CARDINAL FINANCIAL CORP
8-A12G, 2000-09-05
NATIONAL COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                   -----------

                                    FORM 8-A


                FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES
                    PURSUANT TO SECTION 12(b) OR 12(g) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


                         CARDINAL FINANCIAL CORPORATION
             (Exact Name of Registrant as Specified in Its Charter)


                Virginia                                 54-1874630
(State of Incorporation or Organization)    (I.R.S. Employer Identification No.)

      10555 Main Street, Suite 500
           Fairfax, Virginia                                22030
(Address of Principal Executive Offices)                 (Zip Code)

If   this   form   relates   to  the        If   this   form   relates   to  the
registration    of   a   class    of        registration    of   a   class    of
securities pursuant to Section 12(b)        securities pursuant to Section 12(g)
of the Exchange Act and is effective        of the Exchange Act and is effective
pursuant   to  General   Instruction        pursuant   to  General   Instruction
A.(c),  please  check the  following        A.(d),  please  check the  following
box. [ ]                                    box. [ X ]


Securities Act registration statement file number to which this form relates:

                                                   333-38380     (If applicable)
                                                 ------------

Securities to be registered pursuant to Section 12(b) of the Act:

       Title of Each Class                        Name of Each Exchange on Which
       to be so Registered                        Each Class is to be Registered
       -------------------                        ------------------------------

               none                                            none


Securities to be registered pursuant to Section 12(g) of the Act:

            7.25% Cumulative Convertible Preferred Stock, Series A,
                           par value $1.00 per share
                                (Title of Class)


<PAGE>

                 INFORMATION REQUIRED IN REGISTRATION STATEMENT

Item 1.      Description of Registrant's Securities to be Registered

         This  registration  statement  on Form 8-A relates to the  registration
under  Section  12(g) of the  Securities  Exchange Act of 1934,  as amended,  of
shares of the 7.25% Cumulative  Convertible Preferred Stock, Series A, par value
$1.00  per share  (the  "Series  A  Preferred  Stock"),  of  Cardinal  Financial
Corporation,  a Virginia corporation (the "Registrant").  The description of the
Series A  Preferred  Stock to be  registered  hereunder  is set forth  under the
caption   "Description   of   Cardinal   Capital   Stock"  in  the  Joint  Proxy
Statement/Prospectus  that  is a part of  Amendment  No.  1 to the  Registration
Statement on Form S-4, Registration No. 333-38380,  filed by the Registrant with
the  Securities and Exchange  Commission on June 20, 2000,  under the Securities
Act of 1933,  as amended.  The  Registration  Statement on Form S-4 was declared
effective by the Commission on June 22, 2000.


Item 2.      Exhibits


             4.1      Articles of Incorporation  of the Registrant,  included as
                      Exhibit 3.1 to the Registrant's  Registration Statement on
                      Form SB-2,  Registration No.  333-52279,  and incorporated
                      herein by reference.

             4.2      Articles of Amendment to the Articles of  Incorporation of
                      the  Registrant,  which set forth the  designation for the
                      Series A Preferred Stock.

             4.3      Bylaws of the  Registrant,  included as Exhibit 3.2 to the
                      Registrant's   Registration   Statement   on  Form   SB-2,
                      Registration No.  333-52279,  and  incorporated  herein by
                      reference.












                                      -2-
<PAGE>

                                   SIGNATURES

         Pursuant to the  requirements of Section 12 of the Securities  Exchange
Act of 1934, as amended,  the Registrant has caused this Registration  Statement
to be signed on its behalf by the undersigned, thereunto duly authorized.


                                      CARDINAL FINANCIAL CORPORATION



Dated:  August 31, 2000               By: /s/ L. Burwell Gunn, Jr.
                                          --------------------------------------
                                          L. Burwell Gunn, Jr.
                                          President and Chief Executive Officer



<PAGE>

                                INDEX TO EXHIBITS


Exhibit No.                        Description
-----------                        -----------

   4.1          Articles of Incorporation of the Registrant, included as Exhibit
                3.1 to the  Registrant's  Registration  Statement  on Form SB-2,
                Registration  No.   333-52279,   and   incorporated   herein  by
                reference.

   4.2          Articles of Amendment to the  Articles of  Incorporation  of the
                Registrant,  which set forth the  designation  for the  Series A
                Preferred Stock.

   4.3          Bylaws  of  the  Registrant,  included  as  Exhibit  3.2  to the
                Registrant's  Registration Statement on Form SB-2,  Registration
                No. 333-52279, and incorporated herein by reference.











                                      -4-


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