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EXHIBIT 23.0
INDEPENDENT AUDITORS' CONSENT
We consent to the incorporation by reference in Registration Statement Numbers
333-32986 and 333-84515 of Pulaski Financial Corp. on Form S-8 of our report
dated October 31, 2000 (December 11, 2000 as to Note 11) appearing in the Annual
Report on Form 10-K of Pulaski Financial Corp. and subsidiaries for the year
ended September 30, 2000.
\s\ Deloitte & Touche LLP
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DELOITTE & TOUCHE LLP
St. Louis, Missouri
December 27, 2000
