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Exhibit 23.3
CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the incorporation by reference in this Registration
Statement on Form S-8 of Pelican Financial, Inc of our report of Independent
Auditors dated March 10, 2000, relating to the consolidated balance sheets of
Pelican Financial, Inc. as of December 31, 1999 and 1998, and the related
consolidated statements of income, shareholders' equity and cash flows for each
of the two years in the period ended December 31, 1999, which report appears in
the Pelican Financial, Inc.'s annual report on Form 10-K for the year ended
December 31, 1999.
Crowe, Chizek and Company LLP
Grand Rapids, Michigan
June 27, 2000
