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SUPPLEMENT TO File pursuant to Rule 424(B)(3)
Prospectus Supplement dated July 20, 2000 SEC File No. 333-74467
(To Prospectus dated July 20, 2000)
$172,094,155
(Approximate)
[FIRST HORIZON LOGO]
Seller and Master Servicer
First Horizon Mortgage Pass-Through Trust 2000-3
Issuer
Mortgage Pass-Through Certificates, Series 2000-3
Distributions payable monthly commencing in August 2000
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Notwithstanding anything to the contrary in the table of minimum
denominations set forth on page S-6 of the prospectus supplement dated July 20,
2000 to the prospectus dated July 20, 2000 with respect to the above captioned
series of mortgage pass-through certificates, the Class A-3 and Class A-4
Certificates shall be issued in minimum denominations of $1,000 and in
incremental multiples of $1,000 in excess of such minimum denomination.
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The date of this Supplement is July 24, 2000