FLORIDAFIRST BANCORP
8-K, 2000-07-25
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20552


                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934



                Date of Report (Date of earliest event reported)
                                  July 21, 2000




                              FLORIDAFIRST BANCORP
                    -----------------------------------------
             (Exact name of Registrant as specified in its Charter)



        United States                      000-25693            59-3545582
----------------------------            -------------------   --------------
(State or other jurisdiction               (File No.)         (IRS Employer
     of incorporation)                                        Identification
                                                                  Number)


205 East Orange Street, Lakeland, Florida                      33801-4611
-----------------------------------------                      ----------
(Address of principal executive offices)                       (Zip Code)




Registrant's telephone number, including area code:          (863) 688-6811
                                                             --------------



                                 Not Applicable
                  -------------------------------------------
          (Former name or former address, if changed since last Report)


<PAGE>



                              FLORIDAFIRST BANCORP

                      INFORMATION TO BE INCLUDED IN REPORT
                      ------------------------------------



Item 5.           Other Events
                  ------------

         On July 21,  2000,  FloridaFirst  Bancorp  (the  "Company"),  the stock
holding company of FloridaFirst Bank,  Lakeland,  Florida,  (the "Bank") entered
into plans of conversion and reorganization  (the "Plans") from a mutual holding
company form of organization to a full stock  corporation.  Public  stockholders
currently own 43% of the Company and the remaining 57% is owned by  FloridaFirst
Bancorp, MHC.

         A copy of the Plans and the Press Release  relating to the announcement
of the transaction are filed as an exhibit to this Form 8-K.

Item 7.           Financial Statements, Pro Forma Financial
                  Information and Exhibits
                  -----------------------------------------

                  (c)      Exhibits.

                           99.      Plan of  Conversion  and  Reorganization  of
                                    FloridaFirst   Bancorp,  MHC  and  Plans  of
                                    Merger between  FloridaFirst  Bancorp,  MHC,
                                    FloridaFirst Bancorp and FloridaFirst Bank.

                           99.1     Press Release dated July 24, 2000.



<PAGE>




                                   SIGNATURES


         Pursuant to the  requirements  of the Securities  Exchange Act of 1934,
the  Registrant  has duly  caused  this Report to be signed on its behalf by the
undersigned, thereunto duly authorized.



                                          FLORIDAFIRST BANCORP



Date: July 25, 2000                   By: /s/Gregory C. Wilkes
                                          --------------------------------------
                                          Gregory C. Wilkes
                                          President and Chief Executive Officer






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