EXHIBIT 10.1
PROMISSORY NOTE
Made at Vancouver, B.C.
Principal Amount: US$150,000 September 14, 2000
FOR VALUE RECEIVED, COMMUNICATE.COM, INC., a Nevada corporation, and
COMMUNICATE.COM, INC., an Alberta corporation (the "Companies"), and BRYAN LIEW,
the president of the Companies, all with offices at Vancouver, B.C. (together,
the "Borrower"), jointly and severally promise to pay to the order of PACIFIC
CAPITAL MARKETS INC. (the "Lender"), a British Columbia company with an office
at Suite 600, 1100 Melville Street, Vancouver, B.C. on demand the sum of
$150,000 lawful money of United States (the "Principal Sum") together with
interest on the Principal Sum from September 14, 2000, both before and after
maturity, default and judgment at the Interest Rate (as defined below).
For the purposes of this promissory note, Interest Rate means 9 per cent per
annum.
Interest at the Interest Rate will be calculated monthly not in advance from and
including September 14, 2000, compounded monthly and payable monthly on the last
banking day of each month. If the Borrower fails to make any payment of
interest, the Borrower will pay compounded interest on the unpaid interest on
the last banking day of each month until paid.
The Borrower is entitled to prepay the Principal Sum in whole or in part at any
time or from time to time.
The Borrower hereby waives presentment, protest, notice of protest and notice of
dishonour of this promissory note.
COMMUNICATE.COM, INC.
A Nevada corporation
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Bryan Liew Bryan Liew
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Cameron Pan Signature of witness to Bryan Liew's signature
COMMUNICATE.COM, INC.
An Alberta corporation
Name of witness
------------------------------- Address of witness
Bryan Liew
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Cameron Pan Occupation of witness