<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Form
SB-2 and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0001114868
<NAME> James Monroe Bancorp, Inc.
<MULTIPLIER> 1,000
<CURRENCY> US DOLLAR
<S> <C>
<PERIOD-TYPE> 12-mos
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-START> JAN-1-1999
<PERIOD-END> DEC-31-1999
<EXCHANGE-RATE> 1
<CASH> 2,641
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 1,537
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 13,518
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 31,039
<ALLOWANCE> 363
<TOTAL-ASSETS> 49,618
<DEPOSITS> 42,819
<SHORT-TERM> 0
<LIABILITIES-OTHER> 199
<LONG-TERM> 0
<COMMON> 743
0
0
<OTHER-SE> 5,856
<TOTAL-LIABILITIES-AND-EQUITY> 49,618
<INTEREST-LOAN> 2,008
<INTEREST-INVEST> 622
<INTEREST-OTHER> 215
<INTEREST-TOTAL> 2,845
<INTEREST-DEPOSIT> 921
<INTEREST-EXPENSE> 921
<INTEREST-INCOME-NET> 1,924
<LOAN-LOSSES> 231
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,727
<INCOME-PRETAX> 125
<INCOME-PRE-EXTRAORDINARY> 125
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 125
<EPS-BASIC> .17
<EPS-DILUTED> .17
<YIELD-ACTUAL> 7.76
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 132
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 363
<ALLOWANCE-DOMESTIC> 363
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>