Pricing Supplement No. 23L Dated October 6, 1998 Rule 424(b)(2)
(To Prospectus dated August 21, 1998 and File No's. 33-64261 and
Prospectus Supplement dated August 21, 1998) 333-56573
[X] Senior Medium-Term Notes, Series C
Due From Nine Months to Thirty Years from Date of Issue
[_] Subordinated Medium-Term Notes, Series A
Due From Nine Months to Thirty Years from Date of Issue
Principal Amount: $345,000,000.00
Issue Price: 100%
Commission or Discount: $690,000.00
Proceeds to Company: $344,310,000.00
Agent: CHASE SECURITIES INC.
Agent's Capacity: [X] As Agent [_] As principal
If as principal
[_] The Notes are being offered at varying prices relating to
prevailing market prices at the time of sale.
[_] The notes are being offered at a fixed initial public
offering price equal to the Issue Price (as a percentage of
Principal Amount).
Original Issue Date: OCTOBER 13, 1998
Stated Maturity: OCTOBER 13, 2000
Form: [X] Book-entry [_] Certificated
Currency: U.S. Dollars
[_] Fixed Rate Note:
Interest Rate:
[X] Floating Rate Note: CD [_] Commercial Paper Rate [_]
Federal Fund Effective Rate [_] LIBOR Telerate [X]
LIBOR Reuters [_] Treasury Rate [_]
Prime Rate [_] CMT [_]
Initial Interest Rate:
Interest Determination Dates: TWO BUSINESS DAYS PRIOR TO RESET DATE.
Interest Payment Dates: 13TH DAY OF JAN. APR. JULY & OCT. OR NEXT GOOD
BUSINESS DAY.
Interest Reset Dates: 13TH DAY OF JAN. APR. JULY & OCT. OR NEXT
GOOD BUSINESS DAY.
Index Maturity: 3 MTH LIBOR
Spread (+/_): +25 BPS Spread Multiplier
Maximum Interest Rate: Minimum Interest Rate:
Optional Redemption: Yes [_] No [X]
