PEOPLES FINANCIAL SERVICES CORP/
8-K, EX-99.003, 2000-07-18
SECURITY BROKERS, DEALERS & FLOTATION COMPANIES
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Press Release

Peoples National Announces New Associate Directors

Newly  appointed  to the  Peoples  Financial  Services  Associate  Board are Ron
Kukuchka of Ace Robbins Inc, Tunkhannock; Wilma Gay of Milnes Engineering, Inc.,
Tunkhannock; and Rick Lochen, CPA with Dan Kenia PC in Tunkhannock. In addition,
earlier this year, six other Associate Board Members were added.  They are David
French of French's Auto Parts in Binghamton and  Interstate  Auto Parts in Tioga
Center;  Chip  Snyder  of  Snyder  Realty  in  Susquehanna;  Dick  Hennessey  of
Hennessey's Funeral Home in Susquehanna;  Roger Doolittle of Montrose Auto Parts
in Montrose;  Carol Engle, teacher at Elk Lake School District; and Dan Ricci of
State Farm Insurance in Montrose.

Being a part of the local area since 1905,  Peoples  National Bank is focused on
the  needs  of  Susquehanna  and  Wyoming  Counties  and  surrounding  areas  by
reinvesting  depositors  dollars back into the local economy.  The new Associate
Directors  represent  a cross  section of the areas  served by Peoples  National
Bank. Offices are located in Hallstead, Hop Bottom,  Susquehanna and Montrose in
Susquehanna  County  and in  Nicholson,  Tunkhannock  and  Meshoppen  in Wyoming
County.


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