<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     This schedule  contains summary  financial  information  extracted from the
     financial  statements  contained in the filer's Form 10-QSB for the Quarter
     ended September 30,  2000,  and is filed in its  entirety by  reference to
     such finanacial statements.
</LEGEND>
<CIK>                         0001042905
<NAME>                        Heartland Bancshares, Inc.
<MULTIPLIER>                                   1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                              Dec-31-2000
<PERIOD-START>                                 Jan-01-2000
<PERIOD-END>                                   Sep-30-2000
<CASH>                                         7,605
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               3,484
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    0
<INVESTMENTS-CARRYING>                         19,855
<INVESTMENTS-MARKET>                           19,651
<LOANS>                                        124,748
<ALLOWANCE>                                    1,887
<TOTAL-ASSETS>                                 158,087
<DEPOSITS>                                     130,074
<SHORT-TERM>                                   11,421
<LIABILITIES-OTHER>                            4,008
<LONG-TERM>                                    0
                          0
                                    0
<COMMON>                                       11,731
<OTHER-SE>                                     853
<TOTAL-LIABILITIES-AND-EQUITY>                 158,087
<INTEREST-LOAN>                                7,903
<INTEREST-INVEST>                              770
<INTEREST-OTHER>                               148
<INTEREST-TOTAL>                               8,821
<INTEREST-DEPOSIT>                             3,990
<INTEREST-EXPENSE>                             4,446
<INTEREST-INCOME-NET>                          4,375
<LOAN-LOSSES>                                  619
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                2,773
<INCOME-PRETAX>                                1,454
<INCOME-PRE-EXTRAORDINARY>                     871
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   871
<EPS-BASIC>                                  .66
<EPS-DILUTED>                                  .66
<YIELD-ACTUAL>                                 4.57
<LOANS-NON>                                    1,260
<LOANS-PAST>                                   175
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               1,365
<CHARGE-OFFS>                                  100
<RECOVERIES>                                   3
<ALLOWANCE-CLOSE>                              1,887
<ALLOWANCE-DOMESTIC>                           0
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        1,887


</TABLE>



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