LCNB CORP
10-Q, EX-27, 2000-10-30
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE>   9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT FOR LCNB CORP. ON FORM 10-Q FOR THE QUARTER ENDED SEPTEMBER
30,2000, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<CIK>     0001074902
<NAME>    LCNB Corp.

<S>                                       <C>
<MULTIPLIER>                               1,000
<PERIOD-TYPE>                              9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                        16,109
<INT-BEARING-DEPOSITS>                         5,492
<FED-FUNDS-SOLD>                              10,825
<TRADING-ASSETS>                                   0
<INVESTMENTS-HELD-FOR-SALE>                   85,826
<INVESTMENTS-CARRYING>                             0
<INVESTMENTS-MARKET>                               0
<LOANS>                                      325,218
<ALLOWANCE>                                    2,000
<TOTAL-ASSETS>                               462,979
<DEPOSITS>                                   407,304
<SHORT-TERM>                                   1,425
<LIABILITIES-OTHER>                            2,485
<LONG-TERM>                                    6,368
                              0
                                        0
<COMMON>                                      10,560
<OTHER-SE>                                    34,837
<TOTAL-LIABILITIES-AND-EQUITY>               462,979
<INTEREST-LOAN>                               19,314
<INTEREST-INVEST>                              3,949
<INTEREST-OTHER>                                 500
<INTEREST-TOTAL>                              23,763
<INTEREST-DEPOSIT>                            11,469
<INTEREST-EXPENSE>                            11,689
<INTEREST-INCOME-NET>                         12,074
<LOAN-LOSSES>                                    134
<SECURITIES-GAINS>                               (13)
<EXPENSE-OTHER>                                9,983
<INCOME-PRETAX>                                5,033
<INCOME-PRE-EXTRAORDINARY>                     5,033
<EXTRAORDINARY>                                    0
<CHANGES>                                          0
<NET-INCOME>                                   3,620
<EPS-BASIC>                                   2.04
<EPS-DILUTED>                                   2.04
<YIELD-ACTUAL>                                  7.70
<LOANS-NON>                                      175
<LOANS-PAST>                                     149
<LOANS-TROUBLED>                                   0
<LOANS-PROBLEM>                                    0
<ALLOWANCE-OPEN>                               2,000
<CHARGE-OFFS>                                    170
<RECOVERIES>                                      36
<ALLOWANCE-CLOSE>                              2,000
<ALLOWANCE-DOMESTIC>                           2,000
<ALLOWANCE-FOREIGN>                                0
<ALLOWANCE-UNALLOCATED>                        2,000


</TABLE>


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