<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
financial statements contained in the filer's Form 10-QSB for the Quarter
ended June 30, 2000, and is filed in its entirety by reference to such
finanacial statements.
</LEGEND>
<CIK> 0001042905
<NAME> Heartland Bancshares, Inc.
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> Dec-31-2000
<PERIOD-START> Jan-01-2000
<PERIOD-END> Jun-30-2000
<CASH> 7,517
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 4,083
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 15,595
<INVESTMENTS-MARKET> 15,202
<LOANS> 115,361
<ALLOWANCE> (1,730)
<TOTAL-ASSETS> 144,344
<DEPOSITS> 118,150
<SHORT-TERM> 6,356
<LIABILITIES-OTHER> 7,725
<LONG-TERM> 0
0
0
<COMMON> 11,731
<OTHER-SE> 382
<TOTAL-LIABILITIES-AND-EQUITY> 144,344
<INTEREST-LOAN> 2,628
<INTEREST-INVEST> 229
<INTEREST-OTHER> 82
<INTEREST-TOTAL> 2,939
<INTEREST-DEPOSIT> 1,323
<INTEREST-EXPENSE> 1,473
<INTEREST-INCOME-NET> 1,466
<LOAN-LOSSES> 254
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 912
<INCOME-PRETAX> 481
<INCOME-PRE-EXTRAORDINARY> 481
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 283
<EPS-BASIC> .22
<EPS-DILUTED> .22
<YIELD-ACTUAL> 4.56
<LOANS-NON> 454
<LOANS-PAST> 355
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,365
<CHARGE-OFFS> 47
<RECOVERIES> 1
<ALLOWANCE-CLOSE> 1,730
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,730
</TABLE>