PEOPLES FINANCIAL SERVICES CORP/
8-K, 2000-11-06
SECURITY BROKERS, DEALERS & FLOTATION COMPANIES
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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF
                      THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (Date of earliest event reported) November 3, 2000

                       Commission File Number: 000-23863

                        PEOPLES FINANCIAL SERVICES CORP
             (Exact name of registrant as specified in its charter)

          Pennsylvania                            23-2391852
(State or other jurisdiction of         (I.R.S. Employer Identification Number)
Incorporation or Organization)

                      50 Main Street, Hallstead, PA              18822
              (Address of Principal Executive Officer)         (Zip Code)

       Registrant's telephone number, including area code (570) 879-2175

<PAGE>
Item 5.  Other Events
          Press Release of Peoples Financial Services Corp.
          dated July 18, 2000, previously submitted as Exhibit 99.003

          Press Release of Peoples Financial Services Corp.
          dated May 5, 2000, previously submitted as Exhibit 99.002

          Press Release of Peoples Financial Services Corp. dated
          January 27, 2000, previously submitted as Exhibit 99.001


Item 7.  Financial Statements and Exhibits.

          (a)  Exhibits.

          The following exhibit is filed herewith:

          99.004,  Press Release of Peoples Financial Services Corp.
          dated November 3, 2000
<PAGE>
SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.

PEOPLES FINANCIAL SERVICES CORP

By/s/ John W. Ord
John W. Ord, President and Chief Executive Officer


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