UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/30/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: OLD KENT BANK
ADDRESS: 111 LYON ST
GRAND RAPIDS, MI 49503
13F FILE NUMBER: 28-676
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: KEN KREI
TITLE: EXECUTIVE VICE PRESIDENT
PHONE: (616)653-3365
<PAGE>
SIGNATURE,PLACE,AND DATE OF SIGNING:
KEN KREI GRAND RAPIDS, MI 11/12/99
REPORT TYPE (CHECK ONLY ONE.):
(X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 1
FORM 13F INFORMATION TABLE ENTRY TOTAL: 2070
FORM 13F INFORMATION TABLE VALUE TOTAL: $1,575,839
LIST OF OTHER INCLUDED MANAGERS:
PROVIDE A NUMBERED LIST OF THE NAME(S) AND FORM 13F FILE NUMBER(S) OF ALL
INSTITUTIONAL INVESTMENT MANAGERS WITH RESPECT TO WHICH THIS REPORT IS FILED,
OTHER THAN THE MANAGER FILING THIS REPORT.
(IF THERE ARE NO ENTRIES IN THIS LIST, STATE"NONE" AND OMIT THE COLUMN
HEADINGS AND LIST ENTRIES.)
NO. FORM 13F FILE NUMBER NAME
1 28-1597 OLD KENT FINANCIAL CORPORATION
<PAGE>
<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
ASCHE TRANSN SVCS INC COMMON STOCK 04362T100 7 2000 SH SHARED 01 2000 0 0
ABBOTT LABS COMMON STOCK 002824100 10231 278874 SH SHARED 01 274574 0 4300
ABBOTT LABS COMMON STOCK 002824100 4758 129682 SH OTHER 01 105782 0 23900
ABERCROMBIE & FITCH CO COMMON STOCK 002896207 47 1370 SH SHARED 01 1370 0 0
ACNIELSEN CORP COMMON STOCK 004833109 23 993 SH SHARED 01 993 0 0
ACNIELSEN CORP COMMON STOCK 004833109 13 561 SH OTHER 01 561 0 0
ACXIOM CORP COMMON STOCK 005125109 2 80 SH SHARED 01 80 0 0
ADAC LABS COMMON STOCK 005313200 1 100 SH SHARED 01 100 0 0
ADAMS EXPRESS CO COM COMMON STOCK 006212104 181 6323 SH SHARED 01 6323 0 0
ADAMS EXPRESS CO COM COMMON STOCK 006212104 106 3710 SH OTHER 01 3710 0 0
ADAPTIVE BROADBAND CORP COMMON STOCK 00650M104 17 500 SH SHARED 01 500 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 734 17500 SH SHARED 01 17500 0 0
ADC TELECOMMUNICATIONS INC COMMON STOCK 000886101 4 100 SH OTHER 01 0 0 100
ADOBE SYS INC COMMON STOCK 00724F101 34 300 SH SHARED 01 300 0 0
ADVANCED COMMUNICATIONS GROUP COMMON STOCK 00751B106 56 7030 SH SHARED 01 7030 0 0
ADVANCED DIGITAL INFORMATION C COMMON STOCK 007525108 4 150 SH OTHER 01 0 0 150
ADVANCED MACH VISION CORP CL A COMMON STOCK 00753B104 1 1000 SH SHARED 01 1000 0 0
ADVANCED MARKETING SVCS INC COMMON STOCK 00753T105 12 600 SH OTHER 01 600 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 3 200 SH SHARED 01 200 0 0
ADVANCED RADIO TELECOM CORP COMMON STOCK 00754U101 6 500 SH SHARED 01 0 0 500
ADVENT SOFTWARE INC COMMON STOCK 007974108 9 150 SH OTHER 01 0 0 150
AES CORP COMMON STOCK 00130H105 153 2600 SH SHARED 01 2600 0 0
AETNA INC COMMON STOCK 008117103 219 4445 SH SHARED 01 4445 0 0
AETNA INC COMMON STOCK 008117103 138 2800 SH OTHER 01 2725 0 75
AFLAC INC COMMON STOCK 001055102 60 1433 SH SHARED 01 1433 0 0
AFLAC INC COMMON STOCK 001055102 44 1045 SH OTHER 01 400 0 645
AGCO CORP COMMON STOCK 001084102 42 3246 SH SHARED 01 200 0 3046
AGL RES INC COMMON STOCK 001204106 16 1000 SH SHARED 01 1000 0 0
AGL RES INC COMMON STOCK 001204106 26 1600 SH OTHER 01 1600 0 0
AGRIBRANDS INTL INC COMMON STOCK 00849R105 9 183 SH SHARED 01 183 0 0
AHL SVCS INC COMMON STOCK 001296102 7 250 SH OTHER 01 0 0 250
AIR PRODS & CHEMS INC COMMON STOCK 009158106 199 6800 SH SHARED 01 6800 0 0
AIRTRAN HLDGS INC COMMON STOCK 00949P108 8 1500 SH SHARED 01 1500 0 0
AIRTRAN HLDGS INC COMMON STOCK 00949P108 19 3700 SH OTHER 01 0 0 3700
AK STL HLDG CORP COMMON STOCK 001547108 13 716 SH SHARED 01 716 0 0
ALBANY INTL CORP NEW COMMON STOCK 012348108 2 110 SH SHARED 01 110 0 0
ALBEMARLE CORP COMMON STOCK 012653101 16 800 SH OTHER 01 800 0 0
ALBERTO CULVER CO COMMON STOCK 013068101 140 6040 SH SHARED 01 6040 0 0
ALBERTSONS INC COMMON STOCK 013104104 988 24976 SH SHARED 01 24976 0 0
ALBERTSONS INC COMMON STOCK 013104104 83 2095 SH OTHER 01 2095 0 0
ALCOA INC COMMON STOCK 013817101 1082 17430 SH SHARED 01 17430 0 0
ALCOA INC COMMON STOCK 013817101 190 3054 SH OTHER 01 3054 0 0
ALEXANDER & BALDWIN INC COMMON STOCK 014482103 17 720 SH SHARED 01 0 0 720
ALLEGHENY ENERGY INC COMMON STOCK 017361106 8 250 SH SHARED 01 250 0 0
<PAGE>
ALLEGHENY ENERGY INC COMMON STOCK 017361106 112 3500 SH OTHER 01 3000 0 500
ALLEGHENY TELEDYNE INC COMMON STOCK 017415100 34 2030 SH SHARED 01 2030 0 0
ALLEN TELECOM INC COMMON STOCK 018091108 5 466 SH SHARED 01 466 0 0
ALLEN TELECOM INC COMMON STOCK 018091108 29 3000 SH OTHER 01 3000 0 0
ALLERGAN INC COMMON STOCK 018490102 37 332 SH SHARED 01 332 0 0
ALLERGAN INC COMMON STOCK 018490102 17 154 SH OTHER 01 154 0 0
ALLERGAN SPECIALTY THERAPEUTIC COMMON STOCK 018494104 0 10 SH SHARED 01 10 0 0
ALLERGAN SPECIALTY THERAPEUTIC COMMON STOCK 018494104 1 100 SH OTHER 01 100 0 0
ALLIANCE BANCORP COMMON STOCK 01852J105 128 6497 SH SHARED 01 6497 0 0
ALLIANCE BANCORP NEW ENG INC COMMON STOCK 01852Q109 5 500 SH OTHER 01 500 0 0
ALLIANCE CAP MGMT L P COMMON STOCK 018548107 93 3400 SH SHARED 01 3400 0 0
ALLIANT CORP COMMON STOCK 018802108 106 3830 SH SHARED 01 3830 0 0
ALLIANT CORP COMMON STOCK 018802108 37 1343 SH OTHER 01 1343 0 0
ALLIED CAP CORP NEW COMMON STOCK 01903Q108 11 500 SH SHARED 01 500 0 0
ALLIED SIGNAL INC COMMON STOCK 019512102 1245 20779 SH SHARED 01 20147 0 632
ALLIED SIGNAL INC COMMON STOCK 019512102 566 9446 SH OTHER 01 5788 3058 600
ALLIED WASTE INDS INC COMMON STOCK 019589308 8 700 SH SHARED 01 700 0 0
ALLSTATE CORP COMMON STOCK 020002101 7815 313403 SH SHARED 01 278556 0 34847
ALLSTATE CORP COMMON STOCK 020002101 9718 389699 SH OTHER 01 304728 0 84971
ALLTEL CORP COMMON STOCK 020039103 406 5773 SH SHARED 01 5773 0 0
ALLTEL CORP COMMON STOCK 020039103 117 1667 SH OTHER 01 1667 0 0
ALLTRISTA CORP COMMON STOCK 020040101 3 100 SH OTHER 01 100 0 0
ALTERA CORP COMMON STOCK 021441100 78 1800 SH OTHER 01 1800 0 0
ALTERNATIVE RES CORP COMMON STOCK 02145R102 0 5 SH SHARED 01 5 0 0
ALTERRA HEALTHCARE CORP COMMON STOCK 02146C104 3 300 SH OTHER 01 0 0 300
ALZA CORP COMMON STOCK 022615108 1135 26500 SH SHARED 01 25700 0 800
ALZA CORP COMMON STOCK 022615108 215 5025 SH OTHER 01 5025 0 0
AMAZON COM INC COMMON STOCK 023135106 106 1332 SH SHARED 01 1332 0 0
AMAZON COM INC COMMON STOCK 023135106 8 100 SH OTHER 01 100 0 0
AMBAC FINL GROUP INC COMMON STOCK 023139108 19 400 SH SHARED 01 400 0 0
AMCOR LTD COMMON STOCK 02341R302 16 820 SH SHARED 01 820 0 0
AMERADA HESS CORP COMMON STOCK 023551104 86 1402 SH SHARED 01 1402 0 0
AMERADA HESS CORP COMMON STOCK 023551104 176 2870 SH OTHER 01 2870 0 0
AMEREN CORP COMMON STOCK 023608102 408 10779 SH SHARED 01 9478 0 1301
AMEREN CORP COMMON STOCK 023608102 435 11491 SH OTHER 01 9773 0 1718
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 4103 39433 SH SHARED 01 38333 0 1100
AMERICA ONLINE INC DEL COMMON STOCK 02364J104 311 2990 SH OTHER 01 2515 0 475
AMERICAN AXLE & MFG HLDGS INC COMMON STOCK 024061103 520 36500 SH SHARED 01 36500 0 0
AMERICAN COIN MERCHANDISING IN COMMON STOCK 02516B108 1 300 SH SHARED 01 0 0 300
AMERICAN EAGLE OUTFITTERS INC COMMON STOCK 02553E106 48 1000 SH OTHER 01 1000 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101 339 9948 SH SHARED 01 9748 0 200
AMERICAN ELEC PWR INC COMMON STOCK 025537101 266 7783 SH OTHER 01 7783 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 3111 23041 SH SHARED 01 23041 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 498 3688 SH OTHER 01 3488 0 200
AMERICAN GEN CORP COMMON STOCK 026351106 855 13518 SH SHARED 01 13518 0 0
AMERICAN GEN CORP COMMON STOCK 026351106 171 2697 SH OTHER 01 2464 233 0
AMERICAN GREETINGS CORP COMMON STOCK 026375105 77 3000 SH SHARED 01 2900 0 100
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 4745 114339 SH SHARED 01 111764 0 2575
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 2196 52924 SH OTHER 01 49324 0 3600
AMERICAN INSD MTG INVS COMMON STOCK 026862102 4 1572 SH OTHER 01 1572 0 0
<PAGE>
AMERICAN INSD MTG-INVS L P SER COMMON STOCK 02686E106 9 900 SH SHARED 01 900 0 0
AMERICAN INTL GROUP INC COMMON STOCK 026874107 8237 94741 SH SHARED 01 93441 0 1300
AMERICAN INTL GROUP INC COMMON STOCK 026874107 1196 13758 SH OTHER 01 13448 0 310
AMERICAN LOCKER GROUP INC COMMON STOCK 027284108 3 400 SH SHARED 01 400 0 0
AMERICAN NATL INS CO COMMON STOCK 028591105 97 1450 SH OTHER 01 1450 0 0
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 63 3300 SH OTHER 01 2500 0 800
AMERICAN RETIREMENT CORP COMMON STOCK 028913101 1 100 SH SHARED 01 0 0 100
AMERICAN WTR WKS INC COMMON STOCK 030411102 14 500 SH SHARED 01 500 0 0
AMERITECH CORP NEW COMMON STOCK 030954101 14489 217062 SH SHARED 01 215246 0 1816
AMERITECH CORP NEW COMMON STOCK 030954101 6438 96448 SH OTHER 01 88868 3126 4454
AMERITRADE HLDG CORP COMMON STOCK 03072H109 3 150 SH OTHER 01 150 0 0
AMES DEPT STORES INC COMMON STOCK 030789507 6 200 SH SHARED 01 0 0 200
AMETEK INC NEW COMMON STOCK 031100100 159 8000 SH SHARED 01 8000 0 0
AMETEK INC NEW COMMON STOCK 031100100 20 1000 SH OTHER 01 1000 0 0
AMGEN INC COMMON STOCK 031162100 1298 15925 SH SHARED 01 15675 0 250
AMGEN INC COMMON STOCK 031162100 221 2711 SH OTHER 01 2511 0 200
AMR CORP DEL COMMON STOCK 001765106 340 6243 SH SHARED 01 6243 0 0
AMR CORP DEL COMMON STOCK 001765106 44 800 SH OTHER 01 800 0 0
AMSOUTH BANCORPORATION COMMON STOCK 032165102 24 1012 SH SHARED 01 1012 0 0
AMSOUTH BANCORPORATION COMMON STOCK 032165102 30 1282 SH OTHER 01 1282 0 0
AMYLIN PHARMACEUTICALS INC COMMON STOCK 032346108 2 400 SH SHARED 01 400 0 0
AMYLIN PHARMACEUTICALS INC COMMON STOCK 032346108 7 1500 SH OTHER 01 0 0 1500
ANALOG DEVICES INC COMMON STOCK 032654105 62 1200 SH SHARED 01 1200 0 0
ANALYTICAL SURVEYS INC COMMON STOCK 032683302 2 100 SH OTHER 01 100 0 0
ANDREW CORP COMMON STOCK 034425108 20 1175 SH SHARED 01 1175 0 0
ANGLOGOLD LTD COMMON STOCK 035128206 11 353 SH SHARED 01 353 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 2396 34191 SH SHARED 01 34191 0 0
ANHEUSER BUSCH COS INC COMMON STOCK 035229103 177 2520 SH OTHER 01 2320 0 200
ANIXTER INTL INC COMMON STOCK 035290105 2 94 SH SHARED 01 94 0 0
ANNUITY AND LIFE RE HLDGS COMMON STOCK G03910109 6 250 SH OTHER 01 0 0 250
AON CORP COMMON STOCK 037389103 384 12992 SH SHARED 01 12992 0 0
AON CORP COMMON STOCK 037389103 842 28481 SH OTHER 01 28331 0 150
APACHE CORP COMMON STOCK 037411105 713 16500 SH SHARED 01 16500 0 0
APACHE CORP COMMON STOCK 037411105 63 1450 SH OTHER 01 1450 0 0
APHTON CORP COMMON STOCK 03759P101 59 4417 SH SHARED 01 4417 0 0
APHTON CORP COMMON STOCK 03759P101 50 3800 SH OTHER 01 3800 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 70 1110 SH SHARED 01 1110 0 0
APPLE COMPUTER INC COMMON STOCK 037833100 70 1100 SH OTHER 01 1100 0 0
APPLIED DIGITAL SOLUTIONS INC COMMON STOCK 038188108 2 1000 SH SHARED 01 1000 0 0
APPLIED MATLS INC COMMON STOCK 038222105 1119 14410 SH SHARED 01 14325 0 85
APPLIED MATLS INC COMMON STOCK 038222105 948 12200 SH OTHER 01 12200 0 0
APRIA HEALTHCARE GROUP INC COMMON STOCK 037933108 5 276 SH OTHER 01 276 0 0
AQUILA BIOPHARMACEUTICALS INC COMMON STOCK 03839F107 0 1 SH SHARED 01 1 0 0
ARCADIA FINL LTD COMMON STOCK 039101100 4 900 SH SHARED 01 900 0 0
ARCADIA FINL LTD COMMON STOCK 039101100 1 200 SH OTHER 01 0 0 200
ARCH CHEMICALS INC COMMON STOCK 03937R102 10 634 SH SHARED 01 534 0 100
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 11 919 SH SHARED 01 919 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 108 8879 SH OTHER 01 3902 0 4977
ARDENT SOFTWARE INC COMMON STOCK 039794102 32 1200 SH SHARED 01 1200 0 0
ARDENT SOFTWARE INC COMMON STOCK 039794102 7 250 SH OTHER 01 0 0 250
<PAGE>
ARGONAUT GROUP INC COMMON STOCK 040157109 16 633 SH SHARED 01 633 0 0
ARIBA INC COMMON STOCK 04033V104 4 25 SH OTHER 01 0 0 25
ARMCO INC COMMON STOCK 042170100 49 7000 SH SHARED 01 7000 0 0
ASA LTD COM COMMON STOCK 002050102 10 500 SH OTHER 01 0 0 500
ASCENT ENTMT GROUP INC COMMON STOCK 043628106 4 293 SH OTHER 01 293 0 0
ASHANTI GOLDFIELDS LTD COMMON STOCK 043743202 4 505 SH OTHER 01 0 0 505
ASHLAND INC COMMON STOCK 044204105 13 400 SH SHARED 01 400 0 0
ASHLAND INC COMMON STOCK 044204105 17 500 SH OTHER 01 500 0 0
ASSOCIATED BANC CORP COMMON STOCK 045487105 20 562 SH OTHER 01 562 0 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 1707 47413 SH SHARED 01 47413 0 0
ASSOCIATES FIRST CAP CORP COMMON STOCK 046008108 292 8117 SH OTHER 01 7333 0 784
ASTEA INTL IINC COMMON STOCK 04622E109 3 1000 SH SHARED 01 1000 0 0
ASTEC INDS INC COMMON STOCK 046224101 1 26 SH SHARED 01 26 0 0
AT & T CORP COMMON STOCK 001957109 10947 251663 SH SHARED 01 246322 0 5341
AT & T CORP COMMON STOCK 001957109 2950 67805 SH OTHER 01 56941 4549 6315
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 3686 41588 SH SHARED 01 40928 0 660
ATLANTIC RICHFIELD CO COMMON STOCK 048825103 2415 27255 SH OTHER 01 27055 0 200
ATMOS ENERGY CORP COMMON STOCK 049560105 4 150 SH OTHER 01 150 0 0
ATRION CORP COMMON STOCK 049904105 1 150 SH SHARED 01 150 0 0
AUTOLIV INC COMMON STOCK 052800109 11 302 SH SHARED 01 302 0 0
AUTOLIV INC COMMON STOCK 052800109 27 715 SH OTHER 01 511 0 204
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 7613 170595 SH SHARED 01 167295 0 3300
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 932 20890 SH OTHER 01 20290 0 600
AUTONATION INC DEL COMMON STOCK 05329W102 19 1545 SH SHARED 01 1545 0 0
AUTONATION INC DEL COMMON STOCK 05329W102 3 200 SH OTHER 01 200 0 0
AUTOZONE INC COMMON STOCK 053332102 107 3800 SH SHARED 01 3800 0 0
AUTOZONE INC COMMON STOCK 053332102 25 875 SH OTHER 01 875 0 0
AVENUE ENTMT GROUP INC COMMON STOCK 053577102 5 3000 SH SHARED 01 3000 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 69 1300 SH SHARED 01 1300 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 42 800 SH OTHER 01 800 0 0
AVID TECHNOLOGY INC COMMON STOCK 05367P100 26 2000 SH SHARED 01 2000 0 0
AVISTA CORP COMMON STOCK 05379B107 49 2800 SH SHARED 01 2800 0 0
AVISTA CORP COMMON STOCK 05379B503 63 3600 SH OTHER 01 1800 0 1800
AVNET INC COMMON STOCK 053807103 5 110 SH OTHER 01 110 0 0
AVON PRODS INC COMMON STOCK 054303102 132 5310 SH SHARED 01 5310 0 0
AVON PRODS INC COMMON STOCK 054303102 43 1724 SH OTHER 01 1504 0 220
AXA FINL INC COMMON STOCK 002451102 28 502 SH SHARED 01 502 0 0
AXA FINL INC COMMON STOCK 002451102 27 481 SH OTHER 01 435 46 0
AXENT TECHNOLOGIES INC COMMON STOCK 05459C108 6 500 SH SHARED 01 0 0 500
BAKER FENTRESS & CO. COM COMMON STOCK 057213100 21 1525 SH OTHER 01 1525 0 0
BAKER HUGHES INC COMMON STOCK 057224107 3 100 SH SHARED 01 100 0 0
BAKER HUGHES INC COMMON STOCK 057224107 38 1311 SH OTHER 01 304 349 658
BALL CORP COMMON STOCK 058498106 18 400 SH OTHER 01 400 0 0
BALLARD PWR SYS INC COMMON STOCK 05858H104 87 3000 SH OTHER 01 3000 0 0
BALLY TOTAL FITNESS HLDG CORP COMMON STOCK 05873K108 15 500 SH OTHER 01 500 0 0
BANCWEST CORP NEW COMMON STOCK 059790105 23 558 SH SHARED 01 558 0 0
BANK NEW YORK INC COMMON STOCK 064057102 877 26225 SH SHARED 01 26225 0 0
BANK NEW YORK INC COMMON STOCK 064057102 22 654 SH OTHER 01 654 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 3349 60139 SH SHARED 01 59739 0 400
BANK OF AMERICA CORP COMMON STOCK 060505104 831 14915 SH OTHER 01 14385 217 313
<PAGE>
BANK ONE CORP COMMON STOCK 06423A103 3192 91697 SH SHARED 01 84995 0 6702
BANK ONE CORP COMMON STOCK 06423A103 4917 141229 SH OTHER 01 137510 0 3719
BANKBOSTON CORP COMMON STOCK 06605R106 369 8496 SH SHARED 01 8496 0 0
BANKBOSTON CORP COMMON STOCK 06605R106 143 3300 SH OTHER 01 3300 0 0
BANTA CORP COMMON STOCK 066821109 27 1200 SH OTHER 01 1200 0 0
BARD C R INC COMMON STOCK 067383109 292 6195 SH SHARED 01 6195 0 0
BARNES & NOBLE INC COMMON STOCK 067774109 8 300 SH SHARED 01 300 0 0
BARNES & NOBLE INC COMMON STOCK 067774109 0 4 SH OTHER 01 0 0 4
BARNESANDNOBLE.COM INC COMMON STOCK 067846105 4 200 SH SHARED 01 200 0 0
BAXTER INTL INC COMMON STOCK 071813109 692 11481 SH SHARED 01 10671 0 810
BAXTER INTL INC COMMON STOCK 071813109 360 5970 SH OTHER 01 5459 404 107
BB & T CORP COMMON STOCK 054937107 23 724 SH SHARED 01 724 0 0
BEAR STEARNS COS INC COMMON STOCK 073902108 8 200 SH SHARED 01 200 0 0
BEBE STORES INC COMMON STOCK 075571109 16 683 SH SHARED 01 683 0 0
BECKMAN COULTER INC COMMON STOCK 075811109 14 306 SH SHARED 01 306 0 0
BECKMAN COULTER INC COMMON STOCK 075811109 5 100 SH OTHER 01 100 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 20 700 SH SHARED 01 700 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109 17 600 SH OTHER 01 600 0 0
BED BATH & BEYOND INC COMMON STOCK 075896100 126 3600 SH SHARED 01 3600 0 0
BED BATH & BEYOND INC COMMON STOCK 075896100 49 1400 SH OTHER 01 1400 0 0
BELL & HOWELL CO NEW COMMON STOCK 077852101 6 150 SH SHARED 01 150 0 0
BELL ATLANTIC CORP COMMON STOCK 077853109 6576 97697 SH SHARED 01 96449 0 1248
BELL ATLANTIC CORP COMMON STOCK 077853109 3054 45370 SH OTHER 01 39355 1036 4979
BELLSOUTH CORP COMMON STOCK 079860102 7733 171834 SH SHARED 01 170334 0 1500
BELLSOUTH CORP COMMON STOCK 079860102 3164 70313 SH OTHER 01 61726 2519 6068
BEMIS INC COMMON STOCK 081437105 99 2925 SH SHARED 01 2925 0 0
BEMIS INC COMMON STOCK 081437105 54 1600 SH OTHER 01 1600 0 0
BENCHMARK ELECTRS INC COMMON STOCK 08160H101 9 250 SH OTHER 01 0 0 250
BERGEN BRUNSWIG CORP COMMON STOCK 083739102 2 150 SH OTHER 01 150 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 193 3 SH SHARED 01 3 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 514 8 SH OTHER 01 8 0 0
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670207 119 64 SH SHARED 01 63 0 1
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670207 187 101 SH OTHER 01 58 0 43
BEST BUY INC COMMON STOCK 086516101 264 4250 SH SHARED 01 4250 0 0
BEST BUY INC COMMON STOCK 086516101 56 900 SH OTHER 01 900 0 0
BEST SOFTWARE INC COMMON STOCK 086579109 5 250 SH OTHER 01 0 0 250
BESTFOODS COMMON STOCK 08658U101 1124 23149 SH SHARED 01 23149 0 0
BESTFOODS COMMON STOCK 08658U101 722 14864 SH OTHER 01 14864 0 0
BETHLEHEM STL CORP COMMON STOCK 087509105 18 2500 SH SHARED 01 2500 0 0
BEVERLY ENTERPRISES INC COMMON STOCK 087851309 5 1200 SH OTHER 01 1200 0 0
BINGHAM FINL SVCS CORP COMMON STOCK 090433103 422 43300 SH SHARED 01 43300 0 0
BIOANALYTICAL SYS INC COMMON STOCK 09058M103 115 37480 SH SHARED 01 37480 0 0
BIOGEN INC COMMON STOCK 090597105 32 400 SH SHARED 01 400 0 0
BIOGEN INC COMMON STOCK 090597105 8 100 SH OTHER 01 100 0 0
BIOMET INC COMMON STOCK 090613100 3447 131000 SH SHARED 01 127700 0 3300
BIOMET INC COMMON STOCK 090613100 1622 61650 SH OTHER 01 61650 0 0
BIOMIRA INC COMMON STOCK 09161R106 4 1500 SH OTHER 01 1500 0 0
BLACK & DECKER CORP COMMON STOCK 091797100 242 5300 SH SHARED 01 5300 0 0
BLACK & DECKER CORP COMMON STOCK 091797100 11 242 SH OTHER 01 242 0 0
BLACKROCK 2001 TERM TR INC COM COMMON STOCK 092477108 5 500 SH OTHER 01 500 0 0
<PAGE>
BLANCH E W HLDGS INC COMMON STOCK 093210102 65 1000 SH SHARED 01 1000 0 0
BLIMPIE INTL INC COMMON STOCK 093538106 12 6234 SH SHARED 01 6234 0 0
BLOCK H & R INC COMMON STOCK 093671105 40 930 SH SHARED 01 930 0 0
BLOUNT INTL INC NEW COMMON STOCK 095180105 24 1800 SH OTHER 01 0 0 1800
BMC SOFTWARE INC COMMON STOCK 055921100 530 7400 SH SHARED 01 7400 0 0
BOC GROUP PLC SPONSOR ADRS COMMON STOCK 055617609 18 430 SH SHARED 01 430 0 0
BOCA RESH INC COMMON STOCK 096888102 7 1000 SH SHARED 01 1000 0 0
BOEING CO COMMON STOCK 097023105 2559 60027 SH SHARED 01 59870 0 157
BOEING CO COMMON STOCK 097023105 449 10527 SH OTHER 01 8194 0 2333
BOISE CASCADE CORP COMMON STOCK 097383103 17 453 SH OTHER 01 453 0 0
BOOKS-A-MILLION INC COMMON STOCK 098570104 4 460 SH OTHER 01 460 0 0
BORDEN CHEMS & PLASTICS LTD PA COMMON STOCK 099541203 1 200 SH OTHER 01 0 0 200
BORDERS GROUP INC COMMON STOCK 099709107 59 4000 SH SHARED 01 4000 0 0
BORDERS GROUP INC COMMON STOCK 099709107 0 4 SH OTHER 01 0 0 4
BORG-WARNER AUTOMOTIVE INC COMMON STOCK 099724106 6 130 SH SHARED 01 130 0 0
BORON LEPORE & ASSOCS INC COMMON STOCK 10001P102 5 900 SH SHARED 01 900 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107 969 39140 SH SHARED 01 39140 0 0
BOWNE & CO INC COMMON STOCK 103043105 58 4820 SH SHARED 01 4820 0 0
BP AMOCO P L C COMMON STOCK 055622104 7896 71252 SH SHARED 01 70985 0 267
BP AMOCO P L C COMMON STOCK 055622104 3530 31853 SH OTHER 01 30695 0 1158
BP PRUDHOE BAY RTY TR COMMON STOCK 055630107 6 500 SH SHARED 01 500 0 0
BRADY CORP CLASS A STOCK COMMON STOCK 104674106 42 1300 SH OTHER 01 1300 0 0
BRIGGS & STRATTON CORP COMMON STOCK 109043109 173 2956 SH SHARED 01 2956 0 0
BRIGGS & STRATTON CORP COMMON STOCK 109043109 70 1200 SH OTHER 01 1200 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 17904 265240 SH SHARED 01 256883 0 8357
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 7386 109423 SH OTHER 01 94253 372 14798
BRITISH AMERN TOB PLC COMMON STOCK 110448107 13 750 SH SHARED 01 750 0 0
BROOKTROUT INC. COMMON STOCK COMMON STOCK 114580103 4 300 SH SHARED 01 0 0 300
BROWN FORMAN CORP COMMON STOCK 115637209 412 6600 SH SHARED 01 6600 0 0
BRUNSWICK CORP COMMON STOCK 117043109 72 2908 SH SHARED 01 2908 0 0
BRUSH WELLMAN INC COMMON STOCK 117421107 4 300 SH SHARED 01 300 0 0
BRUSH WELLMAN INC COMMON STOCK 117421107 11 744 SH OTHER 01 744 0 0
BUCKEYE PARTNERS L P COMMON STOCK 118230101 8 300 SH SHARED 01 300 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 254 9221 SH SHARED 01 9221 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 99 3588 SH OTHER 01 3588 0 0
BURLINGTON RES INC COMMON STOCK 122014103 78 2126 SH SHARED 01 2126 0 0
BURLINGTON RES INC COMMON STOCK 122014103 88 2400 SH OTHER 01 1900 0 500
C-PHONE CORP COMMON STOCK 12616P105 0 200 SH OTHER 01 200 0 0
CADENCE DESIGN SYS INC COMMON STOCK 127387108 11 800 SH OTHER 01 800 0 0
CALPINE CORP COMMON STOCK 131347106 9 100 SH OTHER 01 100 0 0
CAMBRIDGE TECHNOLOGY PARTNERS COMMON STOCK 132524109 4 300 SH SHARED 01 300 0 0
CAMDEN PPTY TR COMMON STOCK 133131102 22 808 SH SHARED 01 808 0 0
CAMDEN PPTY TR COMMON STOCK 133131102 11 400 SH OTHER 01 400 0 0
CAMPBELL RES INC NEW COMMON STOCK 134422104 0 100 SH OTHER 01 0 0 100
CAMPBELL SOUP CO COMMON STOCK 134429109 1546 39515 SH SHARED 01 39515 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 448 11450 SH OTHER 01 11450 0 0
CANDIE'S, INC. COMMON STOCK 137409108 6 2000 SH OTHER 01 0 0 2000
CAPSTEAD MTG CORP COMMON STOCK 14067E100 2 415 SH SHARED 01 415 0 0
CAPSTEAD MTG CORP COMMON STOCK 14067E100 4 1125 SH OTHER 01 1125 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 642 11772 SH SHARED 01 11486 0 286
<PAGE>
CARDINAL HEALTH INC COMMON STOCK 14149Y108 97 1777 SH OTHER 01 1576 25 176
CARDIODYNAMICS INTL CORP COMMON STOCK 141597104 4 1375 SH OTHER 01 400 0 975
CAREY DIVERSIFIED LLC COMMON STOCK 14174P105 133 6663 SH SHARED 01 6663 0 0
CAREY INTL INC COMMON STOCK 141750109 8 300 SH OTHER 01 0 0 300
CARLETON CORP COMMON STOCK 142209204 0 100 SH SHARED 01 100 0 0
CARLISLE COS INC COMMON STOCK 142339100 4 100 SH OTHER 01 0 0 100
CARNIVAL CORP COMMON STOCK 143658102 233 5350 SH SHARED 01 5350 0 0
CAROLINA PWR & LT CO COMMON STOCK 144141108 441 12462 SH SHARED 01 12462 0 0
CAROLINA PWR & LT CO COMMON STOCK 144141108 7 200 SH OTHER 01 200 0 0
CARPENTER TECHNOLOGY CORP COMMON STOCK 144285103 44 1800 SH SHARED 01 1800 0 0
CASCADE CORP COMMON STOCK 147195101 17 1600 SH OTHER 01 1600 0 0
CASCADE NAT GAS CORP COMMON STOCK 147339105 22 1250 SH SHARED 01 1250 0 0
CASE EQUIP CORP COMMON STOCK 14743R103 25 500 SH SHARED 01 500 0 0
CASEYS GEN STORES INC COMMON STOCK 147528103 9 650 SH SHARED 01 650 0 0
CASTLE & COOKE INC NEW COMMON STOCK 148433105 33 2138 SH SHARED 01 2138 0 0
CATELLUS DEV CORP COMMON STOCK 149111106 1 57 SH SHARED 01 57 0 0
CATERPILLAR INC COMMON STOCK 149123101 563 10268 SH SHARED 01 10268 0 0
CATERPILLAR INC COMMON STOCK 149123101 134 2450 SH OTHER 01 2450 0 0
CAVALIER HOMES INC COMMON STOCK 149507105 3 500 SH SHARED 01 500 0 0
CBS CORP COMMON STOCK 12490K107 265 5735 SH SHARED 01 5735 0 0
CBS CORP COMMON STOCK 12490K107 624 13497 SH OTHER 01 11877 720 900
CBT GROUP PUB LTD COMMON STOCK 124853300 74 3000 SH OTHER 01 3000 0 0
CEDAR FAIR L P COMMON STOCK 150185106 17 800 SH SHARED 01 800 0 0
CEDAR FAIR L P COMMON STOCK 150185106 25 1200 SH OTHER 01 1200 0 0
CEF DEBT STRATEGIES COMMON STOCK 242901106 8 1000 SH SHARED 01 1000 0 0
CEF DEBT STRATEGIES COMMON STOCK 242901106 13 1700 SH OTHER 01 0 0 1700
CELESTICA INC COMMON STOCK 15101Q108 5 105 SH OTHER 01 0 0 105
CENDANT CORP COMMON STOCK 151313103 516 29050 SH SHARED 01 29050 0 0
CENDANT CORP COMMON STOCK 151313103 27 1500 SH OTHER 01 1500 0 0
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CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 294 13906 SH OTHER 01 13656 0 250
CENTRAL EUROPEAN EQUITY FD INC COMMON STOCK 153436100 0 6 SH OTHER 01 0 0 6
CENTRAL HUDSON GAS & ELEC CORP COMMON STOCK 153609102 4 100 SH OTHER 01 100 0 0
CENTURYTEL INC COMMON STOCK 156700106 842 20725 SH SHARED 01 20725 0 0
CENTURYTEL INC COMMON STOCK 156700106 16 400 SH OTHER 01 400 0 0
CHAMPION INTL CORP COMMON STOCK 158525105 5 100 SH OTHER 01 100 0 0
CHARTER MUN MTG ACCEP CO COMMON STOCK 160908109 11 831 SH SHARED 01 831 0 0
CHARTER ONE FINL INC COMMON STOCK 160903100 258 11147 SH OTHER 01 11147 0 0
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 6103 80964 SH SHARED 01 79397 0 1567
CHASE MANHATTAN CORP NEW COMMON STOCK 16161A108 839 11130 SH OTHER 01 11130 0 0
CHEAP TICKETS INC COMMON STOCK 162672109 8 250 SH OTHER 01 0 0 250
CHECKFREE HLDGS CORP COMMON STOCK 162816102 8 200 SH SHARED 01 200 0 0
CHECKPOINT SYS INC COMMON STOCK 162825103 9 1000 SH OTHER 01 1000 0 0
CHEMICAL FINL CORP COMMON STOCK 163731102 243 7152 SH SHARED 01 7152 0 0
CHEMICAL FINL CORP COMMON STOCK 163731102 2 68 SH OTHER 01 68 0 0
CHEVRON CORP COMMON STOCK 166751107 2828 31868 SH SHARED 01 31701 0 167
CHEVRON CORP COMMON STOCK 166751107 1162 13096 SH OTHER 01 13096 0 0
CHILDRENS PL RETAIL STORES INC COMMON STOCK 168905107 5 200 SH OTHER 01 0 0 200
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<PAGE>
CHIREX INC COMMON STOCK 170038103 8 300 SH OTHER 01 0 0 300
CHIRON CORP COMMON STOCK 170040109 29 1050 SH SHARED 01 1050 0 0
CHOICEPOINT INC COMMON STOCK 170388102 220 3270 SH SHARED 01 3270 0 0
CHRONIMED INC COMMON STOCK 171164106 8 1000 SH SHARED 01 1000 0 0
CHUBB CORP COMMON STOCK 171232101 127 2550 SH SHARED 01 2350 0 200
CHUBB CORP COMMON STOCK 171232101 60 1200 SH OTHER 01 1200 0 0
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CIGNA CORP COMMON STOCK 125509109 79 1022 SH OTHER 01 1022 0 0
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CILCORP INC COMMON STOCK 171794100 65 1000 SH OTHER 01 1000 0 0
CINCINNATI BELL INC COMMON STOCK 171870108 98 5056 SH SHARED 01 5056 0 0
CINCINNATI BELL INC COMMON STOCK 171870108 98 5050 SH OTHER 01 5050 0 0
CINCINNATI FINL CORP COMMON STOCK 172062101 52 1389 SH SHARED 01 1389 0 0
CINERGY CORP COMMON STOCK 172474108 69 2454 SH SHARED 01 2454 0 0
CINERGY CORP COMMON STOCK 172474108 4 153 SH OTHER 01 153 0 0
CIRCUIT CITY STORES INC COMMON STOCK 172737108 186 4400 SH SHARED 01 4400 0 0
CIRCUIT CITY STORES INC COMMON STOCK 172737108 51 1200 SH OTHER 01 1200 0 0
CIRRUS LOGIC INC COMMON STOCK 172755100 22 1966 SH SHARED 01 1966 0 0
CISCO SYS INC COMMON STOCK 17275R102 12753 185999 SH SHARED 01 182042 0 3957
CISCO SYS INC COMMON STOCK 17275R102 2008 29284 SH OTHER 01 27684 0 1600
CIT GROUP INC COMMON STOCK 125577106 13 634 SH SHARED 01 634 0 0
CITIGROUP INC COMMON STOCK 172967101 10402 236407 SH SHARED 01 233094 0 3313
CITIGROUP INC COMMON STOCK 172967101 1684 38265 SH OTHER 01 35581 0 2684
CITIZENS BKG CORP MICH COMMON STOCK 174420109 331 12682 SH SHARED 01 12682 0 0
CITIZENS BKG CORP MICH COMMON STOCK 174420109 3 99 SH OTHER 01 99 0 0
CITIZENS UTILS CO DEL COMMON STOCK 177342201 75 6625 SH SHARED 01 6625 0 0
CITIZENS UTILS CO DEL COMMON STOCK 177342201 4 351 SH OTHER 01 351 0 0
CK WITCO CORP COMMON STOCK 12562C108 31 2075 SH OTHER 01 2075 0 0
CLAIRES STORES INC COMMON STOCK 179584107 31 1850 SH SHARED 01 1850 0 0
CLARCOR INC COMMON STOCK 179895107 77 4555 SH OTHER 01 4555 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 1009 12630 SH SHARED 01 11930 0 700
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 128 1600 SH OTHER 01 1600 0 0
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CLOROX CO COMMON STOCK 189054109 61 1600 SH OTHER 01 1600 0 0
CMGI INC. COMMON STOCK COMMON STOCK 125750109 62 600 SH OTHER 01 600 0 0
CMS ENERGY CORP COMMON STOCK 125896100 257 7581 SH SHARED 01 7581 0 0
CMS ENERGY CORP COMMON STOCK 125896100 50 1471 SH OTHER 01 1217 0 254
CMS ENERGY CORP COMMON STOCK 125896209 35 1500 SH SHARED 01 1500 0 0
CNA FINL CORP COMMON STOCK 126117100 13 360 SH OTHER 01 360 0 0
CNB BANCSHARES INC COMMON STOCK 126126101 115 2176 SH SHARED 01 2176 0 0
CNB BANCSHARES INC COMMON STOCK 126126101 257 4858 SH OTHER 01 4858 0 0
CNF TRANSN INC COMMON STOCK 12612W104 80 2158 SH SHARED 01 2158 0 0
CNF TRANSN INC COMMON STOCK 12612W104 6 150 SH OTHER 01 150 0 0
COASTAL CORP COMMON STOCK 190441105 90 2194 SH SHARED 01 1000 0 1194
COBRA ELECTRS CORP COMMON STOCK 191042100 1 400 SH OTHER 01 0 0 400
COCA COLA CO COMMON STOCK 191216100 5953 123375 SH SHARED 01 118508 0 4867
COCA COLA CO COMMON STOCK 191216100 4584 95003 SH OTHER 01 93791 0 1212
COCA COLA ENTERPRISES INC COMMON STOCK 191219104 16 700 SH SHARED 01 700 0 0
COCA COLA ENTERPRISES INC COMMON STOCK 191219104 2 100 SH OTHER 01 100 0 0
<PAGE>
COGNEX CORP COMMON STOCK 192422103 543 18000 SH SHARED 01 18000 0 0
COHU INC COMMON STOCK 192576106 4 200 SH SHARED 01 200 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 4571 99923 SH SHARED 01 99923 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 1628 35580 SH OTHER 01 35106 0 474
COLONIAL PPTYS TR COMMON STOCK 195872106 17 625 SH SHARED 01 625 0 0
COLUMBIA / HCA HEALTHCARE CORP COMMON STOCK 197677107 46 2176 SH OTHER 01 781 0 1395
COLUMBIA BKG SYS INC COMMON STOCK 197236102 11 826 SH SHARED 01 826 0 0
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 227 4106 SH SHARED 01 4106 0 0
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 4 75 SH OTHER 01 75 0 0
COMCAST CORP COMMON STOCK 200300200 1034 25935 SH SHARED 01 25935 0 0
COMCAST CORP COMMON STOCK 200300200 32 800 SH OTHER 01 800 0 0
COMDIAL CORP COMMON STOCK 200332302 1 200 SH OTHER 01 0 0 200
COMDISCO INC COMMON STOCK 200336105 2 100 SH SHARED 01 100 0 0
COMERICA INC COMMON STOCK 200340107 1361 26880 SH SHARED 01 26880 0 0
COMERICA INC COMMON STOCK 200340107 605 11951 SH OTHER 01 11951 0 0
COMMUNITY FINL GROUP INC COMMON STOCK 20365M108 3 200 SH OTHER 01 0 0 200
COMPANIA ANONIMA NACIONL TEL COMMON STOCK 204421101 15 555 SH SHARED 01 555 0 0
COMPAQ COMPUTER CORP COMMON STOCK 204493100 1802 78771 SH SHARED 01 77001 0 1770
COMPAQ COMPUTER CORP COMMON STOCK 204493100 281 12273 SH OTHER 01 11073 0 1200
COMPASS BANCSHARES INC COMMON STOCK 20449H109 363 14500 SH SHARED 01 14500 0 0
COMPLETE BUSINESS SOLUTIONS IN COMMON STOCK 20452F107 1 100 SH SHARED 01 100 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 1208 19758 SH SHARED 01 19758 0 0
COMPUTER ASSOC INTL INC COMMON STOCK 204912109 146 2381 SH OTHER 01 2281 0 100
COMPUTER SCIENCES CORP COMMON STOCK 205363104 320 4550 SH SHARED 01 4350 0 200
COMPUTER SCIENCES CORP COMMON STOCK 205363104 28 400 SH OTHER 01 200 0 200
COMPUWARE CORP COMMON STOCK 205638109 209 8000 SH SHARED 01 8000 0 0
COMPUWARE CORP COMMON STOCK 205638109 8 300 SH OTHER 01 300 0 0
COMSAT CORP COMMON STOCK 20564D107 1 26 SH SHARED 01 26 0 0
COMSAT CORP COMMON STOCK 20564D107 8 271 SH OTHER 01 271 0 0
CONAGRA INC COMMON STOCK 205887102 579 25654 SH SHARED 01 25654 0 0
CONAGRA INC COMMON STOCK 205887102 47 2100 SH OTHER 01 2100 0 0
CONCORD COMMUNICATIONS INC COMMON STOCK 206186108 8 200 SH OTHER 01 0 0 200
CONCORD EFS INC COMMON STOCK 206197105 62 3000 SH SHARED 01 3000 0 0
CONCORD EFS INC COMMON STOCK 206197105 31 1500 SH OTHER 01 1500 0 0
CONECTIV INC COMMON STOCK 206829103 24 1200 SH SHARED 01 1200 0 0
CONECTIV INC COMMON STOCK 206829103 3 154 SH OTHER 01 154 0 0
CONEXANT SYS INC COMMON STOCK 207142100 223 3068 SH SHARED 01 3068 0 0
CONEXANT SYS INC COMMON STOCK 207142100 132 1818 SH OTHER 01 1818 0 0
CONOCO INC CL A COMMON STOCK 208251306 444 16000 SH SHARED 01 16000 0 0
CONOCO INC CL B COMMON STOCK 208251405 555 20286 SH SHARED 01 19304 0 982
CONOCO INC CL B COMMON STOCK 208251405 641 23420 SH OTHER 01 23420 0 0
CONSECO INC COMMON STOCK 208464107 326 17138 SH SHARED 01 16155 0 983
CONSECO INC COMMON STOCK 208464107 32 1683 SH OTHER 01 1483 0 200
CONSOLIDATED EDISON INC COMMON STOCK 209115104 723 17415 SH SHARED 01 17015 0 400
CONSOLIDATED EDISON INC COMMON STOCK 209115104 541 13025 SH OTHER 01 12000 0 1025
CONSOLIDATED FREIGHTWAYS CORP COMMON STOCK 209232107 10 979 SH SHARED 01 979 0 0
CONSOLIDATED NAT GAS CO COMMON STOCK 209615103 329 5275 SH SHARED 01 5275 0 0
CONSOLIDATED NAT GAS CO COMMON STOCK 209615103 81 1300 SH OTHER 01 1300 0 0
CONSOLIDATED PAPERS INC COMMON STOCK 209759109 257 9552 SH SHARED 01 9552 0 0
CONSOLIDATED PAPERS INC COMMON STOCK 209759109 301 11200 SH OTHER 01 11200 0 0
<PAGE>
CONSOLIDATED TOMOKA LD CO COMMON STOCK 210226106 3 195 SH OTHER 01 195 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 84 2970 SH SHARED 01 2970 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 38 1350 SH OTHER 01 1350 0 0
CONTINENTAL AIRLS INC COMMON STOCK 210795308 8 250 SH SHARED 01 250 0 0
CONVERGYS CORP COMMON STOCK 212485106 94 4756 SH SHARED 01 4756 0 0
CONVERGYS CORP COMMON STOCK 212485106 100 5050 SH OTHER 01 5050 0 0
CONVERSE INC DEL COMMON STOCK 212540108 0 21 SH OTHER 01 21 0 0
COOPER INDS INC COMMON STOCK 216669101 1057 22615 SH SHARED 01 22615 0 0
COOPER INDS INC COMMON STOCK 216669101 1499 32061 SH OTHER 01 31661 400 0
COOPER TIRE & RUBR CO COMMON STOCK 216831107 92 5200 SH SHARED 01 5200 0 0
COORS ADOLPH CO COMMON STOCK 217016104 70 1300 SH SHARED 01 1300 0 0
CORDANT TECHNOLOGIES INC COMMON STOCK 218412104 10 339 SH SHARED 01 339 0 0
CORDANT TECHNOLOGIES INC COMMON STOCK 218412104 12 400 SH OTHER 01 400 0 0
CORN PRODS INTL INC COMMON STOCK 219023108 60 1980 SH SHARED 01 1980 0 0
CORN PRODS INTL INC COMMON STOCK 219023108 56 1827 SH OTHER 01 1827 0 0
CORNERSTONE PROPANE PARTNERS L COMMON STOCK 218916104 8 500 SH OTHER 01 500 0 0
CORNING INC COMMON STOCK 219350105 1087 15850 SH SHARED 01 15850 0 0
CORNING INC COMMON STOCK 219350105 137 2000 SH OTHER 01 2000 0 0
CORPORATE EXPRESS INC COMMON STOCK 219888104 38 4000 SH SHARED 01 4000 0 0
COST PLUS INC CALIF COMMON STOCK 221485105 5 100 SH SHARED 01 100 0 0
COST PLUS INC CALIF COMMON STOCK 221485105 8 175 SH OTHER 01 0 0 175
COSTCO WHSL CORP NEW COMMON STOCK 22160K105 94 1300 SH SHARED 01 1300 0 0
COUNTRYWIDE CR INDS INC COMMON STOCK 222372104 16 500 SH OTHER 01 500 0 0
COVANCE INC COMMON STOCK 222816100 5 500 SH OTHER 01 500 0 0
COYOTE NETWORK SYS INC COMMON STOCK 22406P108 27 5000 SH SHARED 01 5000 0 0
CRACKER BARREL GROUP INC COMMON STOCK 12489V106 49 3192 SH OTHER 01 3092 0 100
CRANE CO COMMON STOCK 224399105 232 10349 SH OTHER 01 10349 0 0
CREDITRUST CORP COMMON STOCK 225429109 8 350 SH OTHER 01 0 0 350
CRESCENT REAL ESTATE EQUITIECO COMMON STOCK 225756105 32 1800 SH SHARED 01 1800 0 0
CRONOS GROUP N V COMMON STOCK L20708100 5 1000 SH SHARED 01 1000 0 0
CROWN CORK & SEAL INC COMMON STOCK 228255105 19 800 SH SHARED 01 800 0 0
CSX CORP COMMON STOCK 126408103 403 9509 SH SHARED 01 9509 0 0
CSX CORP COMMON STOCK 126408103 38 900 SH OTHER 01 900 0 0
CUMMINS ENGINE INC COMMON STOCK 231021106 5 100 SH OTHER 01 100 0 0
CURTISS WRIGHT CORP COMMON STOCK 231561101 4 126 SH SHARED 01 126 0 0
CUSTOMTRACKS CORP COMMON STOCK 232046102 9 300 SH SHARED 01 300 0 0
CVS CORP COMMON STOCK 126650100 230 5646 SH SHARED 01 5002 0 644
CVS CORP COMMON STOCK 126650100 735 18006 SH OTHER 01 15206 0 2800
CYPRESS BIOSCIENCES INC COMMON STOCK 232674101 14 5000 SH OTHER 01 0 0 5000
CYPRUS AMAX MINERALS CO COMMON STOCK 232809103 456 23224 SH SHARED 01 23224 0 0
CYPRUS AMAX MINERALS CO COMMON STOCK 232809103 25 1249 SH OTHER 01 1249 0 0
CYTEC INDS INC COMMON STOCK 232820100 36 1530 SH OTHER 01 1530 0 0
CYTOGEN CORP COMMON STOCK 232824102 2 850 SH SHARED 01 850 0 0
CYTYC CORP COMMON STOCK 232946103 12 300 SH OTHER 01 0 0 300
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 246 3539 SH SHARED 01 2948 0 591
DAIMLERCHRYSLER AG COMMON STOCK D1668R123 227 3271 SH OTHER 01 2437 0 834
DAL-TILE INTL INC. COM COMMON STOCK 23426R108 0 50 SH SHARED 01 50 0 0
DANA CORP COMMON STOCK 235811106 382 10282 SH SHARED 01 10138 0 144
DANA CORP COMMON STOCK 235811106 111 3000 SH OTHER 01 3000 0 0
DANAHER CORP COMMON STOCK 235851102 124 2358 SH SHARED 01 2358 0 0
<PAGE>
DARDEN RESTAURANTS INC COMMON STOCK 237194105 67 3433 SH SHARED 01 2433 0 1000
DATA BROADCASTING CORP COMMON STOCK 237596101 1 100 SH OTHER 01 100 0 0
DAVE & BUSTERS INC COMMON STOCK 23833N104 1 50 SH SHARED 01 50 0 0
DAVOX CORP COMMON STOCK 239208101 126 9640 SH SHARED 01 9640 0 0
DAYTON HUDSON CORP COMMON STOCK 239753106 2576 42890 SH SHARED 01 41190 0 1700
DAYTON HUDSON CORP COMMON STOCK 239753106 368 6135 SH OTHER 01 6135 0 0
DEAN FOODS CO COMMON STOCK 242361103 61 1400 SH SHARED 01 1400 0 0
DEAN FOODS CO COMMON STOCK 242361103 89 2034 SH OTHER 01 2034 0 0
DEERE & CO COMMON STOCK 244199105 395 10202 SH SHARED 01 10202 0 0
DEERE & CO COMMON STOCK 244199105 44 1142 SH OTHER 01 1092 0 50
DELHAIZE AMER INC CL A COMMON STOCK 246688105 2 99 SH SHARED 01 99 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 2321 55515 SH SHARED 01 55025 0 490
DELL COMPUTER CORP COMMON STOCK 247025109 342 8170 SH OTHER 01 7590 0 580
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 627 39063 SH SHARED 01 39063 0 0
DELPHI AUTOMOTIVE SYS CORP COMMON STOCK 247126105 160 9946 SH OTHER 01 8772 0 1174
DELTA AIR LINES INC DEL COMMON STOCK 247361108 272 5605 SH SHARED 01 5605 0 0
DELTA AIR LINES INC DEL COMMON STOCK 247361108 19 385 SH OTHER 01 185 0 200
DELTIC TIMBER CORP COMMON STOCK 247850100 3 142 SH SHARED 01 142 0 0
DELUXE CORP COMMON STOCK 248019101 10 300 SH SHARED 01 300 0 0
DELUXE CORP COMMON STOCK 248019101 2228 65541 SH OTHER 01 65441 0 100
DENTSPLY INTL INC NEW COMMON STOCK 249030107 55 2400 SH SHARED 01 2400 0 0
DENTSPLY INTL INC NEW COMMON STOCK 249030107 11 500 SH OTHER 01 500 0 0
DEVCON INTL CORP COMMON STOCK 251588109 3 900 SH OTHER 01 900 0 0
DEVON ENERGY CORPORATION NEW COMMON STOCK 25179M103 152 3669 SH SHARED 01 3669 0 0
DEXTER CORP COMMON STOCK 252165105 224 6000 SH SHARED 01 6000 0 0
DIAGEO P L C COMMON STOCK 25243Q205 47 1128 SH SHARED 01 1128 0 0
DIAL CORP NEW COMMON STOCK 25247D101 29 1152 SH SHARED 01 1152 0 0
DIAL CORP NEW COMMON STOCK 25247D101 23 911 SH OTHER 01 200 611 100
DIALYSIS CORP AMER COMMON STOCK 252529102 11 5000 SH SHARED 01 5000 0 0
DIEBOLD INC COMMON STOCK 253651103 418 18060 SH SHARED 01 18060 0 0
DIEBOLD INC COMMON STOCK 253651103 36 1550 SH OTHER 01 1550 0 0
DIONEX CORP COMMON STOCK 254546104 9 200 SH OTHER 01 0 0 200
DISNEY WALT CO COMMON STOCK 254687106 2862 110062 SH SHARED 01 109912 0 150
DISNEY WALT CO COMMON STOCK 254687106 485 18648 SH OTHER 01 14447 0 4201
DIVERSINET CORP COMMON STOCK 25536K204 51 5000 SH SHARED 01 5000 0 0
DIVERSINET CORP COMMON STOCK 25536K204 428 42030 SH OTHER 01 0 0 42030
DOLE FOOD INC COMMON STOCK 256605106 125 6566 SH SHARED 01 6566 0 0
DOMINION RES BLACK WARRIOR TR COMMON STOCK 25746Q108 7 500 SH SHARED 01 500 0 0
DOMINION RES INC VA COMMON STOCK 257470104 634 14042 SH SHARED 01 13835 0 207
DOMINION RES INC VA COMMON STOCK 257470104 201 4461 SH OTHER 01 4461 0 0
DONALDSON INC COMMON STOCK 257651109 63 2700 SH SHARED 01 2700 0 0
DONALDSON LUFKIN & JENRETTE IN COMMON STOCK 257661108 30 760 SH SHARED 01 760 0 0
DONNELLEY R R & SONS CO COMMON STOCK 257867101 54 1876 SH SHARED 01 1876 0 0
DONNELLEY R R & SONS CO COMMON STOCK 257867101 239 8264 SH OTHER 01 8264 0 0
DONNELLY CORP COMMON STOCK 257870105 4 312 SH SHARED 01 312 0 0
DORAL FINL CORP COMMON STOCK 25811P100 39 2880 SH OTHER 01 0 0 2880
DOUBLECLICK INC COMMON STOCK 258609304 15 125 SH OTHER 01 0 0 125
DOVER CORP COMMON STOCK 260003108 180 4400 SH SHARED 01 4400 0 0
DOVER CORP COMMON STOCK 260003108 57 1400 SH OTHER 01 1400 0 0
DOW CHEM CO COMMON STOCK 260543103 2201 19367 SH SHARED 01 18902 0 465
<PAGE>
DOW CHEM CO COMMON STOCK 260543103 1264 11127 SH OTHER 01 10842 0 285
DOW JONES & CO INC COMMON STOCK 260561105 107 2000 SH SHARED 01 2000 0 0
DOW JONES & CO INC COMMON STOCK 260561105 27 500 SH OTHER 01 500 0 0
DOWNEY FINL CORP COMMON STOCK 261018105 21 1041 SH SHARED 01 1041 0 0
DOWNEY FINL CORP COMMON STOCK 261018105 26 1300 SH OTHER 01 1300 0 0
DPL INC COMMON STOCK 233293109 12 675 SH SHARED 01 675 0 0
DPL INC COMMON STOCK 233293109 77 4374 SH OTHER 01 4374 0 0
DQE INC COMMON STOCK 23329J104 41 1040 SH SHARED 01 1040 0 0
DRS TECHNOLOGIES INC COMMON STOCK 23330X100 3 250 SH SHARED 01 250 0 0
DST SYS INC DEL COMMON STOCK 233326107 6 100 SH SHARED 01 100 0 0
DTE ENERGY CO COMMON STOCK 233331107 1057 29069 SH SHARED 01 28723 0 346
DTE ENERGY CO COMMON STOCK 233331107 185 5076 SH OTHER 01 5076 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 3894 64362 SH SHARED 01 61845 0 2517
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 2141 35390 SH OTHER 01 34990 0 400
DUANE READE INC COMMON STOCK 263578106 30 1000 SH SHARED 01 1000 0 0
DUKE ENERGY CO COMMON STOCK 264399106 1270 23042 SH SHARED 01 21342 0 1700
DUKE ENERGY CO COMMON STOCK 264399106 285 5164 SH OTHER 01 5164 0 0
DUN & BRADSTREET CORP DEL COMMON STOCK 26483B106 165 5532 SH SHARED 01 5432 0 100
DUN & BRADSTREET CORP DEL COMMON STOCK 26483B106 113 3790 SH OTHER 01 3790 0 0
DYNEX CAP INC COMMON STOCK 26817Q506 1 125 SH SHARED 01 125 0 0
E M C CORP MASS COMMON STOCK 268648102 6243 87470 SH SHARED 01 84070 0 3400
E M C CORP MASS COMMON STOCK 268648102 635 8900 SH OTHER 01 8900 0 0
E TRADE GROUP INC COMMON STOCK 269246104 2 84 SH SHARED 01 84 0 0
E TRADE GROUP INC COMMON STOCK 269246104 12 525 SH OTHER 01 125 0 400
EARTHGRAINS CO COMMON STOCK 270319106 18 824 SH SHARED 01 824 0 0
EASTMAN CHEM CO COMMON STOCK 277432100 79 1983 SH SHARED 01 1983 0 0
EASTMAN CHEM CO COMMON STOCK 277432100 44 1106 SH OTHER 01 1106 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 987 13054 SH SHARED 01 13054 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 317 4187 SH OTHER 01 4067 0 120
EATON CORP COMMON STOCK 278058102 391 4530 SH SHARED 01 4530 0 0
EATON CORP COMMON STOCK 278058102 39 450 SH OTHER 01 450 0 0
EBAY INC COMMON STOCK 278642103 19 137 SH SHARED 01 137 0 0
EBAY INC COMMON STOCK 278642103 77 543 SH OTHER 01 43 0 500
ECHELON INTL CORP COMMON STOCK 278747100 3 110 SH SHARED 01 110 0 0
ECHELON INTL CORP COMMON STOCK 278747100 9 366 SH OTHER 01 266 0 100
ECHO BAY MINES LTD COMMON STOCK 278751102 2 800 SH SHARED 01 0 0 800
ECOLAB INC COMMON STOCK 278865100 7 200 SH SHARED 01 200 0 0
EDISON INTL COMMON STOCK 281020107 249 10248 SH SHARED 01 10248 0 0
EDISON INTL COMMON STOCK 281020107 147 6044 SH OTHER 01 5682 362 0
EDWARDS A G INC COMMON STOCK 281760108 106 4023 SH OTHER 01 4023 0 0
EEX CORP COMMON STOCK 26842V207 2 834 SH SHARED 01 682 0 152
EL PASO ENERGY CORP DEL COMMON STOCK 283905107 119 2959 SH SHARED 01 2959 0 0
EL PASO ENERGY CORP DEL COMMON STOCK 283905107 49 1228 SH OTHER 01 1228 0 0
ELECTRIC LIGHTWAVE INC CL A COMMON STOCK 284895109 7 500 SH SHARED 01 500 0 0
ELECTRONIC ARTS COMMON STOCK 285512109 9 125 SH SHARED 01 125 0 0
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 289 5456 SH SHARED 01 5216 0 240
ELECTRONIC DATA SYS CORP NEW COMMON STOCK 285661104 93 1763 SH OTHER 01 1331 0 432
ELECTROSOURCE INC COMMON STOCK 286150206 0 50 SH SHARED 01 50 0 0
ELGIN FEDERAL COMMON STOCK 268423100 5 500 SH SHARED 01 500 0 0
EMC INS GROUP INC COMMON STOCK 268664109 10 1000 SH OTHER 01 1000 0 0
<PAGE>
EMERSON ELEC CO COMMON STOCK 291011104 3119 49357 SH SHARED 01 49357 0 0
EMERSON ELEC CO COMMON STOCK 291011104 543 8600 SH OTHER 01 7400 0 1200
EMMIS BROADCASTING CORP CL A COMMON STOCK 291525103 10 150 SH OTHER 01 0 0 150
EMPIRE DIST ELEC CO COMMON STOCK 291641108 11 430 SH SHARED 01 430 0 0
EMPIRE DIST ELEC CO COMMON STOCK 291641108 18 700 SH OTHER 01 700 0 0
ENERGEN CORP COMMON STOCK 29265N108 12 600 SH OTHER 01 300 0 300
ENERGY EAST CORP COMMON STOCK 29266M109 30 1250 SH SHARED 01 1250 0 0
ENERGY EAST CORP COMMON STOCK 29266M109 24 1000 SH OTHER 01 1000 0 0
ENRON CORP COMMON STOCK 293561106 1403 34178 SH SHARED 01 33390 0 788
ENRON CORP COMMON STOCK 293561106 433 10556 SH OTHER 01 10356 0 200
ENSCO INTL INC COMMON STOCK 26874Q100 49 2710 SH SHARED 01 2710 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103 391 13500 SH SHARED 01 13500 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103 9 308 SH OTHER 01 308 0 0
ENZO BIOCHEM INC COMMON STOCK 294100102 42 1472 SH SHARED 01 1472 0 0
ENZO BIOCHEM INC COMMON STOCK 294100102 33 1157 SH OTHER 01 1157 0 0
ENZON INC COMMON STOCK 293904108 31 1000 SH SHARED 01 1000 0 0
EOG RES INC COMMON STOCK 26875P101 35 1636 SH SHARED 01 1636 0 0
EOTT ENERGY PARTNERS L P COMMON STOCK 294103106 29 1820 SH OTHER 01 1820 0 0
EQUIFAX INC COMMON STOCK 294429105 560 19900 SH SHARED 01 18600 0 1300
EQUIFAX INC COMMON STOCK 294429105 506 18000 SH OTHER 01 18000 0 0
EQUITY INNS INC COMMON STOCK 294703103 7 800 SH OTHER 01 800 0 0
EQUITY OFFICE PPTYS TR COMMON STOCK 294741103 14 592 SH SHARED 01 592 0 0
EQUITY RESIDENTIAL PPTYS TR COMMON STOCK 29476L107 28 666 SH OTHER 01 666 0 0
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 24 755 SH SHARED 01 755 0 0
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 126 4020 SH OTHER 01 4020 0 0
ETHYL CORP COMMON STOCK 297659104 18 4600 SH OTHER 01 4600 0 0
EXCELSIOR-HENDERSON MOTORCYCLE COMMON STOCK 300906104 4 1798 SH SHARED 01 1798 0 0
EXXON CORP COMMON STOCK 302290101 20197 265751 SH SHARED 01 252118 0 13633
EXXON CORP COMMON STOCK 302290101 10829 142491 SH OTHER 01 134956 600 6935
F N B CORP PA COMMON STOCK 302520101 18 757 SH SHARED 01 757 0 0
FAIR ISAAC & CO INC COMMON STOCK 303250104 11 400 SH SHARED 01 400 0 0
FARMSTEAD TEL GROUP INC COMMON STOCK 311565303 1 1000 SH SHARED 01 1000 0 0
FASTENAL CO COMMON STOCK 311900104 236 5000 SH SHARED 01 5000 0 0
FDX CORP COMMON STOCK 31304N107 354 9110 SH SHARED 01 9110 0 0
FDX CORP COMMON STOCK 31304N107 35 900 SH OTHER 01 800 0 100
FEDERAL HOME LN MTG CORP COM COMMON STOCK 313400301 776 14925 SH SHARED 01 14925 0 0
FEDERAL HOME LN MTG CORP COM COMMON STOCK 313400301 5 100 SH OTHER 01 0 0 100
FEDERAL MOGUL CORP COMMON STOCK 313549107 37 1328 SH SHARED 01 1328 0 0
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FEDERAL RLTY INVT TR COMMON STOCK 313747206 6 300 SH SHARED 01 300 0 0
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FEDERAL SIGNAL CORP COMMON STOCK 313855108 10 500 SH OTHER 01 0 0 500
FEDERATED DEPT STORES INC DEL COMMON STOCK 31410H101 31 700 SH SHARED 01 700 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 731 12015 SH SHARED 01 12015 0 0
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FINOVA GROUP INC COMMON STOCK 317928109 15 400 SH SHARED 01 400 0 0
FINOVA GROUP INC COMMON STOCK 317928109 55 1500 SH OTHER 01 1500 0 0
FIRST AMERN FINL CORP CALIF COMMON STOCK 318522307 13 1000 SH SHARED 01 1000 0 0
<PAGE>
FIRST DATA CORP COMMON STOCK 319963104 976 22250 SH SHARED 01 22150 0 100
FIRST DATA CORP COMMON STOCK 319963104 240 5475 SH OTHER 01 5475 0 0
FIRST ENERGYCORP COMMON STOCK 337932107 302 11946 SH SHARED 01 10490 0 1456
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FIRST IND CORP COMMON STOCK 32054R108 40 1912 SH OTHER 01 1912 0 0
FIRST INDL RLTY TR INC COMMON STOCK 32054K103 25 1000 SH OTHER 01 1000 0 0
FIRST NATL LINCOLN CORP ME COMMON STOCK 335716106 90 4488 SH OTHER 01 0 0 4488
FIRST SEC CORP DEL COMMON STOCK 336294103 54 2287 SH SHARED 01 2287 0 0
FIRST SECURITYFED FINL INC COMMON STOCK 336392105 85 7800 SH OTHER 01 0 0 7800
FIRST TEAM SPORTS INC COMMON STOCK 337157101 3 2000 SH SHARED 01 2000 0 0
FIRST TENN NATL CORP COMMON STOCK 337162101 60 2150 SH SHARED 01 2150 0 0
FIRST UN CORP COMMON STOCK 337358105 1508 42336 SH SHARED 01 41936 0 400
FIRST UN CORP COMMON STOCK 337358105 189 5314 SH OTHER 01 5314 0 0
FIRST VA BKS INC COMMON STOCK 337477103 13 296 SH OTHER 01 296 0 0
FIRSTAR CORP NEW WIS COMMON STOCK 33763V109 6387 249261 SH SHARED 01 249261 0 0
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FLAGSTAR BANCORP INC COMMON STOCK 337930101 8 500 SH SHARED 01 500 0 0
FLEET FINL GROUP INC NEW COMMON STOCK 338915101 545 14893 SH SHARED 01 14893 0 0
FLEET FINL GROUP INC NEW COMMON STOCK 338915101 97 2656 SH OTHER 01 2656 0 0
FLETCHER CHALLENGE LTD COMMON STOCK 339324402 4 1000 SH OTHER 01 1000 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 241 5202 SH SHARED 01 5202 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 324 7002 SH OTHER 01 4590 812 1600
FLORSHEIM GROUP INC COMMON STOCK 343302105 0 10 SH OTHER 01 10 0 0
FLOWERS INDS INC COMMON STOCK 343496105 3 200 SH SHARED 01 200 0 0
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FLUOR CORP COMMON STOCK 343861100 10 250 SH SHARED 01 250 0 0
FOODMAKER INC NEW COMMON STOCK 344839204 45 1800 SH SHARED 01 1800 0 0
FOOTSTAR INC COMMON STOCK 344912100 12 345 SH SHARED 01 345 0 0
FOOTSTAR INC COMMON STOCK 344912100 55 1554 SH OTHER 01 1554 0 0
FORD MTR CO DEL COMMON STOCK 345370100 6882 136950 SH SHARED 01 134450 0 2500
FORD MTR CO DEL COMMON STOCK 345370100 1202 23922 SH OTHER 01 22422 0 1500
FOREMOST CORP AMER COMMON STOCK 345469100 38 1596 SH SHARED 01 1596 0 0
FORT JAMES CORP COMMON STOCK 347471104 218 8170 SH SHARED 01 8170 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 232 7193 SH SHARED 01 7193 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 315 9769 SH OTHER 01 8569 0 1200
FOX ENTMT GROUP INC COMMON STOCK 35138T107 2 100 SH SHARED 01 100 0 0
FPL GROUP INC COMMON STOCK 302571104 872 17306 SH SHARED 01 17131 0 175
FPL GROUP INC COMMON STOCK 302571104 252 5002 SH OTHER 01 4902 0 100
FRANCHISE FIN CORP AMER COMMON STOCK 351807102 14 585 SH SHARED 01 0 0 585
FRANCHISE FIN CORP AMER COMMON STOCK 351807102 5 230 SH OTHER 01 230 0 0
FRANKLIN BK N A SOUTHFIELD MIC COMMON STOCK 352456107 0 25 SH SHARED 01 25 0 0
FRANKLIN BK N A SOUTHFIELD MIC COMMON STOCK 352456107 2 274 SH OTHER 01 274 0 0
FRANKLIN ELEC INC COMMON STOCK 353514102 83 1250 SH SHARED 01 1250 0 0
FRANKLIN RES INC COMMON STOCK 354613101 25 803 SH SHARED 01 803 0 0
FRANKLIN RES INC COMMON STOCK 354613101 14 467 SH OTHER 01 0 0 467
FREEPORT MCMORAN OIL & GAS RTY COMMON STOCK 356713107 0 500 SH SHARED 01 500 0 0
<PAGE>
FRESH DEL MONTE PRODUCE INC COMMON STOCK G36738105 2 200 SH SHARED 01 200 0 0
FRESHSTART VENTURE CAP CORP COMMON STOCK 358042109 4 1000 SH SHARED 01 1000 0 0
FRONTIER CORP COMMON STOCK 35906P105 46 850 SH OTHER 01 700 0 150
FURNITURE BRANDS INTL INC COMMON STOCK 360921100 2 94 SH OTHER 01 94 0 0
GALAXIWORLD COM LTD COMMON STOCK X3071P106 0 143 SH SHARED 01 0 0 143
GALAXIWORLD COM LTD COMMON STOCK X3071P106 11 5000 SH OTHER 01 0 0 5000
GANNETT INC COMMON STOCK 364730101 1444 20865 SH SHARED 01 20865 0 0
GANNETT INC COMMON STOCK 364730101 913 13192 SH OTHER 01 11472 0 1720
GANTOS INC COMMON STOCK 36473U204 0 16 SH OTHER 01 0 0 16
GAP INC COMMON STOCK 364760108 838 26200 SH SHARED 01 26200 0 0
GAP INC COMMON STOCK 364760108 365 11400 SH OTHER 01 11400 0 0
GARDNER DENVER MACHY INC COMMON STOCK 365558105 1 72 SH SHARED 01 72 0 0
GARDNER DENVER MACHY INC COMMON STOCK 365558105 1 78 SH OTHER 01 78 0 0
GARTNER GROUP INC NEW COMMON STOCK 366651206 27 1635 SH SHARED 01 1609 0 26
GARTNER GROUP INC NEW COMMON STOCK 366651206 24 1461 SH OTHER 01 1461 0 0
GATEWAY INC COMMON STOCK 367626108 62 1400 SH SHARED 01 1400 0 0
GATEWAY INC COMMON STOCK 367626108 7 150 SH OTHER 01 150 0 0
GATX CORP COMMON STOCK 361448103 79 2548 SH SHARED 01 2548 0 0
GC COS INC COMMON STOCK 36155Q109 2 80 SH SHARED 01 80 0 0
GEMSTAR INTL GROUP LTD COMMON STOCK G3788V106 188 2400 SH SHARED 01 2400 0 0
GENELABS TECHNOLOGIES INC COMMON STOCK 368706107 1 500 SH OTHER 01 0 0 500
GENERAL DYNAMICS CORP COMMON STOCK 369550108 81 1300 SH SHARED 01 1300 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 162 2600 SH OTHER 01 600 2000 0
GENERAL ELEC CO COMMON STOCK 369604103 36129 304728 SH SHARED 01 291951 0 12777
GENERAL ELEC CO COMMON STOCK 369604103 32348 272832 SH OTHER 01 259306 0 13526
GENERAL INSTR CORP DEL COMMON STOCK 370120107 7 150 SH SHARED 01 0 0 150
GENERAL MLS INC COMMON STOCK 370334104 1197 14758 SH SHARED 01 14758 0 0
GENERAL MLS INC COMMON STOCK 370334104 345 4255 SH OTHER 01 4255 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 3926 62372 SH SHARED 01 62372 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 908 14428 SH OTHER 01 12743 0 1685
GENERAL MTRS CORP COMMON STOCK 370442832 60 1053 SH SHARED 01 1003 0 50
GENERAL MTRS CORP COMMON STOCK 370442832 30 524 SH OTHER 01 416 0 108
GENESCO INC COMMON STOCK 371532102 10 800 SH OTHER 01 0 0 800
GENESIS ENERGY L P COMMON STOCK 371927104 49 4000 SH SHARED 01 4000 0 0
GENETRONICS BIOMEDICAL LTD COMMON STOCK 371916107 2 500 SH OTHER 01 0 0 500
GENTA INC COMMON STOCK 37245M207 1 500 SH SHARED 01 500 0 0
GENTEX CORP COMMON STOCK 371901109 522 25260 SH SHARED 01 24800 0 460
GENTEX CORP COMMON STOCK 371901109 26 1264 SH OTHER 01 1264 0 0
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GENZYME CORP COMMON STOCK 372917104 22 479 SH SHARED 01 479 0 0
GENZYME CORP SURGICAL PRODS COMMON STOCK 372917609 0 36 SH SHARED 01 36 0 0
GEORGIA PAC CORP COMMON STOCK 373298108 123 3030 SH SHARED 01 2830 0 200
GEORGIA PAC CORP COMMON STOCK 373298108 117 2900 SH OTHER 01 2900 0 0
GEORGIA PAC CORP COMMON STOCK 373298702 35 1515 SH SHARED 01 1415 0 100
GEORGIA PAC CORP COMMON STOCK 373298702 30 1300 SH OTHER 01 1300 0 0
GERON CORP COMMON STOCK 374163103 2 200 SH SHARED 01 200 0 0
GILLETTE CO COMMON STOCK 375766102 1986 58505 SH SHARED 01 57465 0 1040
GILLETTE CO COMMON STOCK 375766102 526 15508 SH OTHER 01 14495 0 1013
GLAXO PLC SPONSORED ADR N/C T COMMON STOCK 37733W105 160 3080 SH SHARED 01 2080 0 1000
<PAGE>
GLAXO PLC SPONSORED ADR N/C T COMMON STOCK 37733W105 52 1000 SH OTHER 01 1000 0 0
GLENAYRE TECHNOLOGIES INC COMMON STOCK 377899109 3 1000 SH SHARED 01 1000 0 0
GLIMCHER RLTY TR COMMON STOCK 379302102 15 1000 SH SHARED 01 1000 0 0
GLOBAL CROSSINGS LTD COMMON STOCK G3921A100 173 6534 SH SHARED 01 2246 0 4288
GLOBAL CROSSINGS LTD COMMON STOCK G3921A100 12 450 SH OTHER 01 200 0 250
GLOBAL IMAGING SYS INC COMMON STOCK 37934A100 3 200 SH OTHER 01 0 0 200
GLOBAL INDL TECHNOLOGIES INC COMMON STOCK 379335102 12 1000 SH SHARED 01 1000 0 0
GLOBAL INDL TECHNOLOGIES INC COMMON STOCK 379335102 18 1500 SH OTHER 01 1500 0 0
GLOBAL MARINE INC COMMON STOCK 379352404 104 6350 SH SHARED 01 6350 0 0
GOLDEN WEST FINL CORP DEL COMMON STOCK 381317106 261 2650 SH SHARED 01 2650 0 0
GOODRICH B F CO COMMON STOCK 382388106 107 3700 SH SHARED 01 3700 0 0
GOODYEAR TIRE & RUBR CO COMMON STOCK 382550101 48 1000 SH SHARED 01 1000 0 0
GOODYEAR TIRE & RUBR CO COMMON STOCK 382550101 53 1106 SH OTHER 01 1106 0 0
GPU INC COMMON STOCK 36225X100 36 1102 SH SHARED 01 1102 0 0
GPU INC COMMON STOCK 36225X100 32 992 SH OTHER 01 992 0 0
GRAINGER W W INC COMMON STOCK 384802104 67 1400 SH SHARED 01 1400 0 0
GRAINGER W W INC COMMON STOCK 384802104 29 600 SH OTHER 01 600 0 0
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GREAT LAKES CHEM CORP COMMON STOCK 390568103 339 8913 SH OTHER 01 8912 0 1
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GRIFFIN LD & NURSERIES INC COMMON STOCK 398231100 6 600 SH OTHER 01 300 0 300
GRIFFON CORP COMMON STOCK 398433102 9 1100 SH SHARED 01 1100 0 0
GSI LUMONICS INC COMMON STOCK 36229U102 8 1347 SH SHARED 01 1347 0 0
GTE CORP COMMON STOCK 362320103 5688 73992 SH SHARED 01 71559 0 2433
GTE CORP COMMON STOCK 362320103 1425 18540 SH OTHER 01 17790 0 750
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GULF CDA RES LTD COMMON STOCK 40218L305 7 1700 SH SHARED 01 1700 0 0
HAIN FOOD GROUP INC COMMON STOCK 405219106 10 400 SH OTHER 01 0 0 400
HALLIBURTON CO COMMON STOCK 406216101 863 21055 SH SHARED 01 21055 0 0
HALLIBURTON CO COMMON STOCK 406216101 100 2450 SH OTHER 01 2450 0 0
HALLWOOD ENERGY CORP DEL COM COMMON STOCK 40636X105 1 105 SH SHARED 01 105 0 0
HALLWOOD ENERGY CORP DEL COM COMMON STOCK 40636X105 0 9 SH OTHER 01 9 0 0
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HALTER MARINE GROUP INC COMMON STOCK 40642Y105 10 1800 SH OTHER 01 0 0 1800
HANCOCK FABRICS INC COMMON STOCK 409900107 1 332 SH OTHER 01 332 0 0
HARCOURT GEN INC COMMON STOCK 41163G101 33 800 SH SHARED 01 800 0 0
HARKEN ENERGY CORP COMMON STOCK 412552101 3 3000 SH SHARED 01 3000 0 0
HARLEY DAVIDSON INC COMMON STOCK 412822108 78 1550 SH SHARED 01 1550 0 0
HARLEY DAVIDSON INC COMMON STOCK 412822108 5 100 SH OTHER 01 0 0 100
HARRIS CORP DEL COMMON STOCK 413875105 105 3800 SH SHARED 01 3800 0 0
HARRIS CORP DEL COMMON STOCK 413875105 44 1600 SH OTHER 01 1600 0 0
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HARTFORD FINL SVCS GROUP INC COMMON STOCK 416515104 134 3272 SH OTHER 01 2500 344 428
HARTMARX CORP COMMON STOCK 417119104 1 225 SH OTHER 01 113 0 112
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HASBRO INC COMMON STOCK 418056107 32 1500 SH OTHER 01 1500 0 0
HAUPPAUGE DIGITAL INC COMMON STOCK 419131107 23 1000 SH SHARED 01 1000 0 0
<PAGE>
HAWAIIAN ELEC INDS INC COMMON STOCK 419870100 33 941 SH SHARED 01 941 0 0
HAWAIIAN ELEC INDS INC COMMON STOCK 419870100 11 300 SH OTHER 01 300 0 0
HEALTH CARE PPTY INVS INC COMMON STOCK 421915109 26 1000 SH SHARED 01 1000 0 0
HEALTH CARE REIT INC COMMON STOCK 42217K106 3 140 SH SHARED 01 140 0 0
HEALTH CARE REIT INC COMMON STOCK 42217K106 4 200 SH OTHER 01 200 0 0
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HECLA MNG CO COMMON STOCK 422704106 1 300 SH SHARED 01 300 0 0
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HELEN OF TROY CORP LTD COMMON STOCK G4388N106 2 200 SH OTHER 01 0 0 200
HERCULES INC COMMON STOCK 427056106 31 1089 SH SHARED 01 1089 0 0
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HERSHEY FOODS CORP COMMON STOCK 427866108 540 11100 SH SHARED 01 11100 0 0
HERSHEY FOODS CORP COMMON STOCK 427866108 268 5500 SH OTHER 01 3300 0 2200
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HILTON HOTELS CORP COMMON STOCK 432848109 10 1000 SH OTHER 01 1000 0 0
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HOME DEPOT INC COMMON STOCK 437076102 1015 14788 SH OTHER 01 13988 0 800
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HUMAN GENOME SCIENCES INC COMMON STOCK 444903108 52 710 SH SHARED 01 710 0 0
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HUSSMANN INTL INC COMMON STOCK 448110106 10 600 SH SHARED 01 0 0 600
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ICG COMMUNICATIONS INC COMMON STOCK 449246107 3 200 SH SHARED 01 200 0 0
ICN PHARMACEUTICALS INC NEW COMMON STOCK 448924100 3 150 SH SHARED 01 150 0 0
ICOS CORP COMMON STOCK 449295104 15 500 SH SHARED 01 500 0 0
IDACORP INC COMMON STOCK 451107106 78 2600 SH SHARED 01 2600 0 0
<PAGE>
IDACORP INC COMMON STOCK 451107106 9 300 SH OTHER 01 300 0 0
IDEX CORP COMMON STOCK 45167R104 6 200 SH SHARED 01 200 0 0
IDEXX LABS INC COMMON STOCK 45168D104 362 21000 SH SHARED 01 21000 0 0
IDG BOOKS WORLDWIDE INC COMMON STOCK 449384106 6 400 SH SHARED 01 400 0 0
IKON OFFICE SOLUTIONS INC COMMON STOCK 451713101 1 100 SH OTHER 01 0 0 100
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 880 11800 SH SHARED 01 10400 0 1400
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ILLINOVA CORP COMMON STOCK 452317100 45 1600 SH SHARED 01 1600 0 0
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IMATION CORP COMMON STOCK 45245A107 20 653 SH SHARED 01 653 0 0
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IMCLONE SYS INC COMMON STOCK 45245W109 10 300 SH SHARED 01 300 0 0
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IMS HEALTH INC COMMON STOCK 449934108 278 12168 SH SHARED 01 12168 0 0
IMS HEALTH INC COMMON STOCK 449934108 259 11368 SH OTHER 01 11368 0 0
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INET TECHNOLOGIES INC COMMON STOCK 45662V105 8 200 SH OTHER 01 0 0 200
INFINITY BRDCST CORP COMMON STOCK 45662S102 12 400 SH SHARED 01 400 0 0
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INGERSOLL RAND CO COMMON STOCK 456866102 315 5725 SH SHARED 01 5725 0 0
INGERSOLL RAND CO COMMON STOCK 456866102 82 1500 SH OTHER 01 1500 0 0
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INTEL CORP COMMON STOCK 458140100 2628 35362 SH OTHER 01 32812 0 2550
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INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 13482 111418 SH SHARED 01 107524 0 3894
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INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 10 300 SH SHARED 01 300 0 0
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INTERNATIONAL GAME TECHNOLOGY COMMON STOCK 459902102 4 200 SH OTHER 01 200 0 0
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INTERNET CAP GROUP INC COMMON STOCK 46059C106 3 35 SH SHARED 01 35 0 0
INTERPUBLIC GROUP COS INC COMMON STOCK 460690100 780 18955 SH SHARED 01 18955 0 0
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<PAGE>
IPALCO ENTERPRISES INC COMMON STOCK 462613100 78 4030 SH OTHER 01 4030 0 0
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ITI TECHNOLOGIES INC COMMON STOCK 450564109 451 15000 SH SHARED 01 15000 0 0
ITT INDS INC IND COMMON STOCK 450911102 26 803 SH SHARED 01 803 0 0
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IVAX CORP COMMON STOCK 465823102 3 200 SH OTHER 01 200 0 0
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JONES PHARMA INC COMMON STOCK 480236108 10 300 SH OTHER 01 0 0 300
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KANEB PIPE LINE PARTNERS L P COMMON STOCK 484169107 162 5600 SH SHARED 01 5600 0 0
KANSAS CITY PWR & LT CO COMMON STOCK 485134100 31 1290 SH SHARED 01 1290 0 0
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KCS ENERGY INC COMMON STOCK 482434206 2 2000 SH SHARED 01 2000 0 0
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KELLY SVCS INC COMMON STOCK 488152208 75 2500 SH SHARED 01 2500 0 0
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KEY PRODTN INC COMMON STOCK 493138101 0 27 SH SHARED 01 27 0 0
KEYCORP NEW COMMON STOCK 493267108 1051 40708 SH SHARED 01 40708 0 0
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KIMBERLY CLARK CORP COMMON STOCK 494368103 285 5400 SH OTHER 01 5400 0 0
KIMCO RLTY CORP COMMON STOCK 49446R109 27 750 SH OTHER 01 750 0 0
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KING WORLD PRODTNS INC COMMON STOCK 495667107 11 300 SH SHARED 01 300 0 0
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<PAGE>
KNIGHT RIDDER INC COMMON STOCK 499040103 127 2300 SH SHARED 01 500 0 1800
KNIGHT/TRIMARK GP INC COMMON STOCK 499067106 3 100 SH OTHER 01 100 0 0
KOHLS CORP COMMON STOCK 500255104 99 1500 SH SHARED 01 1500 0 0
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KROGER CO COMMON STOCK 501044101 88 4000 SH SHARED 01 3400 0 600
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LASERSCOPE COMMON STOCK 518081104 0 200 SH SHARED 01 200 0 0
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LEGGETT & PLATT INC COMMON STOCK 524660107 51 2600 SH SHARED 01 2600 0 0
LEHMAN BROTHERS HLDGS INC COMMON STOCK 524908100 21 360 SH SHARED 01 360 0 0
LEHMAN BROTHERS HLDGS INC COMMON STOCK 524908100 21 360 SH OTHER 01 360 0 0
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LEVEL 3 COMMUNICATIONS INC COMMON STOCK 52729N100 16 300 SH SHARED 01 300 0 0
LEVIATHAN GAS PIPELINE PARTNER COMMON STOCK 527367205 23 1000 SH OTHER 01 1000 0 0
LEXFORD RESIDENTIAL TR COMMON STOCK 528933104 193 9786 SH SHARED 01 9786 0 0
LG & E ENERGY CORP COMMON STOCK 501917108 52 2458 SH SHARED 01 2458 0 0
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LIFE FINL CORP COMMON STOCK 53184P101 2 500 SH SHARED 01 500 0 0
LIFEPOINT HOSPS INC COMMON STOCK 53219L109 1 97 SH OTHER 01 24 0 73
LIGAND PHARMACEUTICALS INC COMMON STOCK 53220K207 3 400 SH SHARED 01 400 0 0
LILLY ELI & CO COMMON STOCK 532457108 4243 66110 SH SHARED 01 62410 0 3700
LILLY ELI & CO COMMON STOCK 532457108 1019 15875 SH OTHER 01 14900 0 975
LIMITED INC COMMON STOCK 532716107 403 10525 SH SHARED 01 10525 0 0
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LINCOLN NATL CORP IND COMMON STOCK 534187109 1447 38520 SH OTHER 01 38520 0 0
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LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 77 1308 SH OTHER 01 1308 0 0
LITTELFUSE INC COMMON STOCK 537008104 22 1000 SH SHARED 01 1000 0 0
LITTON INDS INC COMMON STOCK 538021106 7 122 SH OTHER 01 0 0 122
LIZ CLAIBORNE INC COMMON STOCK 539320101 109 3500 SH SHARED 01 3500 0 0
LIZ CLAIBORNE INC COMMON STOCK 539320101 65 2100 SH OTHER 01 2100 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 988 30214 SH SHARED 01 29114 0 1100
LOCKHEED MARTIN CORP COMMON STOCK 539830109 985 30144 SH OTHER 01 23744 0 6400
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LOEWS CORP COMMON STOCK 540424108 395 5622 SH SHARED 01 5622 0 0
LOEWS CORP COMMON STOCK 540424108 21 300 SH OTHER 01 300 0 0
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LONE STAR STEAKHOUSE SALOON COMMON STOCK 542307103 8 1000 SH SHARED 01 1000 0 0
LONE STAR TECHNOLOGIES INC COMMON STOCK 542312103 18 921 SH SHARED 01 921 0 0
LONGVIEW FIBRE CO COMMON STOCK 543213102 25 2000 SH SHARED 01 2000 0 0
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LOUISIANA PAC CORP COMMON STOCK 546347105 6 400 SH OTHER 01 400 0 0
LOWES COS INC COMMON STOCK 548661107 494 10140 SH SHARED 01 10140 0 0
LOWES COS INC COMMON STOCK 548661107 51 1050 SH OTHER 01 50 0 1000
<PAGE>
LSI LOGIC CORP COMMON STOCK 502161102 73 1400 SH SHARED 01 1400 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 15040 231825 SH SHARED 01 226329 0 5496
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 4250 65513 SH OTHER 01 56421 4552 4540
LYONDELL CHEMICAL CO. COMMON S COMMON STOCK 552078107 16 1217 SH SHARED 01 1217 0 0
LYONDELL CHEMICAL CO. COMMON S COMMON STOCK 552078107 11 792 SH OTHER 01 792 0 0
MACROMEDIA INC COMMON STOCK 556100105 6 150 SH OTHER 01 0 0 150
MAF BANCORP INC COMMON STOCK 55261R108 78 3925 SH SHARED 01 3925 0 0
MAIL-WELL INC COMMON STOCK 560321200 7 500 SH SHARED 01 500 0 0
MALAN RLTY INVS INC COMMON STOCK 561063108 21 1535 SH OTHER 01 1535 0 0
MALLINCKRODT INC NEW COMMON STOCK 561232109 27 900 SH OTHER 01 900 0 0
MANATRON INC COMMON STOCK 562048108 5 1000 SH SHARED 01 1000 0 0
MARITRANS INC COMMON STOCK 570363101 8 1500 SH OTHER 01 1500 0 0
MARRIOTT INTL INC NEW COMMON STOCK 571903202 376 11500 SH SHARED 01 11500 0 0
MARRIOTT INTL INC NEW COMMON STOCK 571903202 49 1500 SH OTHER 01 1500 0 0
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 809 11810 SH SHARED 01 11810 0 0
MARSH & MCLENNAN COS INC COMMON STOCK 571748102 1028 15000 SH OTHER 01 15000 0 0
MARSHALL & ILSLEY CORP COMMON STOCK 571834100 651 11404 SH SHARED 01 6000 0 5404
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 12 297 SH OTHER 01 297 0 0
MASCO CORP COMMON STOCK 574599106 1079 34810 SH SHARED 01 33410 0 1400
MASCO CORP COMMON STOCK 574599106 45 1463 SH OTHER 01 1463 0 0
MASCOTECH INC COMMON STOCK 574670105 355 21364 SH SHARED 01 21364 0 0
MASCOTECH INC COMMON STOCK 574670105 25 1528 SH OTHER 01 1528 0 0
MATTEL INC COMMON STOCK 577081102 231 12165 SH SHARED 01 12165 0 0
MATTEL INC COMMON STOCK 577081102 85 4499 SH OTHER 01 4499 0 0
MAXXAM INC COMMON STOCK 577913106 34 665 SH OTHER 01 665 0 0
MAY DEPT STORES CO COMMON STOCK 577778103 488 13400 SH SHARED 01 13400 0 0
MAY DEPT STORES CO COMMON STOCK 577778103 22 600 SH OTHER 01 600 0 0
MAYTAG CORP COMMON STOCK 578592107 1807 54240 SH SHARED 01 52340 0 1900
MAYTAG CORP COMMON STOCK 578592107 200 6000 SH OTHER 01 6000 0 0
MB FINL INC COMMON STOCK 55263D107 13 1000 SH SHARED 01 1000 0 0
MBIA INC COMMON STOCK 55262C100 375 8050 SH SHARED 01 8050 0 0
MBNA CORP COMMON STOCK 55262L100 308 13507 SH SHARED 01 11557 0 1950
MBNA CORP COMMON STOCK 55262L100 23 1000 SH OTHER 01 1000 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 13 400 SH SHARED 01 400 0 0
MCDONALDS CORP COMMON STOCK 580135101 6453 149211 SH SHARED 01 145811 0 3400
MCDONALDS CORP COMMON STOCK 580135101 1827 42247 SH OTHER 01 38465 0 3782
MCGRAW-HILL COS INC COMMON STOCK 580645109 709 14650 SH SHARED 01 13650 0 1000
MCGRAW-HILL COS INC COMMON STOCK 580645109 296 6120 SH OTHER 01 4520 0 1600
MCI WORLDCOM INC COMMON STOCK 55268B106 6473 90054 SH SHARED 01 86711 0 3343
MCI WORLDCOM INC COMMON STOCK 55268B106 676 9404 SH OTHER 01 8980 0 424
MCKESSON HBOC INC COMMON STOCK 58155Q103 162 5590 SH SHARED 01 5490 0 100
MCKESSON HBOC INC COMMON STOCK 58155Q103 38 1318 SH OTHER 01 1318 0 0
MCLEODUSA INC COMMON STOCK 582266102 37184 873634 SH SHARED 01 873634 0 0
MCMORAN EXPLORATION CO COMMON STOCK 582411104 1 31 SH OTHER 01 31 0 0
MCN ENERGY GROUP INC COMMON STOCK 55267J100 297 17254 SH SHARED 01 17254 0 0
MCN ENERGY GROUP INC COMMON STOCK 55267J100 198 11548 SH OTHER 01 10152 0 1396
MDU RES GROUP INC COMMON STOCK 552690109 82 3660 SH SHARED 01 3660 0 0
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MEDAREX INC COMMON STOCK 583916101 6 900 SH SHARED 01 900 0 0
<PAGE>
MEDIAONE GROUP INC COMMON STOCK 58440J104 1508 22081 SH SHARED 01 21494 0 587
MEDIAONE GROUP INC COMMON STOCK 58440J104 763 11169 SH OTHER 01 10336 0 833
MEDICIS PHARMACEUTICAL CORP COMMON STOCK 584690309 9 300 SH SHARED 01 0 0 300
MEDITRUST CORP COMMON STOCK 58501T306 10 1201 SH SHARED 01 1201 0 0
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MEDQUIST INC COMMON STOCK 584949101 10 300 SH OTHER 01 0 0 300
MEDTRONIC INC COMMON STOCK 585055106 2610 73402 SH SHARED 01 73202 0 200
MEDTRONIC INC COMMON STOCK 585055106 160 4500 SH OTHER 01 4500 0 0
MELLON BK CORP COMMON STOCK 585509102 537 15980 SH SHARED 01 15980 0 0
MELLON BK CORP COMMON STOCK 585509102 121 3600 SH OTHER 01 3600 0 0
MERCANTILE BANKSHARES CORP COMMON STOCK 587405101 32 1050 SH SHARED 01 1050 0 0
MERCANTILE BANKSHARES CORP COMMON STOCK 587405101 23 750 SH OTHER 01 750 0 0
MERCANTILE BK CORP COMMON STOCK 587376104 1643 109500 SH SHARED 01 109500 0 0
MERCK & CO INC COMMON STOCK 589331107 17702 273123 SH SHARED 01 269003 0 4120
MERCK & CO INC COMMON STOCK 589331107 12471 192420 SH OTHER 01 189230 0 3190
MEREDITH CORP COMMON STOCK 589433101 57 1575 SH SHARED 01 1475 0 100
MEREDITH CORP COMMON STOCK 589433101 29 800 SH OTHER 01 0 0 800
MERIDIAN RESOURCE CORP COMMON STOCK 58977Q109 114 24000 SH OTHER 01 0 0 24000
MERITOR AUTOMOTIVE INC COMMON STOCK 59000G100 88 4213 SH SHARED 01 4213 0 0
MERITOR AUTOMOTIVE INC COMMON STOCK 59000G100 16 744 SH OTHER 01 744 0 0
MERRILL LYNCH & CO INC COMMON STOCK 590188108 1461 21680 SH SHARED 01 21680 0 0
MERRILL LYNCH & CO INC COMMON STOCK 590188108 66 975 SH OTHER 01 975 0 0
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MGIC INVT CORP WIS COMMON STOCK 552848103 1392 29150 SH SHARED 01 29000 0 150
MGIC INVT CORP WIS COMMON STOCK 552848103 14 300 SH OTHER 01 0 0 300
MICHIGAN FINL CORP COMMON STOCK 594480105 24 771 SH SHARED 01 771 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 103 1550 SH SHARED 01 1550 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 57 850 SH OTHER 01 850 0 0
MICROS SYS INC COMMON STOCK 594901100 7 166 SH SHARED 01 166 0 0
MICROSOFT CORP COMMON STOCK 594918104 19025 210073 SH SHARED 01 205739 0 4334
MICROSOFT CORP COMMON STOCK 594918104 2263 24993 SH OTHER 01 19802 0 5191
MID-AMER APT CMNTYS INC COMMON STOCK 59522J103 7 330 SH SHARED 01 330 0 0
MIDAS INC COMMON STOCK 595626102 4 200 SH SHARED 01 0 0 200
MIDCAP SPDR TR COMMON STOCK 595635103 97 1350 SH SHARED 01 1350 0 0
MIDDLE BAY OIL CO. COM COMMON STOCK 595673203 1 200 SH SHARED 01 200 0 0
MIDWEST BANC HLDGS INC COMMON STOCK 598251106 1536 93792 SH OTHER 01 93792 0 0
MILACRON INC COMMON STOCK 598709103 187 10535 SH SHARED 01 10535 0 0
MILLENNIUM PHARMACEUTICALS INC COMMON STOCK 599902103 55 850 SH SHARED 01 850 0 0
MILLER EXPL CO COMMON STOCK 600533103 4 2000 SH SHARED 01 0 0 2000
MILLER HERMAN INC COMMON STOCK 600544100 225 9425 SH SHARED 01 8825 0 600
MILLER HERMAN INC COMMON STOCK 600544100 470 19656 SH OTHER 01 19656 0 0
MILLIPORE CORP COMMON STOCK 601073109 13 350 SH SHARED 01 350 0 0
MILLS CORP COMMON STOCK 601148109 4 250 SH SHARED 01 250 0 0
MINNESOTA MNG & MFG CO COMMON STOCK 604059105 2936 30566 SH SHARED 01 30111 0 455
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MINNESOTA POWER INC COMMON STOCK 604110106 55 3160 SH OTHER 01 3160 0 0
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<PAGE>
MOBIL CORP COMMON STOCK 607059102 3073 30500 SH OTHER 01 23900 0 6600
MODINE MFG CO COMMON STOCK 607828100 140 6025 SH OTHER 01 0 6025 0
MODIS PROFESSIONAL SVCS INC COMMON STOCK 607830106 7 500 SH OTHER 01 0 0 500
MOLEX INC COMMON STOCK 608554101 3 77 SH OTHER 01 77 0 0
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MORGAN J P & CO INC COMMON STOCK 616880100 149 1300 SH OTHER 01 1300 0 0
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MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 15129 169626 SH OTHER 01 130133 0 39493
MORRISON KNUDSEN CORP NEW COMMON STOCK 61844A109 0 29 SH SHARED 01 0 0 29
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MP3.COM INC COMMON STOCK 62473M109 19 500 SH SHARED 01 500 0 0
MSC INDL DIRECT INC COMMON STOCK 553530106 36 4000 SH SHARED 01 4000 0 0
MURPHY OIL CORP COMMON STOCK 626717102 27 500 SH SHARED 01 500 0 0
MUSE TECHNOLOGIES INC COMMON STOCK 627487101 8 2000 SH OTHER 01 0 0 2000
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NATIONAL DATA CORP COMMON STOCK 635621105 4 150 SH SHARED 01 150 0 0
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NATIONAL STD CO COMMON STOCK 637742107 2 700 SH OTHER 01 700 0 0
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NATIONAL TECHTEAM INC COMMON STOCK 638108100 1 265 SH SHARED 01 265 0 0
NATIONSRENT INC COMMON STOCK 638588103 129 16700 SH SHARED 01 16700 0 0
NATIONWIDE HEALTH PPTYS INC COMMON STOCK 638620104 2 100 SH SHARED 01 100 0 0
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<PAGE>
NCR CORP NEW COMMON STOCK 62886E108 36 1098 SH OTHER 01 998 0 100
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NEOPHARM INC COMMON STOCK 640919106 4 300 SH SHARED 01 300 0 0
NETBANK INC COMMON STOCK 640933107 22 1000 SH OTHER 01 0 0 1000
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NET2PHONE INC COMMON STOCK 64108N106 5 100 SH OTHER 01 100 0 0
NEW CENTY ENERGIES INC COMMON STOCK 64352U103 36 1063 SH SHARED 01 1063 0 0
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NEW YORK TIMES CO COMMON STOCK 650111107 188 5000 SH SHARED 01 5000 0 0
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NEWELL RUBBERMAID INC COMMON STOCK 651229106 139 4850 SH OTHER 01 4850 0 0
NEWMONT MNG CORP COMMON STOCK 651639106 216 8348 SH SHARED 01 8348 0 0
NEWMONT MNG CORP COMMON STOCK 651639106 5 190 SH OTHER 01 190 0 0
NEWPORT NEWS SHIPBUILDING INC COMMON STOCK 652228107 11 340 SH SHARED 01 340 0 0
NEWPORT NEWS SHIPBUILDING INC COMMON STOCK 652228107 12 367 SH OTHER 01 367 0 0
NEXTEL COMMUNICATIONS INC COMMON STOCK 65332V103 37 550 SH SHARED 01 550 0 0
NEXTEL COMMUNICATIONS INC COMMON STOCK 65332V103 7 100 SH OTHER 01 100 0 0
NIAGARA MOHAWK HLDGS INC COMMON STOCK 653520106 9 600 SH SHARED 01 100 0 500
NIAGARA MOHAWK HLDGS INC COMMON STOCK 653520106 44 2800 SH OTHER 01 2800 0 0
NICOR INC COMMON STOCK 654086107 251 6762 SH SHARED 01 5362 0 1400
NICOR INC COMMON STOCK 654086107 221 5930 SH OTHER 01 4430 1500 0
NIELSEN MEDIA RESH INC COMMON STOCK 653929307 57 1526 SH SHARED 01 1526 0 0
NIELSEN MEDIA RESH INC COMMON STOCK 653929307 44 1194 SH OTHER 01 1194 0 0
NIKE INC COMMON STOCK 654106103 73 1280 SH SHARED 01 1280 0 0
NIKE INC COMMON STOCK 654106103 665 11700 SH OTHER 01 11700 0 0
NISOURCE INC COMMON STOCK 65473P105 141 6394 SH SHARED 01 6394 0 0
NISOURCE INC COMMON STOCK 65473P105 5812 262686 SH OTHER 01 262686 0 0
NOBLE AFFILIATES INC COMMON STOCK 654894104 3 100 SH SHARED 01 100 0 0
NOBLE DRILLING CORP COMMON STOCK 655042109 61 2800 SH SHARED 01 2800 0 0
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 584 6502 SH SHARED 01 6502 0 0
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 18 200 SH OTHER 01 200 0 0
NORDSTROM INC COMMON STOCK 655664100 29 1090 SH SHARED 01 990 0 100
NORDSTROM INC COMMON STOCK 655664100 22 800 SH OTHER 01 800 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 602 24561 SH SHARED 01 22961 0 1600
NORFOLK SOUTHN CORP COMMON STOCK 655844108 1433 58496 SH OTHER 01 55118 0 3378
NORTEL NETWORKS CORP COMMON STOCK 656569100 1421 27870 SH SHARED 01 27870 0 0
NORTEL NETWORKS CORP COMMON STOCK 656569100 97 1900 SH OTHER 01 1900 0 0
NORTHEAST UTILS COMMON STOCK 664397106 1 75 SH OTHER 01 75 0 0
NORTHERN BORDER PARTNERS L PUN COMMON STOCK 664785102 374 12900 SH SHARED 01 12900 0 0
NORTHERN BORDER PARTNERS L PUN COMMON STOCK 664785102 17 600 SH OTHER 01 600 0 0
NORTHERN STS PWR CO MINN COMMON STOCK 665772109 447 20744 SH SHARED 01 20744 0 0
NORTHERN STS PWR CO MINN COMMON STOCK 665772109 196 9088 SH OTHER 01 9088 0 0
NORTHERN TR CORP COMMON STOCK 665859104 3766 45097 SH SHARED 01 43697 0 1400
NORTHERN TR CORP COMMON STOCK 665859104 501 6000 SH OTHER 01 6000 0 0
NORTHPOINT COMMUNICATIONS HLDG COMMON STOCK 666610100 37 2000 SH OTHER 01 0 0 2000
<PAGE>
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 57 900 SH SHARED 01 900 0 0
NORTHWEST NAT GAS CO COMMON STOCK 667655104 46 1800 SH SHARED 01 1800 0 0
NORTHWEST NAT GAS CO COMMON STOCK 667655104 17 675 SH OTHER 01 675 0 0
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NOVA CHEMICALS CORP COMMON STOCK 66977W109 2 80 SH SHARED 01 80 0 0
NOVELL INC COMMON STOCK 670006105 21 1000 SH SHARED 01 1000 0 0
NOVELL INC COMMON STOCK 670006105 35 1700 SH OTHER 01 1700 0 0
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NSTAR COMMON STOCK 67019E107 34 870 SH OTHER 01 870 0 0
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NUI CORP COMMON STOCK 629430109 22 900 SH SHARED 01 900 0 0
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NUVEEN PERFORMANCE PLUS MUN FD COMMON STOCK 67062P108 3 200 SH OTHER 01 0 200 0
OAO TECHNOLOGY SOLUTIONS INC COMMON STOCK 67082B105 0 70 SH SHARED 01 70 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 91 3945 SH SHARED 01 3945 0 0
OCCIDENTAL PETE CORP COMMON STOCK 674599105 99 4282 SH OTHER 01 4027 255 0
OCEAN ENERGY INC TEX COMMON STOCK 67481E106 61 6000 SH SHARED 01 6000 0 0
OCTEL INC COMMON STOCK 675727101 4 346 SH SHARED 01 346 0 0
OCTEL INC COMMON STOCK 675727101 25 2228 SH OTHER 01 2228 0 0
OFFICE DEPOT INC COMMON STOCK 676220106 5 450 SH OTHER 01 450 0 0
OFFICEMAX INC COMMON STOCK 67622M108 10 1766 SH SHARED 01 1766 0 0
OFFICEMAX INC COMMON STOCK 67622M108 23 4000 SH OTHER 01 4000 0 0
OGDEN CORP COMMON STOCK 676346109 2 200 SH SHARED 01 200 0 0
OGE ENERGY CORP COMMON STOCK 670837103 79 3556 SH SHARED 01 3556 0 0
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OLD KENT FINL CORP COMMON STOCK 679833103 76110 2050100 SH OTHER 01 1821539 18497 210064
OLD SECOND BANCORP INC DEL COMMON STOCK 680277100 101 3836 SH SHARED 01 3836 0 0
OLIN CORP COMMON STOCK 680665205 17 1268 SH SHARED 01 1068 0 200
OLSTEN CORP COMMON STOCK 681385100 6 600 SH SHARED 01 600 0 0
OMEGA HEALTHCARE INVS INC COMMON STOCK 681936100 38 1800 SH SHARED 01 1400 0 400
OMEGA HEALTHCARE INVS INC COMMON STOCK 681936100 13 599 SH OTHER 01 599 0 0
OMEGA WORLDWIDE INC COMMON STOCK 68210B108 2 371 SH SHARED 01 265 0 106
OMEGA WORLDWIDE INC COMMON STOCK 68210B108 1 185 SH OTHER 01 185 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 71 900 SH SHARED 01 900 0 0
OMNICOM GROUP INC COMMON STOCK 681919106 95 1200 SH OTHER 01 1200 0 0
ONEOK INC NEW COMMON STOCK 682680103 15 500 SH SHARED 01 500 0 0
ONEOK INC NEW COMMON STOCK 682680103 27 900 SH OTHER 01 900 0 0
ONHEALTH NETWORK CO COMMON STOCK 68272W107 13 2000 SH SHARED 01 2000 0 0
ONHEALTH NETWORK CO COMMON STOCK 68272W107 13 2000 SH OTHER 01 2000 0 0
ORACLE CORP COMMON STOCK 68389X105 6267 137731 SH SHARED 01 134531 0 3200
ORACLE CORP COMMON STOCK 68389X105 1006 22114 SH OTHER 01 22114 0 0
ORION CAP CORP COMMON STOCK 686268103 32 676 SH OTHER 01 676 0 0
OSHKOSH B GOSH INC COMMON STOCK 688222207 89 5600 SH OTHER 01 5600 0 0
OTTAWA FINL CORP COMMON STOCK 689389104 21 999 SH SHARED 01 999 0 0
OTTAWA FINL CORP COMMON STOCK 689389104 88 4279 SH OTHER 01 4279 0 0
OTTER TAIL PWR CO COMMON STOCK 689648103 30 700 SH SHARED 01 700 0 0
OUTBACK STEAKHOUSE INC COMMON STOCK 689899102 65 2550 SH SHARED 01 2550 0 0
<PAGE>
P F CHANGS CHINA BISTRO INC COMMON STOCK 69333Y108 8 350 SH OTHER 01 0 0 350
P P & L RES INC COMMON STOCK 693499105 52 1917 SH SHARED 01 1917 0 0
P P & L RES INC COMMON STOCK 693499105 32 1200 SH OTHER 01 1200 0 0
PACIFICORP COMMON STOCK 695114108 102 5058 SH SHARED 01 5058 0 0
PACIFICORP COMMON STOCK 695114108 119 5894 SH OTHER 01 4894 0 1000
PALL CORP COMMON STOCK 696429307 2 69 SH OTHER 01 69 0 0
PAPA JOHNS INTL INC COMMON STOCK 698813102 6 150 SH OTHER 01 0 0 150
PARK PL ENTMT CORP COMMON STOCK 700690100 13 1000 SH OTHER 01 1000 0 0
PARKER DRILLING CO COMMON STOCK 701081101 96 21600 SH SHARED 01 21600 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 73 1639 SH SHARED 01 1639 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104 171 3822 SH OTHER 01 3822 0 0
PARTNERRE LTD COMMON STOCK G6852T105 16 461 SH SHARED 01 461 0 0
PAYCHEX INC COMMON STOCK 704326107 444 13006 SH SHARED 01 13006 0 0
PAYLESS SHOESOURCE INC COMMON STOCK 704379106 7 144 SH SHARED 01 144 0 0
PAYLESS SHOESOURCE INC COMMON STOCK 704379106 5 100 SH OTHER 01 100 0 0
PECO ENERGY CO COMMON STOCK 693304107 413 11017 SH SHARED 01 11017 0 0
PECO ENERGY CO COMMON STOCK 693304107 9 243 SH OTHER 01 243 0 0
PENN TRAFFIC CO NEW COMMON STOCK 707832200 0 42 SH SHARED 01 42 0 0
PENNEY J C INC COMMON STOCK 708160106 502 14549 SH SHARED 01 14049 0 500
PENNEY J C INC COMMON STOCK 708160106 274 7956 SH OTHER 01 7956 0 0
PENNZOIL-QUAKER ST CO COMMON STOCK 709323109 28 2200 SH SHARED 01 2200 0 0
PENOBSCOT SHOE CO COMMON STOCK 709342109 2 150 SH SHARED 01 150 0 0
PENTON MEDIA INC COMMON STOCK 709668107 7 400 SH SHARED 01 400 0 0
PEOPLES ENERGY CORP COMMON STOCK 711030106 92 2603 SH SHARED 01 2603 0 0
PEOPLES ENERGY CORP COMMON STOCK 711030106 141 4014 SH OTHER 01 3698 316 0
PEOPLESOFT INC COMMON STOCK 712713106 47 2800 SH SHARED 01 2800 0 0
PEP BOYS MANNY MOE & JACK COMMON STOCK 713278109 15 1000 SH SHARED 01 1000 0 0
PEP BOYS MANNY MOE & JACK COMMON STOCK 713278109 15 1000 SH OTHER 01 1000 0 0
PEPSICO INC COMMON STOCK 713448108 2934 96181 SH SHARED 01 96181 0 0
PEPSICO INC COMMON STOCK 713448108 515 16879 SH OTHER 01 16279 0 600
PERRIGO CO COMMON STOCK 714290103 44 5525 SH SHARED 01 5325 0 200
PFIZER INC COMMON STOCK 717081103 10601 295495 SH SHARED 01 293795 0 1700
PFIZER INC COMMON STOCK 717081103 9534 265748 SH OTHER 01 248882 0 16866
PG & E CORP COMMON STOCK 69331C108 89 3441 SH SHARED 01 3341 0 100
PG & E CORP COMMON STOCK 69331C108 234 9053 SH OTHER 01 9053 0 0
PHARMACIA & UPJOHN INC COMMON STOCK 716941109 21344 430111 SH SHARED 01 331991 0 98120
PHARMACIA & UPJOHN INC COMMON STOCK 716941109 201351 4057445 SH OTHER 01 3089227 0 968218
PHELPS DODGE CORP COMMON STOCK 717265102 22 400 SH SHARED 01 400 0 0
PHELPS DODGE CORP COMMON STOCK 717265102 22 400 SH OTHER 01 400 0 0
PHILIP MORRIS COS INC COMMON STOCK 718154107 3345 97838 SH SHARED 01 94958 0 2880
PHILIP MORRIS COS INC COMMON STOCK 718154107 3526 103123 SH OTHER 01 99920 0 3203
PHILLIPS PETE CO COMMON STOCK 718507106 499 10234 SH SHARED 01 10234 0 0
PHOENIX INVT PARTNERS LTD COMMON STOCK 719085102 293 35000 SH SHARED 01 35000 0 0
PIEDMONT NAT GAS INC COMMON STOCK 720186105 9 300 SH SHARED 01 100 0 200
PIEDMONT NAT GAS INC COMMON STOCK 720186105 33 1100 SH OTHER 01 1100 0 0
PILLOWTEX CORP COMMON STOCK 721501104 1 107 SH OTHER 01 107 0 0
PIMCO ADVISORS HLDGS L P COMMON STOCK 69338P102 13 400 SH SHARED 01 0 0 400
PINNACLE SYS INC COMMON STOCK 723481107 8 200 SH OTHER 01 0 0 200
PINNACLE WEST CAP CORP COMMON STOCK 723484101 278 7642 SH SHARED 01 7142 0 500
PINNACLE WEST CAP CORP COMMON STOCK 723484101 4 100 SH OTHER 01 100 0 0
<PAGE>
PIONEER HI BRED INTL INC COMMON STOCK 723686101 16 400 SH SHARED 01 400 0 0
PIONEER NAT RES CO COMMON STOCK 723787107 7 616 SH SHARED 01 616 0 0
PIONEER NAT RES CO COMMON STOCK 723787107 0 12 SH OTHER 01 12 0 0
PIONEER STD ELECTRS INC COMMON STOCK 723877106 257 17813 SH SHARED 01 17813 0 0
PITNEY BOWES INC COMMON STOCK 724479100 1072 17584 SH SHARED 01 12832 0 4752
PITNEY BOWES INC COMMON STOCK 724479100 122 2000 SH OTHER 01 2000 0 0
PITTSTON CO COMMON STOCK 725701106 7 300 SH SHARED 01 300 0 0
PITTWAY CORP DEL COMMON STOCK 725790208 25 800 SH SHARED 01 800 0 0
PLATINUM ENTMT INC COMMON STOCK 727909103 1 140 SH OTHER 01 140 0 0
PLUM CREEK TIMBER CO INC COMMON STOCK 729251108 47 1500 SH OTHER 01 1500 0 0
PNC BK CORP COMMON STOCK 693475105 945 17934 SH SHARED 01 17934 0 0
PNC BK CORP COMMON STOCK 693475105 95 1800 SH OTHER 01 1800 0 0
POLARIS INDS INC COMMON STOCK 731068102 12 360 SH OTHER 01 360 0 0
POLAROID CORP COMMON STOCK 731095105 26 1000 SH SHARED 01 1000 0 0
POLO RALPH LAUREN CORP COMMON STOCK 731572103 7 416 SH OTHER 01 416 0 0
POLYCOM INC COMMON STOCK 73172K104 7 150 SH OTHER 01 0 0 150
POLYMEDICA INDS INC COMMON STOCK 731738100 2 100 SH OTHER 01 100 0 0
PORTUGAL TELECOM S A COMMON STOCK 737273102 3 65 SH SHARED 01 65 0 0
POTOMAC ELEC PWR CO COMMON STOCK 737679100 89 3500 SH SHARED 01 3500 0 0
POTOMAC ELEC PWR CO COMMON STOCK 737679100 66 2596 SH OTHER 01 2596 0 0
POWER INTEGRATIONS INC COMMON STOCK 739276103 7 100 SH OTHER 01 0 0 100
POWERTEL INC COMMON STOCK 73936C109 6 100 SH OTHER 01 0 0 100
POWERWAVE TECHNOLOGIES INC COMMON STOCK 739363109 10 200 SH OTHER 01 0 0 200
PPG INDS INC COMMON STOCK 693506107 1545 25750 SH SHARED 01 25750 0 0
PPG INDS INC COMMON STOCK 693506107 42 700 SH OTHER 01 700 0 0
PPT VISION INC COMMON STOCK 693519100 3 1000 SH SHARED 01 0 0 1000
PRAXAIR INC COMMON STOCK 74005P104 38 835 SH SHARED 01 835 0 0
PRAXAIR INC COMMON STOCK 74005P104 113 2448 SH OTHER 01 2448 0 0
PREMARK INTL INC COMMON STOCK 740459102 10 202 SH SHARED 01 202 0 0
PREMARK INTL INC COMMON STOCK 740459102 51 1000 SH OTHER 01 1000 0 0
PREMIER PKS INC COMMON STOCK 740540208 7 258 SH SHARED 01 258 0 0
PRICE T ROWE ASSOC INC COMMON STOCK 741477103 713 26000 SH SHARED 01 26000 0 0
PRIMARK CORP COMMON STOCK 741903108 4 126 SH SHARED 01 126 0 0
PRIMARK CORP COMMON STOCK 741903108 18 650 SH OTHER 01 650 0 0
PRIME RETAIL INC COMMON STOCK 741570105 0 8 SH SHARED 01 0 0 8
PRIMEX TECHNOLOGIES INC COMMON STOCK 741597108 5 252 SH SHARED 01 212 0 40
PRINCETON VIDEO IMAGE INC COMMON STOCK 742476104 14 3000 SH OTHER 01 3000 0 0
PRIORITY HEALTHCARE CORP COMMON STOCK 74264T102 8 275 SH OTHER 01 0 0 275
PRISON REALTY TRUST INC. COMMO COMMON STOCK 74264N105 5 437 SH SHARED 01 437 0 0
PRIVATEBANCORP INC COMMON STOCK 742962103 28 1600 SH OTHER 01 1600 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 10113 107876 SH SHARED 01 104598 0 3278
PROCTER & GAMBLE CO COMMON STOCK 742718109 2921 31161 SH OTHER 01 29129 0 2032
PROFESSIONALS GROUP, INC COMMO COMMON STOCK 742954100 20 787 SH SHARED 01 787 0 0
PROFIT RECOVERY GROUP INTL INC COMMON STOCK 743168106 11 250 SH OTHER 01 0 0 250
PROLOGIS TR COMMON STOCK 743410102 11 598 SH SHARED 01 598 0 0
PROVIDENT FINL GROUP INC COMMON STOCK 743866105 31 843 SH SHARED 01 843 0 0
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PROVIDIAN FINL CORP COMMON STOCK 74406A102 34 427 SH SHARED 01 427 0 0
PROVIDIAN FINL CORP COMMON STOCK 74406A102 2233 28200 SH OTHER 01 28200 0 0
PUBLIC SVC CO N C INC COMMON STOCK 744516105 62 2025 SH SHARED 01 2025 0 0
<PAGE>
PUBLIC SVC CO N MEX COMMON STOCK 744499104 18 1000 SH SHARED 01 1000 0 0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 591 15297 SH SHARED 01 15297 0 0
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 97 2517 SH OTHER 01 2517 0 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 32 1419 SH SHARED 01 1419 0 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 5 215 SH OTHER 01 0 0 215
QRS CORP COMMON STOCK 74726X105 13 200 SH OTHER 01 0 0 200
QUADRAMED CORP COMMON STOCK 74730W101 4 500 SH SHARED 01 500 0 0
QUAKER OATS CO COMMON STOCK 747402105 795 12856 SH SHARED 01 12856 0 0
QUAKER OATS CO COMMON STOCK 747402105 359 5810 SH OTHER 01 5810 0 0
QUALITY DINING INC COMMON STOCK 74756P105 3 1000 SH SHARED 01 0 0 1000
QUANEX CORP COMMON STOCK 747620102 63 2450 SH OTHER 01 2450 0 0
QUEENS CNTY BANCORP INC COMMON STOCK 748242104 30 1080 SH OTHER 01 1080 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 7 250 SH OTHER 01 250 0 0
QUESTAR CORP COMMON STOCK 748356102 15 800 SH OTHER 01 800 0 0
QWEST COMMUNICATIONS INTL INC COMMON STOCK 749121109 33 1100 SH SHARED 01 700 0 400
R & B FALCON CORP COMMON STOCK 74912E101 85 6504 SH SHARED 01 6504 0 0
R & B FALCON CORP COMMON STOCK 74912E101 105 8000 SH OTHER 01 0 0 8000
R G S ENERGY GROUP INC COMMON STOCK 74956K104 33 1328 SH OTHER 01 1328 0 0
R H DONNELLEY CORP COMMON STOCK 74955W307 14 777 SH SHARED 01 777 0 0
R H DONNELLEY CORP COMMON STOCK 74955W307 15 798 SH OTHER 01 798 0 0
RADISYS CORP COMMON STOCK 750459109 10 250 SH OTHER 01 0 0 250
RALCORP HLDGS INC NEW COMMON STOCK 751028101 1 33 SH OTHER 01 33 0 0
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RALSTON PURINA CO COMMON STOCK 751277302 25 900 SH OTHER 01 900 0 0
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RAYMOND JAMES FINL INC COMMON STOCK 754730109 45 2250 SH SHARED 01 2250 0 0
RAYMOND JAMES FINL INC COMMON STOCK 754730109 24 1207 SH OTHER 01 1207 0 0
RAYONIER INC COMMON STOCK 754907103 4 100 SH SHARED 01 100 0 0
RAYTHEON CO COMMON STOCK 755111309 118 2442 SH SHARED 01 2414 0 28
RAYTHEON CO COMMON STOCK 755111309 54 1121 SH OTHER 01 906 0 215
RAYTHEON CO COMMON STOCK 755111408 1309 26372 SH SHARED 01 25472 0 900
RAYTHEON CO COMMON STOCK 755111408 1836 36994 SH OTHER 01 31994 0 5000
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REFAC COMMON STOCK 758653109 4 1000 SH SHARED 01 1000 0 0
REGIONS FINL CORP COMMON STOCK 758940100 111 3700 SH SHARED 01 3700 0 0
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RELIANCE BANCORP INC COMMON STOCK 759451107 26 700 SH OTHER 01 700 0 0
RELIANT ENERGY INC COMMON STOCK 75952J108 1870 69110 SH SHARED 01 63360 0 5750
RELIANT ENERGY INC COMMON STOCK 75952J108 321 11866 SH OTHER 01 11666 0 200
RELIV INTL INC COMMON STOCK 75952R100 1 1000 SH SHARED 01 1000 0 0
REMEDY CORP COMMON STOCK 759548100 6 200 SH OTHER 01 0 0 200
REPUBLIC BANCORP INC COMMON STOCK 760282103 11 968 SH SHARED 01 968 0 0
REPUBLIC BANCORP INC COMMON STOCK 760282103 8 678 SH OTHER 01 678 0 0
RESPONSE ONCOLOGY INC COMMON STOCK 761232305 0 300 SH OTHER 01 300 0 0
RESTORATION HARDWARE INC DEL COMMON STOCK 760981100 4 500 SH SHARED 01 500 0 0
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REYNOLDS & REYNOLDS CO COMMON STOCK 761695105 634 31100 SH SHARED 01 31100 0 0
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REYNOLDS METALS CO COMMON STOCK 761763101 63 1046 SH SHARED 01 1046 0 0
REYNOLDS R J TOB HLDGS INC COMMON STOCK 76182K105 13 472 SH SHARED 01 472 0 0
<PAGE>
REYNOLDS R J TOB HLDGS INC COMMON STOCK 76182K105 2 66 SH OTHER 01 66 0 0
RICKS CABARET INTL INC COMMON STOCK 765641303 0 1 SH OTHER 01 1 0 0
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RITE AID CORP COMMON STOCK 767754104 11 800 SH SHARED 01 800 0 0
ROADWAY EXPRESS INC DEL COMMON STOCK 769742107 12 600 SH OTHER 01 600 0 0
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ROBOCOM SYS INTL INC COMMON STOCK 771062106 76 48600 SH SHARED 01 48600 0 0
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ROCKWELL INTL CORP NEW COMMON STOCK 773903109 228 4336 SH OTHER 01 4336 0 0
ROHM & HAAS CO COMMON STOCK 775371107 19 515 SH SHARED 01 515 0 0
ROHM & HAAS CO COMMON STOCK 775371107 49 1354 SH OTHER 01 1133 0 221
ROHN INDS INC COMMON STOCK 775381106 4 2000 SH SHARED 01 2000 0 0
ROLLINS TRUCK LEASING CORP COMMON STOCK 775741101 9 850 SH SHARED 01 850 0 0
ROUGE INDS INC DEL CL A COMMON STOCK 779088103 1 200 SH SHARED 01 200 0 0
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ROYAL DUTCH PETE CO COMMON STOCK 780257804 937 15868 SH OTHER 01 15868 0 0
RPM INC OHIO COMMON STOCK 749685103 122 10000 SH SHARED 01 10000 0 0
RUSSELL CORP COMMON STOCK 782352108 159 11200 SH SHARED 01 11200 0 0
RYANS FAMILY STEAK HOUSES INC COMMON STOCK 783519101 3 300 SH SHARED 01 300 0 0
RYDER SYS INC COMMON STOCK 783549108 159 7800 SH SHARED 01 7800 0 0
RYDER SYS INC COMMON STOCK 783549108 7 344 SH OTHER 01 344 0 0
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RYERSON TULL INC NEW COMMON STOCK 78375P107 2 100 SH OTHER 01 100 0 0
SAFECO CORP COMMON STOCK 786429100 214 7650 SH SHARED 01 7650 0 0
SAFEGUARD SCIENTIFICS INC COMMON STOCK 786449108 48 706 SH SHARED 01 706 0 0
SAFETY-KLEEN CORP NEW COMMON STOCK 78648R203 30 2452 SH SHARED 01 2452 0 0
SAFEWAY INC COMMON STOCK 786514208 453 11900 SH SHARED 01 11900 0 0
SAFEWAY INC COMMON STOCK 786514208 15 400 SH OTHER 01 400 0 0
SAKS INC COMMON STOCK 79377W108 9 622 SH SHARED 01 622 0 0
SALIENT 3 COMMUNICATIONS INC COMMON STOCK 794721100 3 468 SH OTHER 01 468 0 0
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SAMES CORP COMMON STOCK 79587E104 41 2325 SH SHARED 01 2325 0 0
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SARA LEE CORP COMMON STOCK 803111103 919 39328 SH OTHER 01 39128 0 200
SAWTEK INC COMMON STOCK 805468105 7 200 SH OTHER 01 0 0 200
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 9253 181216 SH SHARED 01 177706 0 3510
SBC COMMUNICATIONS INC COMMON STOCK 78387G103 3854 75470 SH OTHER 01 67854 3632 3984
SCANA CORP COMMON STOCK 805898103 68 2800 SH SHARED 01 2800 0 0
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SCHERING PLOUGH CORP COMMON STOCK 806605101 4557 104459 SH SHARED 01 103721 0 738
SCHERING PLOUGH CORP COMMON STOCK 806605101 2160 49508 SH OTHER 01 49000 0 508
SCHLUMBERGER LTD COMMON STOCK 806857108 3076 49366 SH SHARED 01 48666 0 700
SCHLUMBERGER LTD COMMON STOCK 806857108 219 3516 SH OTHER 01 2916 0 600
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 124 3708 SH SHARED 01 3584 0 124
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 13 375 SH OTHER 01 375 0 0
SCHWEITZER-MAUDUIT INTL INC COMMON STOCK 808541106 1 90 SH SHARED 01 90 0 0
SCI SYS INC COMMON STOCK 783890106 9 200 SH SHARED 01 0 0 200
<PAGE>
SCIENTIFIC ATLANTA INC COMMON STOCK 808655104 580 11700 SH SHARED 01 11700 0 0
SCIENTIFIC ATLANTA INC COMMON STOCK 808655104 410 8265 SH OTHER 01 8265 0 0
SCITEX LTD COMMON STOCK 809090103 69 6326 SH SHARED 01 6326 0 0
SEABOARD CORP DEL COMMON STOCK 811543107 17 80 SH OTHER 01 80 0 0
SEAGATE TECHNOLOGY COMMON STOCK 811804103 601 19615 SH SHARED 01 19615 0 0
SEAGATE TECHNOLOGY COMMON STOCK 811804103 61 2000 SH OTHER 01 2000 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 4609 146898 SH SHARED 01 127845 0 19053
SEARS ROEBUCK & CO COMMON STOCK 812387108 6485 206702 SH OTHER 01 163105 0 43597
SECOND BANCORP INC COMMON STOCK 813114105 9 334 SH SHARED 01 334 0 0
SECURITY CAP GROUP INC COMMON STOCK 81413P204 0 30 SH OTHER 01 30 0 0
SELAS CORP AMER COMMON STOCK 816119101 7 1500 SH OTHER 01 1500 0 0
SEMCO ENERGY INC COMMON STOCK 78412D109 623 44717 SH SHARED 01 44585 0 132
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SEQUA CORP COMMON STOCK 817320104 3 50 SH SHARED 01 50 0 0
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SHAW INDS INC COMMON STOCK 820286102 24 1500 SH SHARED 01 1500 0 0
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SHERWIN WILLIAMS CO COMMON STOCK 824348106 191 9128 SH SHARED 01 9128 0 0
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SHURGARD STORAGE CTRS INC COMMON STOCK 82567D104 50 2000 SH OTHER 01 2000 0 0
SIERRA PAC RES NEW COMMON STOCK 826428104 144 6464 SH SHARED 01 6464 0 0
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SIMON PPTY GROUP INC NEW COMMON STOCK 828806109 16 734 SH SHARED 01 734 0 0
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SMUCKER J M CO COMMON STOCK 832696207 2 100 SH SHARED 01 100 0 0
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<PAGE>
SOURCE CAP INC COM COMMON STOCK 836144105 6 127 SH SHARED 01 127 0 0
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STANDARD REGISTER CO COMMON STOCK 853887107 28 1200 SH SHARED 01 1200 0 0
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<PAGE>
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SYMBOL TECHNOLOGIES INC COMMON STOCK 871508107 15 450 SH SHARED 01 450 0 0
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TECHDYNE INC COMMON STOCK 878329101 4 1900 SH SHARED 01 1900 0 0
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<PAGE>
TEXAS INSTRS INC COMMON STOCK 882508104 5998 72922 SH SHARED 01 68922 0 4000
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<PAGE>
TUPPERWARE CORP COMMON STOCK 899896104 10 500 SH SHARED 01 200 0 300
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<PAGE>
USG CORP COMMON STOCK 903293405 2 50 SH SHARED 01 50 0 0
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<PAGE>
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MUNIYIELD INSURED FUND INC OTHER 62630E107 119 9000 SH OTHER 01 N.A. N.A. N.A.
MUNIYIELD MICH INSD FD INC COM OTHER 62630J106 37 2900 SH OTHER 01 N.A. N.A. N.A.
MUNIYIELD QUALITY FD # INC COM OTHER 62630T104 12 975 SH SHARED 01 N.A. N.A. N.A.
MUNIYIELD QUALITY FUND INC OTHER 626302103 75 5900 SH SHARED 01 N.A. N.A. N.A.
MUNIYIELD QUALITY FUND INC OTHER 626302103 26 2021 SH OTHER 01 N.A. N.A. N.A.
NEW GERMANY FUND INC COM OTHER 644465106 8 688 SH SHARED 01 N.A. N.A. N.A.
NUV. MICH. P INCM MCPL FNG OTHER 67101Q109 11 817 SH SHARED 01 N.A. N.A. N.A.
NUV. MICH. P INCM MCPL FNG OTHER 67101Q109 20 1452 SH OTHER 01 N.A. N.A. N.A.
NUVEEN FLA QUALITY INCOME MUN OTHER 670978105 18 1200 SH SHARED 01 N.A. N.A. N.A.
NUVEEN FLA QUALITY INCOME MUN OTHER 670978105 7 500 SH OTHER 01 N.A. N.A. N.A.
NUVEEN INSD FLA PREM INCOME MU OTHER 67101V108 11 815 SH SHARED 01 N.A. N.A. N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER 670984103 3 200 SH SHARED 01 N.A. N.A. N.A.
NUVEEN INSD MUN OPPORTUNITY FD OTHER 670984103 141 10179 SH OTHER 01 N.A. N.A. N.A.
NUVEEN INSD PREM INCOME MUN FD OTHER 6706D8104 1 122 SH SHARED 01 N.A. N.A. N.A.
NUVEEN INSD QUALITY MUN FD INC OTHER 67062N103 7 500 SH OTHER 01 N.A. N.A. N.A.
NUVEEN INVT QUALITY MUN FD INC OTHER 67062E103 46 3330 SH SHARED 01 N.A. N.A. N.A.
NUVEEN INVT QUALITY MUN FD INC OTHER 67062E103 10 747 SH OTHER 01 N.A. N.A. N.A.
NUVEEN MICH QUALITY INCOME MUN OTHER 670979103 21 1350 SH SHARED 01 N.A. N.A. N.A.
NUVEEN MICH QUALITY INCOME MUN OTHER 670979103 206 13451 SH OTHER 01 N.A. N.A. N.A.
NUVEEN MUN MKT OPPORTUNITY FUN OTHER 67062W103 120 8232 SH SHARED 01 N.A. N.A. N.A.
NUVEEN MUN MKT OPPORTUNITY FUN OTHER 67062W103 106 7272 SH OTHER 01 N.A. N.A. N.A.
NUVEEN MUN VALUE FD OTHER 670928100 66 7838 SH SHARED 01 N.A. N.A. N.A.
NUVEEN MUN VALUE FD OTHER 670928100 129 15310 SH OTHER 01 N.A. N.A. N.A.
NUVEEN PREM INCOME MUN FD INC OTHER 67062T100 50 3935 SH SHARED 01 N.A. N.A. N.A.
NUVEEN PREM INCOME MUN FD INC OTHER 67062T100 25 1950 SH OTHER 01 N.A. N.A. N.A.
NUVEEN PREM INCOME MUN FD 2 IN OTHER 67063W102 21 1400 SH SHARED 01 N.A. N.A. N.A.
NUVEEN PREM INCOME MUN FD 2 IN OTHER 67063W102 19 1300 SH OTHER 01 N.A. N.A. N.A.
NUVEEN PREMIUM INCOME MUNI FD OTHER 6706K4105 1 110 SH SHARED 01 N.A. N.A. N.A.
NUVEEN PREMIUM INCOME MUNI FD OTHER 6706K4105 36 2869 SH OTHER 01 N.A. N.A. N.A.
NUVEEN QUALITY INC MUNICIPAL F OTHER 670977107 9 637 SH SHARED 01 N.A. N.A. N.A.
NUVEEN QUALITY INC MUNICIPAL F OTHER 670977107 96 6464 SH OTHER 01 N.A. N.A. N.A.
NUVEEN SELECT QUALITY MUN FD I OTHER 670973106 30 2200 SH OTHER 01 N.A. N.A. N.A.
NUVEEN SELECT TAX FREE INCOME OTHER 67062F100 3 233 SH SHARED 01 N.A. N.A. N.A.
PETROLEUM & RES CORP COM OTHER 716549100 11 312 SH SHARED 01 N.A. N.A. N.A.
PIONEER INTEREST SHARES INC (D OTHER 723703104 2 200 SH OTHER 01 N.A. N.A. N.A.
PMC COML TR OTHER 693434102 22 1650 SH OTHER 01 N.A. N.A. N.A.
<PAGE>
PUTNAM DIVERSIFIED INCOME FD OTHER 746706100 2 200 SH OTHER 01 N.A. N.A. N.A.
PUTNAM HIGH INCOME CONV & BD F OTHER 746779107 18 2300 SH OTHER 01 N.A. N.A. N.A.
PUTNAM MASTER INCOME TR SH BEN OTHER 74683K104 5 800 SH SHARED 01 N.A. N.A. N.A.
PUTNAM MASTER INCOME TR SH BEN OTHER 74683K104 15 2200 SH OTHER 01 N.A. N.A. N.A.
PUTNAM PREMIER INCOME TR SH BE OTHER 746853100 49 7140 SH SHARED 01 N.A. N.A. N.A.
SALOMON BROS FD INC COM OTHER 795477108 23 1241 SH OTHER 01 N.A. N.A. N.A.
SALOMON BROS HIGH INCOME FD II OTHER 794907105 58 5000 SH SHARED 01 N.A. N.A. N.A.
SALOMON BROS 2008 WORLDWIDE DL OTHER 79548R103 9 1000 SH OTHER 01 N.A. N.A. N.A.
SELIGMAN SELECT MUNI FD INC OTHER 816344105 6 665 SH OTHER 01 N.A. N.A. N.A.
TEMPLETON EMERGING MKTS FD INC OTHER 880191101 6 536 SH SHARED 01 N.A. N.A. N.A.
TEMPLETON EMERGING MKTS INCOME OTHER 880192109 17 1666 SH OTHER 01 N.A. N.A. N.A.
TEMPLETON GLOBAL INCOME FD INC OTHER 880198106 4 550 SH SHARED 01 N.A. N.A. N.A.
TEMPLETON GLOBAL INCOME FD INC OTHER 880198106 8 1144 SH OTHER 01 N.A. N.A. N.A.
TRI CONTL CORP COM OTHER 895436103 191 6515 SH SHARED 01 N.A. N.A. N.A.
TRI CONTL CORP COM OTHER 895436103 43 1464 SH OTHER 01 N.A. N.A. N.A.
USLIFE INCOME FD INC COM OTHER 917324105 9 1000 SH SHARED 01 N.A. N.A. N.A.
USLIFE INCOME FD INC COM OTHER 917324105 5 529 SH OTHER 01 N.A. N.A. N.A.
VAN KAMPEN CONVERTIBLE SECURIT OTHER 920956109 11 532 SH OTHER 01 N.A. N.A. N.A.
VAN KAMPEN INVESTMENT GRADE MU OTHER 920915105 41 4485 SH SHARED 01 N.A. N.A. N.A.
VAN KAMPEN MUNICIPAL OPPORTUNI OTHER 920935103 54 3904 SH SHARED 01 N.A. N.A. N.A.
VAN KAMPEN MUNICIPAL OPPORTUNI OTHER 920935103 25 1800 SH OTHER 01 N.A. N.A. N.A.
VAN KAMPEN TRUST INVESTMENT GR OTHER 920929106 21 1472 SH SHARED 01 N.A. N.A. N.A.
VAN KAMPEN TRUST INVESTMENT GR OTHER 920929106 4 300 SH OTHER 01 N.A. N.A. N.A.
ZWEIG FUND INC COM OTHER 989834106 4 400 SH OTHER 01 N.A. N.A. N.A.
ZWEIG TOTAL RETURN FD INC COM OTHER 989837109 5 600 SH SHARED 01 N.A. N.A. N.A.
1838 BOND-DEBENTURE TRADING FU OTHER 282520105 6 349 SH SHARED 01 N.A. N.A. N.A.
</TABLE>
