PULASKI FINANCIAL CORP
10-K, EX-21, 2000-12-29
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                 Exhibit 21.0
                    Subsidiaries of Pulaski Financial Corp.

Registrant
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Pulaski Financial Corp.

<TABLE>
<CAPTION>
Subsidiaries (1)                             Percentage of Ownership      Jurisdiction or State of Incorporation
----------------                             -----------------------      --------------------------------------
<S>                                          <C>                          <C>
Pulaski Bank, A Federal Savings Bank                   100%                          United States

Pulaski Service Corporation (2)                        100%                          Missouri
</TABLE>

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(1)  The operations of the subsidiaries of the Registrant are included in the
     Registrant's Consolidated Financial Statements contained in the Annual
     Report to Stockholders.
(2)  Wholly-owned by Pulaski Bank, A Federal Savings Bank.


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