<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
________________
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): August 15, 2000
SAKS CREDIT CARD MASTER TRUST
-----------------------------
(Exact Name of Registrant as Specified in Charter)
Not Applicable 333-28811-01 Not Applicable
-------------- ------------ --------------
(State or Other (Commission (IRS Employer
Jurisdiction of File Number) Identification No.)
Incorporation)
140 Industrial Drive, Elmhurst, Illinois, 60126
--------------------------------------------------------------
(Addresses of Principal Executive Offices, including Zip Code)
(630) 516-8080
----------------------------------------------
(Registrant's Telephone Number, including Area Code)
<PAGE>
Item 5. Other Events.
------ ------------
Saks Incorporated, as Servicer under the Saks Credit Card Master Trust,
distributed the Monthly Certificateholders' Statement for the month of July
2000, to the Series 1997-2 Certificateholders on August 15, 2000.
Saks Incorporated, as Servicer under the Saks Credit Card Master Trust,
distributed the Monthly Certificateholders' Statement for the month of July
2000, to the Series 1998-2 Certificateholders on August 15, 2000.
Saks Incorporated, as Servicer under the Saks Credit Card Master Trust,
distributed the Monthly Certificateholders' Statement for the month of July
2000, to the Series 1999-1 Certificateholders on August 15, 2000.
Item 7. Financial Statements, Pro Forma Financial Information, and Exhibits.
------ -------------------------------------------------------------------
(c) Exhibits.
The following exhibits are filed herewith:
Exhibit No. Description
----------- -----------
99.1 Series 1997-2 Monthly Certificateholders' Statement for the
month of July 2000
99.2 Series 1998-2 Monthly Certificateholders' Statement for the
month of July 2000
99.3 Series 1999-1 Monthly Certificateholders' Statement for the
month of July 2000
-2-
<PAGE>
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
SAKS INCORPORATED, as Servicer under the
SAKS CREDIT CARD MASTER TRUST
(Registrant)
/s/ Charles J. Hansen
------------------------
Charles J. Hansen
Senior Vice President and
Associate General Counsel
Date: August 15, 2000
-3-
<PAGE>
INDEX TO EXHIBITS
-----------------
<TABLE>
<CAPTION>
Exhibit
-------
<C> <S>
99.1 Series 1997-2 Monthly Certificateholders' Statement for the month of July 2000
99.2 Series 1998-2 Monthly Certificateholders' Statement for the month of July 2000
99.3 Series 1999-1 Monthly Certificateholders' Statement for the month of July 2000
</TABLE>
