NASB FINANCIAL INC
NT 10-K, 2001-01-02
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                        1


                                  United States
                       Securities and Exchange Commission
                              Washington, DC 20549

                                   FORM 12b-25


                         Commission File Number 0-24033

                             CUSIP Number 628968109


  (Check One): [X] Form 10-K [ ] Form 20-F [ ] Form 11-K [ ] Form 10-Q [ ] Form
                                      N-SAR

               For the Transition Period Ended: September 30, 2000

                                       or

         [   ] Transition Report on Form 10-K
         [   ] Transition Report on Form 20-F
         [   ] Transition Report on Form 11-K
         [   ] Transition Report on Form 10-Q
         [   ] Transition Report on Form N-SAR

   For the Transition Period Ended:_____________________


PART I - REGISTRANT INFORMATION

         NASB Financial, Inc.
         -----------------------------------------------
         Full name of Registrant

         N/A
         -----------------------------------------------
         Former Name if Applicable

         12498 South 71 Highway
         ------------------------------------------------
         Address of Principal Executive Office (Street and Number)

         Grandview, Missouri  64030
         -----------------------------------------------
         City, State and Zip Code


PART II- RULES 12b-25(b) AND (c)
If the subject report could not be filed without  unreasonable effort or expense
and the registrant seeks relief pursuant to Rule 12b-25(b), the following should
be completed. (Check box if appropriate)

[X]  (a) The reasons  described  in  reasonable  detail in Part III of this form
could not be eliminated without unreasonable effort or expense;

[X]  (b) The subject annual report,  semi-annual  report,  transition  report on
form 10-K, Form 20-F, 11-K or Form N-SAR, or portion thereof will be filed on or
before the  fifteenth  calendar day following  the  prescribed  due date; or the
subject  quarterly report of transition  report on Form 10-Q, or portion thereof
will be filed on or before the fifth  calendar day following the  prescribed due
date; and

     (c) The accountant's  statement or other exhibit required by Rule 12b-25(c)
has been attached if applicable.

<PAGE>


PART III - NARRATIVE
State below in reasonable  detail the reasons why Forms 10-K,  20-F, 11-K, 10-Q,
N-SAR, or the transition  report portion thereof,  could not be filed within the
prescribed time period.

NASB Financial,  Inc. (the  "Company")  encountered  some  unforeseen  problems,
beyond  management's  control,  in the  logistics of  delivering  and  receiving
information to and from its third-party  vendor financial printer due to holiday
schedules.  This caused a slight delay in compiling and edgarizing  data for the
Company's  10-K405  for the  period  ended  September  30,  2000.  The delay was
necessary,  as  filing by the  December  29,  2000 due date  would  have  caused
unreasonable extra expense in labor costs.


PART IV - OTHER INFORMATION
1) Name and telephone number of person to contact in regard to this notification

Keith B. Cox                    816                  316-4071
------------                 -----------            -------------------
(Name)                       (Area Code)             (Telephone Number)


2) Have all other  periodic  reports  required  under Section 13 or 15(d) of the
Securities  Exchange Act of 1934 or Section 30 of the Investment  Company Act of
1940  during  the  preceding  12  months  or for such  shorter  period  that the
registrant  was  required to file such  report(s)  been filed?  If answer is no,
identify report(s). [X] Yes [ ] No

       N/A
       -----------


3) Is it anticipated  that any significant  change in results of operations from
the  corresponding  period for the last  fiscal  year will be  reflected  by the
earnings statements to be included in the subject report or portion thereof?
[ ] Yes [X] No

If so, attach an explanation of the  anticipated  change,  both  narratively and
quantitatively, and, if appropriate, state the reasons why a reasonable estimate
of the results cannot be made.

      N/A
      -----------




     NASB Financial, Inc.
     --------------------------------------------
     (Name of registrant as Specified in Charter)

has  caused  this  notification  to be signed on its  behalf by the  undersigned
hereunto duly authorized.
Date:  January 2, 2001     By: /s/ Keith B. Cox
       ---------------         ------------------



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