<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Form
SB-2 and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0001114868
<NAME> James Monroe Bancorp, Inc.
<MULTIPLIER> 1,000
<CURRENCY> US DOLLAR
<S> <C>
<PERIOD-TYPE> 3-mos
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-1-2000
<PERIOD-END> MAR-31-2000
<EXCHANGE-RATE> 1
<CASH> 2,875
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 5,328
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 14,558
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 37,579
<ALLOWANCE> 419
<TOTAL-ASSETS> 61,259
<DEPOSITS> 54,349
<SHORT-TERM> 0
<LIABILITIES-OTHER> 228
<LONG-TERM> 0
<COMMON> 744
0
0
<OTHER-SE> 5,937
<TOTAL-LIABILITIES-AND-EQUITY> 61,259
<INTEREST-LOAN> 757
<INTEREST-INVEST> 224
<INTEREST-OTHER> 34
<INTEREST-TOTAL> 1,021
<INTEREST-DEPOSIT> 365
<INTEREST-EXPENSE> 365
<INTEREST-INCOME-NET> 657
<LOAN-LOSSES> 56
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 552
<INCOME-PRETAX> 112
<INCOME-PRE-EXTRAORDINARY> 112
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 112
<EPS-BASIC> .15
<EPS-DILUTED> .15
<YIELD-ACTUAL> 8.32
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 363
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 419
<ALLOWANCE-DOMESTIC> 419
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>