ZIONS BANCORPORATION /UT/
S-4, EX-99.1, 2000-11-24
NATIONAL COMMERCIAL BANKS
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                                                                    Exhibit 99.1

[_] Please mark your
    vote by blackening
    the appropriate box
                                DRAPER BANCORP
     Proxy Solicited on behalf of the Board of Directors of Draper Bancorp
            for Special Meeting of Shareholders--__________, 2000

     The undersigned shareholder of Draper Bancorp, a Utah corporation
("Draper"), acknowledges receipt of the notice of special meeting of
shareholders and proxy statement/prospectus, date __________, 2000, and the
undersigned revokes all other proxies and appoints _________ and __________,
and each of them, the attorneys and proxies for the undersigned, each with full
power of substitution, to attend and act for the undersigned at Draper special
meeting of shareholders at 10:00 a.m., local time, __________, 2000 and at any
adjournments or postponements thereof and in connection therewith to vote and
represent all of the shares of Draper common stock covered by this proxy which
the undersigned would be entitled to vote.

     Proposal. To adopt the Agreement and Plan of Merger, dated as of October
10, 2000, by and between Draper and Zions Bancorporation.
     [_]     FOR     [_]     AGAINST     [_]     ABSTAIN

THIS PROXY WILL BE VOTED IN ACCORDANCE WITH THE CHOICES SPECIFIED BY THE
UNDERSIGNED. IF NO SPECIFICATIONS TO THE CONTRARY ARE INDICATED HEREON, THIS
PROXY WILL BE TREATED AS A GRANT OF AUTHORITY TO VOTE FOR THE PROPOSAL. PLEASE
SIGN, DATE AND RETURN YOUR PROXY PROMPTLY IN THE POSTAGE PREPAID ENVELOPE
PROVIDED.

                                       Dated:
                                             ---------------------------------
                                 Signature(s)
                                             ---------------------------------

                                             ---------------------------------

                                             NOTE: Please sign exactly as your
                                             name appears hereon. When signing
                                             as attorney, executor,
                                             administrator, trustee or guardian,
                                             please give full title as such. If
                                             shares are held jointly, each
                                             holder should sign.


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