HEARTLAND BANCSHARES INC /IN/
10QSB, EX-27, 2000-08-15
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     This schedule  contains summary  financial  information  extracted from the
     financial  statements  contained in the filer's Form 10-QSB for the Quarter
     ended June 30,  2000,  and is filed in its  entirety by  reference to such
     finanacial statements.
</LEGEND>
<CIK>                         0001042905
<NAME>                        Heartland Bancshares, Inc.
<MULTIPLIER>                                   1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              Dec-31-2000
<PERIOD-START>                                 Jan-01-2000
<PERIOD-END>                                   Jun-30-2000
<CASH>                                         7,517
<INT-BEARING-DEPOSITS>                         0
<FED-FUNDS-SOLD>                               4,083
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    0
<INVESTMENTS-CARRYING>                         15,595
<INVESTMENTS-MARKET>                           15,202
<LOANS>                                        115,361
<ALLOWANCE>                                    (1,730)
<TOTAL-ASSETS>                                 144,344
<DEPOSITS>                                     118,150
<SHORT-TERM>                                   6,356
<LIABILITIES-OTHER>                            7,725
<LONG-TERM>                                    0
                          0
                                    0
<COMMON>                                       11,731
<OTHER-SE>                                     382
<TOTAL-LIABILITIES-AND-EQUITY>                 144,344
<INTEREST-LOAN>                                2,628
<INTEREST-INVEST>                              229
<INTEREST-OTHER>                               82
<INTEREST-TOTAL>                               2,939
<INTEREST-DEPOSIT>                             1,323
<INTEREST-EXPENSE>                             1,473
<INTEREST-INCOME-NET>                          1,466
<LOAN-LOSSES>                                  254
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                912
<INCOME-PRETAX>                                481
<INCOME-PRE-EXTRAORDINARY>                     481
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   283
<EPS-BASIC>                                  .22
<EPS-DILUTED>                                  .22
<YIELD-ACTUAL>                                 4.56
<LOANS-NON>                                    454
<LOANS-PAST>                                   355
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               1,365
<CHARGE-OFFS>                                  47
<RECOVERIES>                                   1
<ALLOWANCE-CLOSE>                              1,730
<ALLOWANCE-DOMESTIC>                           0
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        1,730



</TABLE>


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