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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT FOR LCNB CORP. ON FORM 10-Q FOR THE QUARTER ENDED SEPTEMBER
30, 1999, AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<CIK> 0001074902
<NAME> LCNB Corp.
<S> <C>
<MULTIPLIER> 1,000
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-01-1999
<PERIOD-END> SEP-30-1999
<CASH> 14,662
<INT-BEARING-DEPOSITS> 5,492
<FED-FUNDS-SOLD> 2,500
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 113,533
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 281,398
<ALLOWANCE> 2,005
<TOTAL-ASSETS> 434,154
<DEPOSITS> 385,570
<SHORT-TERM> 3,037
<LIABILITIES-OTHER> 2,028
<LONG-TERM> 414
0
0
<COMMON> 10,560
<OTHER-SE> 32,545
<TOTAL-LIABILITIES-AND-EQUITY> 434,154
<INTEREST-LOAN> 16,843
<INTEREST-INVEST> 4,739
<INTEREST-OTHER> 523
<INTEREST-TOTAL> 22,105
<INTEREST-DEPOSIT> 9,785
<INTEREST-EXPENSE> 9,833
<INTEREST-INCOME-NET> 12,272
<LOAN-LOSSES> 166
<SECURITIES-GAINS> 23
<EXPENSE-OTHER> 9,649
<INCOME-PRETAX> 5,647
<INCOME-PRE-EXTRAORDINARY> 5,647
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,034
<EPS-BASIC> 2.27
<EPS-DILUTED> 2.27
<YIELD-ACTUAL> 7.39
<LOANS-NON> 0
<LOANS-PAST> 34
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,000
<CHARGE-OFFS> 64
<RECOVERIES> 27
<ALLOWANCE-CLOSE> 2,005
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,005
</TABLE>
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