UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F-HR
FORM 13F-HR COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/29/00
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: SIMMONS FIRST TRUST COMPANY, N.A.
ADDRESS: 501 MAIN STREET
PINE BLUFF, AR 71601
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: JOE CLEMENT, III
TITLE: PRESIDENT
PHONE: (870)541-1107
SIGNATURE,PLACE,AND DATE OF SIGNING:
/s/ JOE CLEMENT, III PINE BLUFF, AR 11/07/00
------------------------------- ---------------- ---------
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F-HR SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 1
FORM 13F INFORMATION TABLE ENTRY TOTAL: 482
FORM 13F INFORMATION TABLE VALUE TOTAL: $159,146
<TABLE>
<CAPTION>
NO. FORM 13F FILE NUMBER NAME
-----------------------------------------------------------------------------------------------------------------
<S> <C> <C>
1 28-04799 SIMMONS FIRST NATIONAL CORPORATION
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T CORP COMMON STOCK 001957109 274 9335 SH DEFINED 1 8885 0 450
ABBOTT LABS COMMON STOCK 002824100 587 12350 SH DEFINED 1 8950 0 3400
ABBOTT LABS COMMON STOCK 002824100 48 1000 SH OTHER 1000 0 0
ADAMS EXPRESS CO COMMON STOCK 006212104 58 1500 SH DEFINED 1 1500 0 0
ADAPTEC INC COMMON STOCK 00651F108 6 300 SH DEFINED 1 300 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 876 32580 SH DEFINED 1 32180 0 400
ADOBE SYS INC COMMON STOCK 00724F101 9 60 SH DEFINED 1 60 0 0
ADVANCED DIGITAL INFO. CORP. COMMON STOCK 007525108 15 1000 SH DEFINED 1 0 0 1000
ADVANCED ENVIRONMENTAL RECYC C COMMON STOCK 007947104 3 2000 SH DEFINED 1 0 0 2000
AGILENT TECHNOLOGIES INC COMMON STOCK 00846U101 127 2599 SH DEFINED 1 746 0 1853
AGL RES INC COMMON STOCK 001204106 24 1200 SH DEFINED 1 1200 0 0
AIRTRAN HOLDINGS INC COMMON STOCK 00949P108 1 300 SH DEFINED 1 300 0 0
ALBERTSONS INC COMMON STOCK 013104104 61 2920 SH DEFINED 1 2620 0 300
ALCOA INC COMMON STOCK 013817101 314 12400 SH DEFINED 1 1200 0 11200
ALLEGHENY ENERGY INC COMMON STOCK 017361106 76 2000 SH DEFINED 1 2000 0 0
ALLEGHENY TECHNOLOGIES INC COMMON STOCK 01741R102 3 173 SH DEFINED 1 173 0 0
ALLSTATE CORP COMMON STOCK 020002101 83 2400 SH DEFINED 1 2400 0 0
ALLTEL CORP COMMON STOCK 020039103 938 17983 SH DEFINED 1 16703 0 1280
ALLTEL CORP COMMON STOCK 020039103 21 400 SH OTHER 400 0 0
AMERICA ONLINE INC COMMON STOCK 02364J104 473 8802 SH DEFINED 1 8202 0 600
AMERICAN CLAIMS EVALUATION INC COMMON STOCK 025144106 2 1000 SH DEFINED 1 0 0 1000
AMERICAN ELEC PWR INC COMMON STOCK 025537101 21 543 SH DEFINED 1 543 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 333 5475 SH DEFINED 1 5475 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 55 900 SH OTHER 900 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 181 3200 SH DEFINED 1 3200 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 141 2500 SH OTHER 2500 0 0
AMERICAN INTL GROUP INC COMMON STOCK 026874107 148 1543 SH DEFINED 1 1543 0 0
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 1500 78163 SH DEFINED 1 78163 0 0
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 2 80 SH OTHER 80 0 0
AMERICAN WTR WKS INC COMMON STOCK 030411102 11 400 SH DEFINED 1 400 0 0
AMGEN INC COMMON STOCK 031162100 1491 21350 SH DEFINED 1 21350 0 0
AMSOUTH BANCORPORATION COMMON STOCK 032165102 14 1094 SH DEFINED 1 1094 0 0
ANADARKO PETE CORP COMMON STOCK 032511107 117 1754 SH DEFINED 1 1754 0 0
ANDRX CORP COMMON STOCK 034553107 19 200 SH DEFINED 1 0 0 200
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 264 6250 SH DEFINED 1 5450 0 800
ANTEC CORP COMMON STOCK 03664P105 18 600 SH DEFINED 1 0 0 600
AON CORP COMMON STOCK 037389103 31 800 SH DEFINED 1 800 0 0
APACHE CORP COMMON STOCK 037411105 19 325 SH DEFINED 1 325 0 0
APPLIED MATLS INC COMMON STOCK 038222105 53 900 SH DEFINED 1 0 0 900
APTARGROUP INC COMMON STOCK 038336103 19 800 SH DEFINED 1 0 0 800
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 8 939 SH DEFINED 1 939 0 0
ARCHSTONE CMNTYS TR SH BEN INT COMMON STOCK 039581103 93 3800 SH DEFINED 1 0 0 3800
ARIBA, INC COMMON STOCK 04033V104 17 120 SH DEFINED 1 0 0 120
ARKANSAS BEST CORP DEL COMMON STOCK 040790107 5 300 SH DEFINED 1 300 0 0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 697 18352 SH DEFINED 1 1652 0 16700
AT HOME CORP COMMON STOCK 045919107 1 100 SH DEFINED 1 100 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 214 3202 SH DEFINED 1 302 0 2900
AUTOZONE INC COMMON STOCK 053332102 1222 53847 SH DEFINED 1 53847 0 0
AVNET INC COMMON STOCK 053807103 28 1000 SH DEFINED 1 1000 0 0
AXA FINANCIAL INC COMMON STOCK 002451102 1 10 SH DEFINED 1 10 0 0
BAKER HUGHES INC COMMON STOCK 057224107 420 11300 SH DEFINED 1 500 0 10800
BANK OF AMERICA CORP COMMON STOCK 060505104 3374 64421 SH DEFINED 1 59421 0 5000
BANK OF AMERICA CORP COMMON STOCK 060505104 24 450 SH OTHER 450 0 0
BANK ONE CORP COMMON STOCK 06423A103 2096 54258 SH DEFINED 1 54258 0 0
BANK ONE CORP COMMON STOCK 06423A103 2 50 SH OTHER 50 0 0
BARRETT RES CORP COMMON STOCK 068480201 159 4200 SH DEFINED 1 0 0 4200
BELLSOUTH CORP COMMON STOCK 079860102 68 1696 SH DEFINED 1 1696 0 0
BERKSHIRE HATHAWAY INC CL A COMMON STOCK 084670108 64 1 SH DEFINED 1 1 0 0
BERKSHIRE HATHAWAY INC CL B COMMON STOCK 084670207 149 72 SH DEFINED 1 62 0 10
BETHLEHEM STL CORP COMMON STOCK 087509105 15 5000 SH DEFINED 1 5000 0 0
BIOGEN INC COMMON STOCK 090597105 2459 40311 SH DEFINED 1 40311 0 0
BIOGEN INC COMMON STOCK 090597105 6 95 SH OTHER 95 0 0
BIRMINGHAM STL CORP COMMON STOCK 091250100 54 20000 SH DEFINED 1 0 0 20000
BJ SVCS CO COMMON STOCK 055482103 672 11000 SH DEFINED 1 0 0 11000
BJS WHSL CLUB INC COMMON STOCK 05548J106 2269 66495 SH DEFINED 1 66495 0 0
BJS WHSL CLUB INC COMMON STOCK 05548J106 9 275 SH OTHER 275 0 0
BLACK & DECKER CORP COMMON STOCK 091797100 2052 60022 SH DEFINED 1 60022 0 0
BLACK & DECKER CORP COMMON STOCK 091797100 3 75 SH OTHER 75 0 0
BLOCK H & R INC COMMON STOCK 093671105 126 3400 SH DEFINED 1 0 0 3400
BMC SOFTWARE INC COMMON STOCK 055921100 978 51125 SH DEFINED 1 51125 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 1 50 SH OTHER 50 0 0
BOEING CO COMMON STOCK 097023105 1036 16451 SH DEFINED 1 16451 0 0
BRE PROPERTIES INC COMMON STOCK 05564E106 6 200 SH DEFINED 1 200 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 463 8100 SH DEFINED 1 8100 0 0
BRUNSWICK CORP COMMON STOCK 117043109 22 1200 SH DEFINED 1 1200 0 0
BRUSH WELLMAN INC COMMON STOCK 117421107 9 400 SH DEFINED 1 400 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 72 3350 SH DEFINED 1 3350 0 0
BURLINGTON RES INC COMMON STOCK 122014103 624 16945 SH DEFINED 1 4945 0 12000
CAPITAL ONE FINANCIAL COMMON STOCK 14040H105 1131 16140 SH DEFINED 1 16140 0 0
CAPITAL ONE FINANCIAL COMMON STOCK 14040H105 4 50 SH OTHER 50 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 2591 29375 SH DEFINED 1 27875 0 1500
CARDINAL HEALTH INC COMMON STOCK 14149Y108 3 30 SH OTHER 30 0 0
CARNIVAL CORP CL A COMMON STOCK 143658102 56 2263 SH DEFINED 1 2263 0 0
CATALYTICA INC COMMON STOCK 148885106 4 333 SH DEFINED 1 333 0 0
CELL PATHWAYS, INC. COMMON STOCK 15114R101 0 20 SH DEFINED 1 0 0 20
CENDANT CORP COMMON STOCK 151313103 4 400 SH DEFINED 1 400 0 0
CENTURA BKS INC COMMON STOCK 15640T100 28 742 SH DEFINED 1 742 0 0
CERNER CORP. COMMON STOCK 156782104 10 225 SH DEFINED 1 175 0 50
CHARLES SCHWAB CORP COMMON STOCK 808513105 11 300 SH DEFINED 1 300 0 0
CHASE MANHATTAN CORP COMMON STOCK 16161A108 337 7291 SH DEFINED 1 3991 0 3300
CHEVRON CORP COMMON STOCK 166751107 2504 29370 SH DEFINED 1 29370 0 0
CHEVRON CORP COMMON STOCK 166751107 3 35 SH OTHER 35 0 0
CHIQUITA BRANDS INTL INC COMMON STOCK 170032106 63 20000 SH DEFINED 1 0 0 20000
CIRRUS LOGIC INC COMMON STOCK 172755100 8 200 SH DEFINED 1 200 0 0
CISCO SYS INC COMMON STOCK 17275R102 2319 41979 SH DEFINED 1 40904 0 1075
CISCO SYS INC COMMON STOCK 17275R102 17 300 SH OTHER 300 0 0
CITIGROUP INC COMMON STOCK 172967101 2606 48203 SH DEFINED 1 48203 0 0
CLARCOR INC COMMON STOCK 179895107 12 600 SH DEFINED 1 0 0 600
CLAYTON HOMES INC COMMON STOCK 184190106 322 32196 SH DEFINED 1 32196 0 0
CLECO CORP COMMON STOCK 12561W105 14 300 SH DEFINED 1 300 0 0
CMGI INC COMMON STOCK 125750109 10 360 SH DEFINED 1 0 0 360
COASTAL CORP COMMON STOCK 190441105 297 4010 SH DEFINED 1 210 0 3800
COCA COLA CO COMMON STOCK 191216100 147 2665 SH DEFINED 1 865 0 1800
COLGATE PALMOLIVE CO COMMON STOCK 194162103 67 1430 SH DEFINED 1 430 0 1000
COLONIAL PPTYS TR COMMON STOCK 195872106 218 8500 SH DEFINED 1 0 0 8500
COMERICA INC COMMON STOCK 200340107 38 654 SH DEFINED 1 654 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 205 7439 SH DEFINED 1 7439 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 14 500 SH OTHER 500 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 913 36260 SH DEFINED 1 32610 0 3650
COMPUTER SCIENCES CORP COMMON STOCK 205363104 1184 15940 SH DEFINED 1 12740 0 3200
COMPUTER SCIENCES CORP COMMON STOCK 205363104 7 90 SH OTHER 90 0 0
CONAGRA INC COMMON STOCK 205887102 12 600 SH DEFINED 1 600 0 0
CONOCO INC CL B COMMON STOCK 208251405 102 3800 SH DEFINED 1 0 0 3800
CONSOLIDATED EDISON INC COMMON STOCK 209115104 62 1817 SH DEFINED 1 1317 0 500
COOPER INDS INC COMMON STOCK 216669101 28 800 SH DEFINED 1 800 0 0
CORNING INC COMMON STOCK 219350105 15 50 SH DEFINED 1 0 0 50
CREATIVE TECHNOLOGY LTD COMMON STOCK Y1775U107 10 500 SH DEFINED 1 500 0 0
CRESCENT REAL ESTATE EQUITIES COMMON STOCK 225756105 22 1000 SH DEFINED 1 0 0 1000
CSX CORP COMMON STOCK 126408103 7 324 SH DEFINED 1 120 0 204
CULLEN FROST BANKERS INC COMMON STOCK 229899109 59 1800 SH DEFINED 1 0 0 1800
CYMER INC COMMON STOCK 232572107 13 416 SH DEFINED 1 416 0 0
DARDEN RESTAURANTS INC COMMON STOCK 237194105 11 520 SH DEFINED 1 520 0 0
DEERE & CO COMMON STOCK 244199105 38 1150 SH DEFINED 1 1150 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 2279 73967 SH DEFINED 1 73867 0 100
DELL COMPUTER CORP COMMON STOCK 247025109 24 770 SH OTHER 770 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 3 213 SH DEFINED 1 213 0 0
DELTA AIR LINES INC COMMON STOCK 247361108 89 2000 SH DEFINED 1 0 0 2000
DELTA AIR LINES INC COMMON STOCK 247361108 18 400 SH OTHER 400 0 0
DETROIT DIESEL CORP COMMON STOCK 250837101 269 11800 SH DEFINED 1 0 0 11800
DEVON ENERGY CORPORATIOIN NEW COMMON STOCK 25179M103 3 49 SH DEFINED 1 49 0 0
DIAMOND OFFSHORE DRILLING INC COMMON STOCK 25271C102 410 10000 SH DEFINED 1 0 0 10000
DIEBOLD INC COMMON STOCK 253651103 11 400 SH DEFINED 1 400 0 0
DILLARDS INC CL A COMMON STOCK 254067101 2 200 SH DEFINED 1 200 0 0
DISNEY, WALT COMMON STOCK 254687106 50 1300 SH DEFINED 1 0 0 1300
DOLE FOOD INC COMMON STOCK 256605106 185 12300 SH DEFINED 1 0 0 12300
DOLLAR GEN CORP COMMON STOCK 256669102 65 3906 SH DEFINED 1 0 0 3906
DOMINION RES INC COMMON STOCK 25746U109 6 100 SH DEFINED 1 100 0 0
DOW CHEM CO COMMON STOCK 260543103 88 3510 SH DEFINED 1 3510 0 0
DOW CHEM CO COMMON STOCK 260543103 15 600 SH OTHER 600 0 0
DQE INC COMMON STOCK 23329J104 44 1089 SH OTHER 1089 0 0
DTE ENERGY CO COMMON STOCK 233331107 57 1500 SH DEFINED 1 1500 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 149 3601 SH DEFINED 1 3601 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 29 700 SH OTHER 700 0 0
DUFF & PHELPS SEL UTIL INCOME COMMON STOCK 264324104 216 22145 SH DEFINED 1 22145 0 0
DUFF & PHELPS SEL UTIL INCOME COMMON STOCK 264324104 17 1700 SH OTHER 1700 0 0
DUKE ENERGY CORP COMMON STOCK 264399106 244 2850 SH DEFINED 1 750 0 2100
DUN & BRADSTREET CORP COMMON STOCK 26483B106 31 900 SH DEFINED 1 300 0 600
DURA PHARMACEUTICALS INC COMMON STOCK 26632S109 7 200 SH DEFINED 1 200 0 0
DYNEX CAPITAL INC COMMON STOCK 26817Q506 1 480 SH DEFINED 1 480 0 0
E M C CORP COMMON STOCK 268648102 64 645 SH DEFINED 1 245 0 400
EASTMAN CHEM CO COMMON STOCK 277432100 2 41 SH DEFINED 1 41 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 20 492 SH DEFINED 1 492 0 0
EATON VANCE CORP COMMON STOCK 278265103 20 400 SH DEFINED 1 400 0 0
EDGEWATER TECHNOLOGY INC COMMON STOCK 280358102 12 2200 SH DEFINED 1 2200 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 15 800 SH DEFINED 1 800 0 0
EDWARDS A G INC COMMON STOCK 281760108 57 1099 SH DEFINED 1 1099 0 0
EL PASO ENERGY CORP COMMON STOCK 283905107 142 2310 SH DEFINED 1 2310 0 0
ELECTRONIC DATA SYS CORP COMMON STOCK 285661104 20 482 SH DEFINED 1 482 0 0
EMERSON ELEC CO COMMON STOCK 291011104 224 3350 SH DEFINED 1 200 0 3150
ENRON CORP COMMON STOCK 293561106 707 8070 SH DEFINED 1 8070 0 0
ENTERGY CORPORATION COMMON STOCK 29364G103 351 9436 SH DEFINED 1 9436 0 0
ENTRAVISION COMMUNICATIONS COR COMMON STOCK 29382R107 21 1200 SH DEFINED 1 0 0 1200
ENTROPIN, INC. COMMON STOCK 293844106 14 1500 SH DEFINED 1 1500 0 0
EOG RES INC COMMON STOCK 26875P101 35 900 SH DEFINED 1 0 0 900
EQUITY INCOME FD UNIT 1ST EXC COMMON STOCK 294700703 31 200 SH DEFINED 1 200 0 0
EQUITY OIL CO COMMON STOCK 294749106 1 297 SH DEFINED 1 0 0 297
EQUITY RESIDENTIAL PPTYS TR SH COMMON STOCK 29476L107 293 6100 SH DEFINED 1 0 0 6100
ETHAN ALLEN INTERIORS, INC. COMMON STOCK 297602104 23 800 SH DEFINED 1 0 0 800
EUROWEB INTL CORP COMMON STOCK 298801101 0 129 SH DEFINED 1 0 0 129
EXABYTE CORP COMMON STOCK 300615101 2 200 SH DEFINED 1 200 0 0
EXODUS COMMUNICATIONS INC COMMON STOCK 302088109 20 400 SH DEFINED 1 400 0 0
EXTREME NETWORKS, INC. COMMON STOCK 30226D106 23 200 SH DEFINED 1 0 0 200
EXXON MOBIL CORP COMMON STOCK 30231G102 882 9892 SH DEFINED 1 7575 0 2317
EXXON MOBIL CORP COMMON STOCK 30231G102 58 648 SH OTHER 648 0 0
FAIRFIELD CMNTYS INC COMMON STOCK 304231301 4 400 SH DEFINED 1 400 0 0
FASTENAL CO COMMON STOCK 311900104 1812 31437 SH DEFINED 1 31437 0 0
FASTENAL CO COMMON STOCK 311900104 9 150 SH OTHER 150 0 0
FEDERAL HOME LN MTG CORP COMMON STOCK 313400301 2338 43250 SH DEFINED 1 43250 0 0
FEDERAL HOME LN MTG CORP COMMON STOCK 313400301 6 110 SH OTHER 110 0 0
FEDERAL NATL MTG AS COMMON STOCK 313586109 1733 24234 SH DEFINED 1 24234 0 0
FEDERAL SIGNAL CORP COMMON STOCK 313855108 81 4100 SH DEFINED 1 4100 0 0
FEDEX CORP COMMON STOCK 31428X106 11 249 SH DEFINED 1 249 0 0
FINOVA GROUP INC COMMON STOCK 317928109 0 50 SH OTHER 50 0 0
FIRST DATA CORP COMMON STOCK 319963104 1177 30143 SH DEFINED 1 29443 0 700
FIRST DATA CORP COMMON STOCK 319963104 1 30 SH OTHER 30 0 0
FIRST INDL RLTY TR INC COMMON STOCK 32054K103 101 3300 SH DEFINED 1 0 0 3300
FIRST UNION CORP COMMON STOCK 337358105 5 150 SH DEFINED 1 150 0 0
FIRSTAR CORP COMMON STOCK 33763V109 1579 70559 SH DEFINED 1 70559 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 6 207 SH DEFINED 1 207 0 0
FLEXTRONICS INTL LTD COMMON STOCK Y2573F102 140 1700 SH DEFINED 1 0 0 1700
FLORIDA PROGRESS CORP COMMON STOCK 341109106 6 118 SH DEFINED 1 118 0 0
FORD MTR CO COMMON STOCK 345370860 684 27032 SH DEFINED 1 4802 0 22230
FORTUNE BRANDS INC COMMON STOCK 349631101 15 582 SH DEFINED 1 582 0 0
FPL GROUP INC COMMON STOCK 302571104 54 825 SH DEFINED 1 825 0 0
FRANKLIN RES INC COMMON STOCK 354613101 160 3605 SH DEFINED 1 3605 0 0
FREDS INC CL A COMMON STOCK 356108100 17 775 SH DEFINED 1 775 0 0
GANNETT COMPANY INC COMMON STOCK 364730101 26 490 SH DEFINED 1 490 0 0
GANNETT COMPANY INC COMMON STOCK 364730101 16 310 SH OTHER 310 0 0
GAP INC COMMON STOCK 364760108 1363 67740 SH DEFINED 1 67740 0 0
GAP INC COMMON STOCK 364760108 7 350 SH OTHER 350 0 0
GARDNER DENVER MACHY INC COMMON STOCK 365558105 5 300 SH DEFINED 1 300 0 0
GARTNER GROUP INC CL B COMMON STOCK 366651206 1 78 SH DEFINED 1 78 0 0
GATEWAY INC COMMON STOCK 367626108 666 14245 SH DEFINED 1 14245 0 0
GENERAL ELEC CO COMMON STOCK 369604103 1721 29829 SH DEFINED 1 21729 0 8100
GENERAL ELEC CO COMMON STOCK 369604103 108 1872 SH OTHER 1872 0 0
GENERAL MILLS, INC COMMON STOCK 370334104 148 4160 SH DEFINED 1 4160 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 916 14088 SH DEFINED 1 14088 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 2 30 SH OTHER 30 0 0
GENERAL MTRS CORP CL H COMMON STOCK 370442832 76 2040 SH DEFINED 1 2040 0 0
GENUINE PARTS CO COMMON STOCK 372460105 15 787 SH DEFINED 1 337 0 450
GENZYME TRANSGENICS CORP COMMON STOCK 37246E105 14 400 SH DEFINED 1 0 0 400
GILLETTE CO COMMON STOCK 375766102 56 1811 SH DEFINED 1 355 0 1456
GOODYEAR TIRE & RUBR CO COMMON STOCK 382550101 2 100 SH DEFINED 1 100 0 0
GPU, INC. COMMON STOCK 36225X100 10 300 SH DEFINED 1 300 0 0
GPU, INC. COMMON STOCK 36225X100 3 100 SH OTHER 100 0 0
GREAT LAKES CHEM CORP COMMON STOCK 390568103 3 100 SH DEFINED 1 100 0 0
GUIDANT CORP COMMON STOCK 401698105 1610 22775 SH DEFINED 1 22775 0 0
GUIDANT CORP COMMON STOCK 401698105 4 50 SH OTHER 50 0 0
HARKEN ENERGY CORP COMMON STOCK 412552101 28 45200 SH DEFINED 1 45200 0 0
HARLAND JOHN H CO COMMON STOCK 412693103 459 30000 SH DEFINED 1 0 0 30000
HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 15 200 SH DEFINED 1 200 0 0
HARTMARX CORP COMMON STOCK 417119104 35 11500 SH DEFINED 1 0 0 11500
HASBORO, INC. COMMON STOCK 418056107 13 1100 SH DEFINED 1 0 0 1100
HEWLETT PACKARD CO COMMON STOCK 428236103 336 3460 SH DEFINED 1 1760 0 1700
HILLENBRAND INDS INC COMMON STOCK 431573104 448 10000 SH DEFINED 1 0 0 10000
HOME DEPOT INC COMMON STOCK 437076102 1420 26761 SH DEFINED 1 22711 0 4050
HOMESTAKE MNG CO COMMON STOCK 437614100 290 55900 SH DEFINED 1 4000 0 51900
HONEYWELL INTL INC COMMON STOCK 438516106 304 8530 SH DEFINED 1 3730 0 4800
HOUSEHOLD INTL INC COMMON STOCK 441815107 52 913 SH DEFINED 1 913 0 0
HUNT J B TRANS SVCS INC COMMON STOCK 445658107 2 120 SH DEFINED 1 120 0 0
IDEXX LABS INC COMMON STOCK 45168D104 130 4850 SH DEFINED 1 4850 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 6 100 SH DEFINED 1 100 0 0
IMC GLOBAL INC COMMON STOCK 449669100 290 20000 SH DEFINED 1 0 0 20000
IMMUNE RESPONSE CORP COMMON STOCK 45252T106 1 200 SH DEFINED 1 200 0 0
IMS HEALTH INC COMMON STOCK 449934108 42 2000 SH DEFINED 1 1400 0 600
INGERSOLL RAND CO COMMON STOCK 456866102 4 124 SH DEFINED 1 124 0 0
INPUT/OUTPUT INC COMMON STOCK 457652105 114 11850 SH DEFINED 1 11850 0 0
INTEL CORP COMMON STOCK 458140100 2752 66225 SH DEFINED 1 60425 0 5800
INTEL CORP COMMON STOCK 458140100 21 500 SH OTHER 500 0 0
INTERMAGNETICS GEN CORP COMMON STOCK 458771102 4 138 SH DEFINED 1 138 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 291 2585 SH DEFINED 1 2185 0 400
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 90 800 SH OTHER 800 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 41 1436 SH DEFINED 1 1436 0 0
INTERNATIONAL REMOTE IMAGING S COMMON STOCK 460259500 1 800 SH DEFINED 1 0 0 800
INTERNET CAPITAL GROUP, INC. COMMON STOCK 46059C106 3 200 SH DEFINED 1 0 0 200
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 8 224 SH DEFINED 1 224 0 0
INVACARE CORP COMMON STOCK 461203101 476 14820 SH DEFINED 1 14820 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 2671 66250 SH DEFINED 1 66250 0 0
JACOBS ENGR GROUP INC COMMON STOCK 469814107 10 260 SH OTHER 260 0 0
JDS UNIPHASE CORP COMMON STOCK 46612J101 62 660 SH DEFINED 1 60 0 600
JEFFERSON PILOT CORP COMMON STOCK 475070108 192 2826 SH DEFINED 1 2826 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 159 1697 SH DEFINED 1 222 0 1475
JOHNSON & JOHNSON COMMON STOCK 478160104 75 800 SH OTHER 800 0 0
JOHNSON CTLS INC COMMON STOCK 478366107 1083 20370 SH DEFINED 1 20370 0 0
JOHNSON CTLS INC COMMON STOCK 478366107 7 140 SH OTHER 140 0 0
JUNIPER NETWORKS INC COMMON STOCK 48203R104 20 90 SH DEFINED 1 0 0 90
KANSAS CITY PWR & LT CO COMMON STOCK 485134100 275 10300 SH DEFINED 1 1900 0 8400
KERR MCGEE CORPORATION COMMON STOCK 492386107 67 1018 SH DEFINED 1 18 0 1000
KEYSPAN CORP COMMON STOCK 49337W100 112 2800 SH DEFINED 1 200 0 2600
KIMBERLY CLARK CORP COMMON STOCK 494368103 700 12548 SH DEFINED 1 5548 0 7000
KLA-TENCOR CORP COMMON STOCK 482480100 21 500 SH DEFINED 1 0 0 500
KNIGHT RIDDER INC COMMON STOCK 499040103 15 300 SH DEFINED 1 300 0 0
LAWSON PRODS INC COMMON STOCK 520776105 7 300 SH DEFINED 1 300 0 0
LEHMAN BROTHERS HLDGS INC COMMON STOCK 524908100 799 5410 SH DEFINED 1 5410 0 0
LEUCADIA NATL CORP COMMON STOCK 527288104 6 240 SH OTHER 240 0 0
LEXMARK INTL GROUP INC CL A COMMON STOCK 529771107 934 24900 SH DEFINED 1 24900 0 0
LEXMARK INTL GROUP INC CL A COMMON STOCK 529771107 1 25 SH OTHER 25 0 0
LIFEPOINT HOSPS INC COMMON STOCK 53219L109 2 53 SH DEFINED 1 53 0 0
LILLY ELI & CO COMMON STOCK 532457108 80 988 SH DEFINED 1 988 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 771 23400 SH DEFINED 1 200 0 23200
LOEWS CORP COMMON STOCK 540424108 417 5000 SH DEFINED 1 0 0 5000
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</TABLE>
