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Previous: AMERICAN RIVER HOLDINGS, 8-K, EX-99.21, 2000-11-09 |
Next: AMERICAN RIVER HOLDINGS, 8-K, EX-99.23, 2000-11-09 |
EXHIBIT 99.22
American River Holdings and North Coast Bank
Unaudited Pro Forma Condensed Combined Balance Sheet
As of December 31, 1999 (in thousands)
<TABLE>
<CAPTION>
ARH
and NCB
ARH NCB Combined
--------- --------- ---------
<S> <C> <C> <C>
ASSETS
Cash and cash equivalents:
Cash and due from banks $ 8,274 $ 2,626 $ 10,900
Federal funds sold 7,125 1,000 8,125
--------- --------- ---------
Total cash and cash equivalents 15,399 3,626 19,025
Interest bearing deposits in other financial institutions 5,527 793 6,320
Securities:
Available for sale, at fair value 37,068 1,708 38,776
Held to maturity, at amortized cost 20,499 20,499
Loans and leases, net of allowance for loan and lease losses
and deferred fees 117,308 39,735 157,043
Premises and equipment, net of
accumulated depreciation and amortization 463 751 1,214
Intangibles 164 164
Accounts receivable servicing receivables 2,123 2,123
Accrued interest receivable and other assets 2,811 565 3,376
--------- --------- ---------
TOTAL ASSETS $ 201,362 $ 47,178 $ 248,540
========= ========= =========
LIABILITIES AND SHAREHOLDERS' EQUITY
LIABILITIES:
Deposits:
Noninterest-bearing demand deposits $ 47,994 $ 10,150 $ 58,144
Interest-bearing deposits 133,002 31,931 164,933
--------- --------- ---------
Total deposits 180,996 42,081 223,077
Other borrowings 2,125 1,000 3,125
Accrued expenses and other liabilities 1,628 99 1,727
--------- --------- ---------
Total liabilities $ 184,749 $ 43,180 $ 227,929
SHAREHOLDERS' EQUITY:
Common stock $ 6,722 $ 1,889 $ 8,611
Additional paid in capital -- 1,827 1,827
Retained earnings 10,171 296 10,467
Accumulated other comprehensive loss, net of tax (280) (14) (294)
--------- --------- ---------
Total shareholders' equity 16,613 3,998 20,611
--------- --------- ---------
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 201,362 $ 47,178 $ 248,540
========= ========= =========
</TABLE>
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