPENDENT AUDITORS' CONSENT We consent to the incorporation by reference in this Registration Statement of Pelican Financial, Inc. on Form S-8 of our report dated March 20, 1998 (April 29, 1999 as to Notes 2, 15, 21, 22), incorporated by reference in the Annual Report on Form 10-K of Pelican Financial, Inc. for the year ended December 31, 1999. /s/ Deloitte & Touche LLP ------------------------------- DELOITTE & TOUCHE LLP Detroit, Michigan June 28, 2000
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