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EXHIBIT 23.1
[LETTERHEAD OF KPMG]
Consent of Independent Certified Public Accountants
To The Board of Directors
Zions Bancorporation:
We consent to incorporation by reference in the registration statement on Form
S-4 of Zions Bancorporation of our report dated February 7, 2000 relating to the
consolidated balance sheets of Zions Bancorporation and subsidiaries as of
December 31, 1999, and 1998, and the related consolidated statements of income,
cash flows, and changes in shareholders' equity and comprehensive income for
each of the years in the three-year period ended December 31, 1999, which report
appears in the December 31, 1999 annual report on Form 10-K of Zions
Bancorporation, and to the reference to our firm under the heading "Experts" in
the proxy statement/prospectus.
/s/ KPMG LLP
Salt Lake City, Utah
November 22, 2000
